<![CDATA[Latest topics for the forum "Debt Resolution Services"]]> http://www.credit.com/forum/forums/show/21.page JForum - http://www.jforum.net installment loan chargeoff http://www.credit.com/forum/posts/preList/543/1775.page http://www.credit.com/forum/posts/preList/543/1775.page GMT Would it help to write to collection agency telling them I cannot repay right now? I'm dealing with two different accounts that are 1 1/2 years past due and obviously in collections. They have sent me settlement offers but I cannot even do those right now. Would it help if I sent a Certified letter stating I cannot repay my debts right now, that I am a stay at home mom, have no assests, etc?? What could their reply be?]]> http://www.credit.com/forum/posts/preList/498/1684.page http://www.credit.com/forum/posts/preList/498/1684.page GMT Negotiate a payoff on a closed card
How would it affect my credit?]]> http://www.credit.com/forum/posts/preList/328/1089.page http://www.credit.com/forum/posts/preList/328/1089.page GMT Hardship Agreement http://www.credit.com/forum/posts/preList/307/1014.page http://www.credit.com/forum/posts/preList/307/1014.page GMT Should I settle with a collection agency?
My question is, should I pay the settled amount and if so, should I have them send me something in writing that it will be marked as Settled in Full? (The letter I have from them only states that "...your account will be considered [b]settled[/b].")

And FYI, he gave me one of those "let me talk to my manager" spiels so I don't necessarily trust the guy.

Any advice you can give will be GREATLY appreciated. Thanks!]]> http://www.credit.com/forum/posts/preList/306/1011.page http://www.credit.com/forum/posts/preList/306/1011.page GMT Question concerning credit card reporting to credit bureaus "Settled" vs "Paid In Full" "Settled In Full" and " Settled for Less Than Full Balance" which means exactly the same thing - that the creditor "settled," receiving less than the full amount owed.
Any credit card reporting "Account Settled" is a big negative mark, correct?
]]> http://www.credit.com/forum/posts/preList/292/963.page http://www.credit.com/forum/posts/preList/292/963.page GMT Have You Successfully Negotiated to Lower Your Own Debts? Share Your Story!
Interested in talking to a reporter about your experience?
[b]Email us[/b] or comment below with your contact information!

]]> http://www.credit.com/forum/posts/preList/247/803.page http://www.credit.com/forum/posts/preList/247/803.page GMT Settling and its effects on; acquiring future student loans and my Fico score.
Thank you greatly.
]]> http://www.credit.com/forum/posts/preList/148/491.page http://www.credit.com/forum/posts/preList/148/491.page GMT Is there a statute of limitations on debt? I'm just looking for some advice on wether or not to tell them "To late buddy." and pass on the federal laws in regard to this to them. I did quit well straightening out my credit/debt issues before on my own, settling about 20k for around 2.3k.
Thank you for any input.]]> http://www.credit.com/forum/posts/preList/95/295.page http://www.credit.com/forum/posts/preList/95/295.page GMT Hardship Agreements http://www.credit.com/forum/posts/preList/64/186.page http://www.credit.com/forum/posts/preList/64/186.page GMT debt consolidation loan
- wishing to be debt free ]]> http://www.credit.com/forum/posts/preList/33/83.page http://www.credit.com/forum/posts/preList/33/83.page GMT