From Our Experts

If you’ve got mountains of debt piling up, it can be all-too-easy to throw your hands in the air and turn a blind eye to burgeoning balances. But, remember, ignoring your debts won’t make them go away and, moreover, there are ways to get out of the red. Credit.com’s experts can help you understand how to get control of your debt — the smart way. We share strategies for paying down your debt without hurting your credit score, negotiating with lenders, and dealing with debt collectors. We also highlight your rights as a borrower, explain your bankruptcy options, as well as give you an honest assessment of payday loans. Finally, debt can do big damage to your credit score, so set up your custom action plan on Credit.com today and track your progress (and your two free credit scores, updated every 14 days) as you pay off your debt.