Personal Finance

Personal Loans vs. Credit Cards

Trying to decide between a personal loan or a credit card to pay for some upcoming expenses? Here is a look at the pros and cons of using each. Credit Cards It’s fast and convenient to pay by credit card. And if you have a credit card with a large enough credit line you will […] Read More

What Are 3 Dumb Things You Can Do With Email?

Fraudsters most commonly use email to target consumers, according to an annual report of consumer complaints from the Federal Trade Commission. It makes sense, because an email account is where the different parts of life intersect: personal interests, school, work, banking, shopping, friends, family, travel plans, social media and so on. You tie account after […] Read More

Divorce Survival Guide: 3 Tips To Help You Manage Your Credit Through Divorce

Not only can divorce lead to emotional strain, it can also cause all sorts of financial problems. All those shared accounts and co-signed loans that once seemed so romantic are now the cause of major issues. The following three important tips can help avoid financial damages due to a divorce. Tip 1: Understand Divorce Decrees […] Read More

Seven Questions to Ask Before Opening a Bank Account

Even if you’ve saved very little money, you need a basic checking and savings account. If nothing else, it will allow you to avoid the often steep fees that many banks charge to cash checks from non-customers as well as the hassle and expense of buying money orders to pay bills. While a convenient location […] Read More

Credit Guide for College Graduates

Hey there, college grad. Before you go charging off to a brilliant career, here’s one last lesson for you to ace. Welcome to Credit for Grads 101. With this quick and easy guide, you’ll learn everything you need to know about credit as you make the leap to the real world. Find Out Where You […] Read More

How to Read Your Paycheck: Understanding Your Pay Stub

Twice a month, you receive a pay stub chock-full of important financial and tax information. If you don’t know how to interpret the data on your paycheck, you might be accidentally losing money. Here are our expert tips for reading your pay stub: A pay stub lists your taxable earnings, the total amount of money […] Read More

What You Need to Know About Bounced Checks

Before I went on vacation a few years ago, I wrote a large check to pay a bill before the money was in that account. My plan was to stop by the bank before I left to deposit a check from another account to cover it. But in the rush to leave, I overlooked that […] Read More

Retirement Planning Lingo – 401k’s, Pensions, & Other Terms To Know

Medicare? Immediate annuities? Reverse mortgages? Retirement may mean you have stopped working, but it doesn’t mean you stop learning. Here are the most common retirement terms and what they mean for you. 401(k): An employer-sponsored retirement savings plan. Contributions made to a 401(k) plan are tax-deferred. Area Agency on Aging (AAA): A network of local […] Read More

Retrain Your Brain to Cut Debt and Build Wealth

Why is changing our behavior so difficult? Why do we get stuck in a rut so often? Why do we make dumb choices with our money that seem so obvious in hindsight? Recently, I’ve had the opportunity to delve into a couple of terrific psychology books, and I’d like to offer a few insights I’ve […] Read More

So, You’re Getting Married! Will You Need a Wedding Loan?

Mazel tov! Congratulations! The best of luck to you both! Unless you’re planning to elope, you’re going to need a lot more than luck to get through your wedding day – and I’m not talking about surviving all that time with the new in-laws. How you decide to finance your wedding will be one of […] Read More

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