Internet scams are flourishing during this tough holiday shopping season. Learn about credit card fraud online and how to spot the warning signs.

In a new national survey from Credit.com, consumers continue to see changes even after the majority of the law went into effect back in February.

Back in May, Congress passed the Credit Cardholders' Bill of Rights, a measure intended to put an end to certain oppressive credit card policies: among its provisions are controls on unexpected interest rate hikes, "double-billing" methods of calculating finance charges, and fees on previously paid balances.

The Credit Cardholders Bill of Rights has been law since February and appears to be having an impact.? According to the latest survey from Credit.com, 40% of consumers say the new credit card law has made things better while 23% say it has made things worse and 37% just don?t know.

Consumer advocates laud reforms allowing consumers to freeze their credit data. Meanwhile the financial industry worries about unintended consequences. This detailed article dissects the issues from both perspectives.

According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in 2009.

According to a new survey for National Consumer Protection Week (March 1-8) from Credit.com, a third (33.7%) of consumers say their credit card company has made one or more negative changes to their accounts.

The Credit Cardholders Bill of Rights is scheduled to become law on February 22nd, but according to a new survey from Credit.com, more than 43% of consumers (up from 34% from June 2009) say their card company has made one or some combination of the following changes to a credit card account.

According to a new survey for National Consumer Protection Week (March 1-8) from Credit.com, a third (33.7%) of consumers say their credit card company has made one or more negative changes to their accounts.

A new Credit.com survey conducted by GfK Research found 60% of consumers plan to pay off their holiday debt in full; which is up from 45% in January 2010.

Young adults aged 18 to 24 rely on debit cards to pay for everything from coffee and snacks to school supplies. This convenience comes with a price. Overdraft charges can be as high as $35 a pop. Read about debit card overdraft charges.

RFID chips are making warehouses run smoothly. Could they also be used to track us? Credit.com's team investigates privacy and identity theft concerns related to RFID chips in credit cards and consumer products.