http://www.credit.com/forum/forums/show/5.page JForum - http://www.jforum.net 12th Annual National Consumer Protection Week (NCPW) , March 7-13. National Consumer Protection Week (NCPW), March 7-13. This coordinated consumer education campaign encourages individuals across the country to take full advantage of their consumer rights.

This year's theme -- Dollars & Sense: Rated "A" for All Ages -- highlights the importance of using good consumer sense at every stage of life – from grade school to retirement. In recognition of NCPW 2010, Credit.com and its team of Experts are promoting tips, tools and other free resources to help people protect their privacy, manage money and debt, avoid identity theft, understand credit and mortgages, and steer clear of frauds and scams.



This year, NCPW organizations are reaching out to kids, focusing on websites, videos and games designed for a younger audience. Kids under 12 spend billions of dollars on goods and services each year, so it makes sense to provide them with these valuable tools. It's essential that kids understand key consumer and business concepts, like credit and identity theft, banking and fraud, and marketing and advertising. The resources highlighted on the NCPW website introduce these concepts and teach kids practical lessons about the role of business and government in their everyday lives.

To support this year's NCPW campaign, Credit.com will be hosting a daily series on consumer protection issues with tips, tools and expert commentary through our blog, in our learning center and community forums, as well as in the Expert Insight area of our news. We're also hosting a week-long public relations campaign where our team of experts will do their part to spread the word on key consumer protections and financial literacy topics via radio, television and print mediums.

National organizers of this year's NCPW include AARP, the Comptroller of the Currency, the Consumer Federation of America, the Council of Better Business Bureaus, the Federal Citizen's Information Center, the Federal Communications Commission, the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Federal Trade Commission, the National Association of Attorneys General, the National Association of Consumer Agency Administrators, the National Consumers League, the U.S. Department of the Treasury, the U.S. Postal Inspection Service, and the U.S. Postal Service. For more information about NCPW, visit www.consumer.gov/ncpw.

About Credit.com: Credit.com provides straightforward education and products to help consumers make better financial decisions. Credit.com was established in 1995 with the goal of helping consumers with any credit standing to establish, rebuild, enhance and effectively use credit. Our industry experts create clear paths for consumers looking to improve their finances. For more information, go to: www.credit.com.]]> http://www.credit.com/forum/posts/preList/596/1961.page http://www.credit.com/forum/posts/preList/596/1961.page GMT [i]A Free Financial Literacy Tool Developed by Credit Industry Insiders[/i]

[b]San Francisco, CA – September 28, 2009 [/b]– As millions of consumers struggle during these turbulent times, credit education and financial services company Credit.com will announce tomorrow at Finovate 2009 in New York the launch of its "Credit Report Card" (CRC), the first-ever truly free online credit scorecard that gives consumers a comprehensive view of their credit across a variety of the leading score models used in the market today. The CRC offers a simple and secure way for consumers to see where their credit stands without impacting their credit scores.

Based on decades of expert knowledge of the credit score industry, Credit.com developed this interactive tool to give consumers transparency into how credit impacts their financial lives and how they can better manage it. The CRC is the only credit scorecard that compares and contrasts consumers’ scores across different credit scoring models.

Once users have completed a secure form and their identities have been verified, the CRC produces an accurate real-time estimate of their credit with an easy-to-understand snapshot of their data along with grades and actionable feedback in each of the five main areas that make up their credit ratings. Credit.com then offers users insight into how they can better manage their credit on both a short and long-term basis.

“Your credit score has never been more critical than now. Most consumers misunderstand credit basics, and that lack of knowledge can be devastating,” said Credit.com Chairman and Co-Founder Adam Levin, who is a former Director of the New Jersey Division of Consumer Affairs. “Our ‘Credit Report Card’ not only helps consumers get a unique snapshot of their credit profiles, but also offers invaluable information in their journey to strengthen their overall financial situation.”

“This tool clearly shows how lenders, landlords, and others view consumer credit in an easy-to-read format,” adds Credit.com President of Consumer Education John Ulzheimer, formerly of Fair Isaac and Equifax. “For the first time, consumers can now clearly understand how they compare across multiple credit score products for free with no strings attached.”

[b]About Credit.com, Inc. [/b]
Credit.com provides straightforward education and products to help consumers make better financial decisions. Credit.com was established in 1995 with the goal of helping consumers with any credit standing to establish, rebuild, enhance and effectively use credit. Our industry experts create clear paths for consumers looking to improve their finances. For more information, go to: www.credit.com.



]]> http://www.credit.com/forum/posts/preList/384/1284.page http://www.credit.com/forum/posts/preList/384/1284.page GMT
The contest is simple. Each morning at 9am EST, we’ll tweet a credit/finance question on [b]Twitter[/b] and give our followers until 8pm EST to reply with the correct answer. If you answer the question correctly, your name will go into a drawing each day where you have a chance to win one of these great prizes:

[color=white]----------[/color]- A [b]FREE Score Power[/b] report provided by [b]Equifax[/b].
[color=white]------------[/color][i]Includes your credit report and FICO score[/i].

[color=white]----------[/color]- A [b]FREE Score Power[/b] report by [b]myFICO[/b].
[color=white]------------[/color][i]Includes your credit report and FICO score[/i].

[color=white]----------[/color]- [b]FREE Credit Monitoring[/b] service provided by [b]TransUnion[/b].
[color=white]------------[/color][i]Includes unlimited access to your TransUnion credit report and score with daily monitoring - good for 12 months![/i]

[color=white]----------[/color]- A copy of [i][b]You’re Nothing but a Number: Why achieving great credit scores should be on your list of wealth building strategies[/b][/i]
[color=white]------------[/color]by John Ulzheimer

[color=white]----------[/color]- An ebook download of [i][b]Reduce Debt, Reduce Stress: Real Life Solutions for Solving Your Credit Crisis[/b][/i]
[color=white]------------[/color]by Gerri Detweiler, Nancy Castleman, Marc Eisenson

[color=white]----------[/color]- A copy of [i][b]Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment[/b][/i]
[color=white]------------[/color]by Deborah Price

[color=white]----------[/color]- A copy of [i][b]How to Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line[/b][/i]
[color=white]------------[/color]by Curtis Arnold

We’ll announce the winners at the end of each day on [b]Twitter[/b], on our [b]blog[/b] and here in the [b]Credit.com community forum[/b]!

To play, you’ll need to make sure:

1. You're following us on [b]Twitter/CreditExperts[/b].
2. Watch each day for a new contest question.
3. Tweet the correct answer before 8pm EST for your daily chance to win!

Remember: if you don't already have a [b]Twitter[/b] account, it's free to set one up! Winner must be in the US.

Good Luck!

------------------------
Update:
[b][size=18][color=default][u]Contest Winners![/u][/color][/size][/b]
The winners in our Summer Giveaway Contest included participants from our blog, the forums and twitter. Our winners are:

lithiumribbons
Baxie404
MaryEllen329
Elaine Thompson
C.Singleton
JessOdem

Congratulations everyone! Thanks again for participating in the contest!

]]> http://www.credit.com/forum/posts/preList/233/766.page http://www.credit.com/forum/posts/preList/233/766.page GMT
Our forums were designed to provide a healthy, supportive and welcoming environment for you to ask questions and share your personal credit related experiences with other members of the Credit.com online community.

Serving as educators and advocates, our goal is to empower you with easy-to-understand information about personal finance issues so that you can make the right choices when it comes to your finances and your credit. Our team of industry experts are on-hand to help moderate and deliver straight answers to your questions about credit cards, credit reports, credit scores, loans, debt and more.

We look forward to hearing from you and hope you enjoy the forums. Again, welcome to the Credit.com Forums!

Credit.com
wherever you stand, we stand by you]]> http://www.credit.com/forum/posts/preList/54/149.page http://www.credit.com/forum/posts/preList/54/149.page GMT