Research & Reports

Credit.com conducts in-depth research into consumer credit issues such as credit freezes and RFID security.

Internet scams are flourishing during this tough holiday shopping season. Learn about credit card fraud online and how to spot the warning signs.

According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in 2009.

Young adults aged 18 to 24 rely on debit cards to pay for everything from coffee and snacks to school supplies. This convenience comes with a price. Overdraft charges can be as high as $35 a pop. Read about debit card overdraft charges.

Consumer advocates laud reforms allowing consumers to freeze their credit data. Meanwhile the financial industry worries about unintended consequences. This detailed article dissects the issues from both perspectives.

Zap! We Know Everything About You

RFID chips are making warehouses run smoothly. Could they also be used to track us? Credit.com's team investigates privacy and identity theft concerns related to RFID chips in credit cards and consumer products.