Loans & Refinancing

Getting the best deal on a loan, choosing the right kind of loan for you and information about how the industry operates.

Congratulations! Your dream college has accepted you. How are you going to pay for it? This article outlines the scholarships, grants, and loans available to help supplement any money you and your parents have put aside for your college education.

Credit.com has recently tracked an increased number of consumer complaints related to Consumer Financial loan list products.

The College Cost Reduction and Access Act is causing major shifts in the student loan industry. Smaller lenders are being impacted by a cut in government support meant to increase Pell Grant amounts. Read more about student lending reforms.

Lenders have made a lot of money in the past decade. If you have ever looked at your credit card statement and reviewed the interest you have paid, you may wish you were the lender instead of the borrower. Now you can be. New online services are allowing people to connect as lenders and borrowers online. Learn more about people-to-people loans.

Lending or borrowing from someone you know can seem like a perfect solution, but you risk much more than money if the loan isn't repaid. In this article, we show you how to lend to friends or family easily and safely.

Recently, Credit.com has received a number of alarming calls from individuals who claim to have had unpleasant dealings with a company identified as FairView Financial Services located in Wells, Maine. Read more about this possible fraud situation.

Emergency payday loans are controversial. With annual percentage rates as high as 5,000%, payday loans can seem like a terrible deal. In this article, our credit experts compare the costs of some alternatives and explain when using a payday loan may actually a good idea.

From the local strip mall to the internet, the payday lending industry is booming. But what is a payday loan? Is it as bad as some people say? Credit.com gives you straight answers about payday loans.

Credit.com answers the most frequently asked loan questions.

You've graduated from college and entered the "real world." Now all you have to do is figure out your student loans. On average, college students graduate with a whopping $20,400 in debt. Consolidating your student loans can be helpful if you have a large balance spread out across multiple lenders.

Your credit data impacts a wide range of financial decisions. Inaccurate and fraudulent information on your reports could lead to costly increases in your rates. From checking your credit reports for errors to correcting these inaccuracies, this article shows you how to keep your credit reports accurate and healthy.