Check your credit & make smarter
financial decisions.

Smarter Financial Decisions

With a Credit.com account, you can stay on top of your credit. Knowing your credit standing is critical to getting what you want in life. And, managing your credit is one of the best financial moves you can make for yourself. You can do both for free at Credit.com every month — it’s that simple. Get started »

Check your credit for free

When you set up your free account, we retrieve your credit information for you from Experian and create a personalized dashboard with all your data. There is no cost to you — no credit card required. Get your free credit check »

Check Your Credit
Credit Profile

Review your simple credit profile

With a Credit.com account, you get five easy-to-understand grades and your credit score, then highlights the most important items for you to watch. Use the personalized advice from our experts to better manage your credit starting today. It’s easy »

See where you stand

Your free Credit.com account allows you to easily check your standing, learn about the ingredients that determine your credit rating, and see how you compare to others. Review your profile now »

See Where You Stand With A Free Credit Check
Qualify Credit Recommendations

Make smarter decisions

Find out which credit cards and loans you are most likely to qualify for — BEFORE you apply. Maximize your odds and manage your credit wisely. See your recommendations »

Get advice straight from the experts

Our experts provide personalized advice based on your credit report to help you understand how best to manage your score and interpret your report. We’ve been doing it for more than 17 years.

Credit Security

Be confident about safety and security

We work hard to keep our free tool secure and safe. It’s protected by bank-level encryption on our site and systems that are monitored 24/7, all of which has allowed us to provide helpful online services for more than 17 years.

Use data straight from the source

The credit report information included in your Credit.com dashboard comes directly from Experian, the leading, most comprehensive credit bureau in the U.S.

Get Your Free Credit Score From Experian
Your Free Credit Score and Report Card Are Updated Every 30 Days

Return every 30 days for free updates

Your free Credit.com account is updated for free every month, so you can keep coming back to check your credit and see how it changes over time at no cost. Get your free credit check »

“An excellent free service!”

Thousands of people sign up and return every day to Credit.com to check and manage their credit. Our site has been featured by The New York Times, CNN, The Today Show and more. See for yourself »

Excellent Free Service

GET STARTED — IT’S FREE

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