Welcome to the wonderful world of credit! Whether you're a student, graduate or recent immigrant, your credit will play an important role in your success. We're here to get you started on the right foot.
Our credit experts tackle the most common credit issues for people starting out in the world of credit. From dealing with student loans to building credit for recent immigrants, we break down the issues you may face and suggest different solutions.
Credit Card Companies... Friend or Foe?
Credit card companies mail an approximate 4 billion solicitations each year. How do they afford it? By charging their customers interest rates and fees. Read more about how the credit industry works
Credit Guide for College Graduates
Welcome to Credit for Grads 101. With this quick and easy guide, you'll learn everything you need to know about credit as you make the leap to the real world. This is the perfect place to start learning about credit management.
Everything from apartments to jobs can be influenced by your credit data these days. In this article we look at when and how your credit is used. Prepare your credit for apartment hunting, job applications, insurance shopping and opening new utility accounts. Read more about how credit impacts your life
How Credit Works
This simple guide shows you the inner workings of the credit system. Read about everything from the three main credit bureaus to pre-approved credit card offers. Our credit experts break down the complicated credit system
Paying Off Your Student Loans with Forgiveness Programs
Looking for some help with your massive student loan debt? Why not roll up your sleeves and do some good? By volunteering or choosing to work in service-oriented professional jobs in lower income communities, you could cancel a huge chunk of your federal student loans. Learn more about student loan forgiveness.
Repayment Options for Student Loans
Feeling overwhelmed with your student loans and college debts? There are a few different loan payment options to consider. Evaluate repayment plans, deferment and forbearance.
Seven Questions To Ask Before Opening a Bank Account
Having a checking account and savings account with a trusted bank is the first step to managing your money each month. Learn what to look for when opening a bank account
Starting From Scratch
Life without a credit card in America can be hard. Not only do you face challenges when renting cars, shopping online and accessing emergency funds, but your loan rates can also suffer due to a lack of credit history. Luckily, establishing credit is easy. Credit.com details five steps for opening a credit card and building your credit profile
Start Scholarship Hunt Early, Beware of Scams
If you're heading off to college, you're going to need money. But how do you go about paying for your higher-education pursuit? While you may have a combination of student loans, self-income and parental savings, there's another source of income that you should consider: scholarships. Learn more about using scholarships to subsidize your education costs.
Student Loan Consolidation Tips
The average college student graduates with $20,400 in debt these days. Sound familiar? You may want to consider consolidating your student loans if you have a large balance spread out across multiple lenders. Before you apply, know how to avoid hidden loan traps
The Ins and Outs of Paying by Check
The Ins and Outs of Paying by Check What happens when you sign a check? What's the right way to use a check? Our expert explains the basics of using a checking account. This is the perfect place to learn how to use checks.
A high credit score often equals savings on loans and credit cards.
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