Research & ReportsCredit.com conducts in-depth research into consumer credit issues such as credit freezes and RFID security. 
'Tis the Season for Online Fraud AvoidingInternet scams are flourishing during this tough holiday shopping season. Learn about credit card fraud online and how to spot the warning signs.
CARD Act, Debit Card Rules & New Credit Score Legislation Survey ResultsIn a new national survey from Credit.com, consumers continue to see changes even after the majority of the law went into effect back in February.
Credit.com Survey: Higher Interest Rates, Lower Credit Limits Consumers favor speeding up credit card industry reformBack in May, Congress passed the Credit Cardholders' Bill of Rights, a measure intended to put an end to certain oppressive credit card policies: among its provisions are controls on unexpected interest rate hikes, "double-billing" methods of calculating finance charges, and fees on previously paid balances.
Credit.com Survey: Post CARD Act Impact The Credit Cardholders Bill of Rights has been law since February and appears to be having an impact.? According to the latest survey from Credit.com, 40% of consumers say the new credit card law has made things better while 23% say it has made things worse and 37% just don?t know.
Credit Reporting Agencies Hoping to Melt "Freeze" LegislationConsumer advocates laud reforms allowing consumers to freeze their credit data. Meanwhile the financial industry worries about unintended consequences. This detailed article dissects the issues from both perspectives.
New Survey: Consumer Outlook Bleak for Holiday Shopping Season and Looking Worse Going Into 2009According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in 2009.
New Survey: More than 1/3 of Consumers Penalized by Credit Card CompaniesAccording to a new survey for National Consumer Protection Week (March 1-8) from Credit.com, a third (33.7%) of consumers say their credit card company has made one or more negative changes to their accounts.
New Survey from Credit.com: Despite Credit Card Law Taking Effect February 2010 - Consumers Face Numerous Account Changes The Credit Cardholders Bill of Rights is scheduled to become law on February 22nd, but according to a new survey from Credit.com, more than 43% of consumers (up from 34% from June 2009) say their card company has made one or some combination of the following changes to a credit card account.
New Survey from Credit.com: Despite New Credit Card Law, Banks Hammering ConsumersAccording to a new survey for National Consumer Protection Week (March 1-8) from Credit.com, a third (33.7%) of consumers say their credit card company has made one or more negative changes to their accounts.
Quarterly Survey Results: January 2011A new Credit.com survey conducted by GfK Research found 60% of consumers plan to pay off their holiday debt in full; which is up from 45% in January 2010.
Young debit card users pay $1 billion in overdraft feesYoung adults aged 18 to 24 rely on debit cards to pay for everything from coffee and snacks to school supplies. This convenience comes with a price. Overdraft charges can be as high as $35 a pop. Read about debit card overdraft charges.
Zap! We Know Everything About YouRFID chips are making warehouses run smoothly. Could they also be used to track us? Credit.com's team investigates privacy and identity theft concerns related to RFID chips in credit cards and consumer products. 
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