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Tony Berlin
Padilla Speer Beardsley
950 Third Avenue
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New York, NY 10022
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tberlin@psbpr.com

 

In San Francisco:

Emily Davidson
Credit.com
550 15th Street
Suite 37
San Francisco, CA
94103
p. (415) 901-1559
f. (415) 901-1568
emily@credit.com

 

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Press

Credit.com Media Relations

We love to talk about credit and personal finance! Contact the media relations team to schedule an interview with one of our experts:

Adam Levin - As a former Director of the New Jersey Division of Consumer Affairs, Adam specializes in consumer advocacy and identity theft topics.

Emily Davidson - Emily specializes in credit cards, credit management, loans and general consumer personal finance topics as a former TransUnion consumer credit expert.

Gerri Detweiler - Personal finance author and money expert. Gerri focuses on budgeting, debt recovery, credit cards and savings information for Credit.com. She has appeared on The Today Show and Dateline NBC.

John Ulzheimer - John has 15 years of experience working with Fair Isaac (FICO) and Equifax. John is an expert in all things credit reporting and credit scoring.

Randy Johnson - Randy is a mortgage broker who has financed over $1 billion in properties. He is an expert on home buying and real estate finance topics.

Credit.com in the News

05/19/08 Detroit News Online
Are we in a depression? No, not a Great Depression, where the U.S. economy is falling apart, but a mental depression, when you feel like your personal economy is falling apart.
...prices at the pump and the checkout lane, says Gerri Detweiler, credit adviser to Credit.com and author of 'Invest in Your-SELF: Six Secrets to a...
05/19/08 The Wall Street Journal
Thanks to the credit crunch, lenders only have eyes for borrowers with near-perfect credit and that comes as welcome news to Edward Jamison. A credit-repair expert, Jamison helps improve consumers' credit scores by quickly removing such things as old collection accounts and errors on their credit reports.
...incorrect, misleading, outdated and unverifiable, explains John Ulzheimer, president of Credit.com Educational Services. If a person finds, say, a paid...
05/18/08 Sun Herald
WALNUT CREEK, Calif. --Most people who use credit have more than one card. But just how many cards is too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Emily Davidson, a credit expert at the personal-finance Web site credit.com, puts more emphasis on credit utilization than the specific number...
05/18/08 Sun Herald
WALNUT CREEK, Calif. -- Most people who use credit have more than one card. But just how many cards is too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Emily Davidson, a credit expert at the personal-finance Web site credit.com, puts more emphasis on credit utilization than the specific number...
05/18/08 Pittsburgh Tribune Review
WALNUT CREEK, Calif. -- Most people who use credit have more than one card. But just how many cards are too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/17/08 Wichita Eagle
Most people who use credit have more than one card. But just how many cards are too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site www.credit.com, puts more emphasis on credit utilization than the specific number...
05/16/08 Detroit News Online
Are we in a depression? No, not a Great Depression, where the U.S. economy is falling apart, but a mental depression, when you feel like your personal economy is falling apart.
...prices at the pump and the checkout lane, says Gerri Detweiler, credit adviser to Credit.com and author of "Invest in Your-SELF: Six Secrets to a...
05/16/08 The Tavis Smiley Show
This week, in the third installment of our 26-part series My America 2008, we explore the causes and consequences of consumer debt. Filmmaker and Author James Scurlock shares clips from his profound documentary, Maxed Out, which addresses the potentially fatal consequences of poorly managed debt. Ben Woolsey, Director of Marketing and Consumer Research for Creditcards.com, discusses the psychology behind the financial taboo in America and asserts that the accessibility and convenience of credit cards are only helping to dig a deeper hole one swipe at a time.
05/15/08 Contra Costa Times
Most people who use credit have more than one card. But just how many cards is too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/15/08 San Mateo County Times
Most people who use credit have more than one card. But just how many cards is too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/15/08 The Wall Street Journal
As a technology analyst for a market-research firm, Robert Gray had doubts about the market's euphoria in the late 1990s. But even he got swept up in the tech bubble, diving into the funds talked up by his adviser.
...scoring at least 720, says John Ulzheimer, president of consumer education for Credit.com. Not quite there? Paying bills on time isn't always...
05/14/08 Marshall News Messenger
Clark Howard's Tips Thanks to Clark's efforts, many people know that you can obtain your free credit report at AnnualCreditReport.com. Don't go to FreeCreditReport.
...competitors that Clark hasn't tried out yet include CreditKarma.com and Credit.com. CLARK'S TIP TOPICS Find more consumer advice in Clark Howard's...
05/14/08 The Sun News
it have more than one card. But just how many cards are too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/13/08 Myrtle Beach Online
Some experts advise consumers to rely on fewer By Eve Mitchell - Contra Costa Times 1/83/8 WALNUT CREEK, Calif. | Most people who use credit have more than one card.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/13/08 Biz Yahoo - Finance
Congratulations, parents of new college grads. Your kids earned their degrees, broadened their horizons and maybe even acquired marketable skills. And the best part for you? Now they get to pay for everything...
...can get credit is to apply for a secured card at a Web site such as Credit.com or CardTrak.com. With a secured card, he makes a savings deposit...
05/11/08 KITV 4
BANKRUPTCY IS A BIG step one that will follow you around for seven to 10 years, depending on the route you take. And the requirements have become much stricter, thanks to new bankruptcy laws that take effect on Oct.
...you file bankruptcy with Fair Isaac's credit-score simulator.) Gerri Detweiler, a leading expert on credit and author of 'The Ultimate Credit...
05/09/08 The Wall Street Journal
Last week Jeff Larson got a letter from Capital One saying it closed his credit card due to inactivity. Larson, a mechanical engineer in Portland, Ore.
...when the card goes unused, says John Ulzheimer, president of consumer education for Credit.com. "Even if you don't use your credit card, you...
05/08/08 Smart Money
LAST WEEK JEFF Larson got a letter from Capital One (COF) saying it closed his credit card due to inactivity. Larson, a mechanical engineer in Portland, Ore.
...when the card goes unused, says John Ulzheimer, president of consumer education for Credit.com. "Even if you don't use your credit card, you...
05/08/08 Smart Money
LAST WEEK JEFF Larson got a letter from Capital One (COF) saying it closed his credit card due to inactivity. Larson, a mechanical engineer in Portland, Ore.
...when the card goes unused, says John Ulzheimer, president of consumer education for Credit.com. 'Even if you don't use your credit card, you...
05/07/08 Akron Beacon Journal
Homepage> Local News > Education News > (Page 1 of 2) | Single Page View Student loans also can pose a burden after college graduation. Several college and university financial aid offices offer information about loan consolidation.
...question-and-answer format to provide information about student loan consolidation. â ¢ Credit.com â ¢ The State PIRG's Higher Education Project Gives an...
05/07/08 MarketWatch
SAN FRANCISCO (MarketWatch) -- We all lead busy lives, but there's a quick way to assess whether you're taking advantage of some of the perks offered by your employer and the federal tax code: Take a tour of your paycheck stub, also known as your earnings statement.
...said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.com, a San Francisco-based consumer information site. From real estate...
05/07/08 Contra Costa Times
Most people who use credit have more than one card. But just how many cards is too many? Some experts believe there is no set number to shoot for when it comes to how much plastic to have in your wallet.
...Davidson, a credit expert at the personal finance Web site, www.credit.com, puts more emphasis on credit utilization than the specific number of...
05/06/08 Morningstar.com
SAN FRANCISCO (Dow Jones) -- We all lead busy lives, but there's a quick way to assess whether you're taking advantage of some of the perks offered by your employer and the federal tax code: Take a tour of your paycheck stub, also known as your earnings statement.
...same, said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.com, a San Francisco-based consumer information site. 'You might be...
05/06/08 MENAFN
SAN FRANCISCO (Menafn - MarketWatch) -- We all lead busy lives, but there's a quick way to assess whether you're taking advantage of some of the perks offered by your employer and the federal tax code: Take a tour of your paycheck stub, also known as your earnings statement.
...Security and Medicare, but take a look at those amounts all the same, said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.
05/06/08 MarketWatch
SAN FRANCISCO (MarketWatch) -- We all lead busy lives, but there's a quick way to assess whether you're taking advantage of some of the perks offered by your employer and the federal tax code: Take a tour of your paycheck stub, also known as your earnings statement.
...said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.com, a San Francisco-based consumer information site. From real estate...
05/06/08 Biz Yahoo - Finance
Your check stub offers quick guide on where to tweak personal...
...Security and Medicare, but take a look at those amounts all the same, said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.
05/06/08 MarketWatch
Your check stub offers quick guide on where to tweak personal...
...said Gerri Detweiler, a Sarasota, Fla.-based credit adviser with Credit.com, a San Francisco-based consumer information site. Check out Personal...
05/06/08 Knox News Sentinel
Yet one more reason to avoid using credit cards: Some companies are upping interest rates, even for on-time paying customers, to in effect punish those with good credit to make up bank losses for bad.
...the debt is paid - probably before. The CNN report quotes John Ulzheimer of Credit.com as noting that, even if you are paying off the debt in...
05/06/08 MarketWatch
SAN FRANCISCO (MarketWatch) -- Falling stocks are roadblocks to a comfortable retirement. At times like this, when the path looks especially rocky, it's tempting to reduce your regular contributions to a 401(k) portfolio or other automatic investment plan.
...long-term solution to your debt problem,' says Gerri Detweiler, a credit expert with Credit.com. 'It's better to leave it alone and look at your other...
05/06/08 Article Dashboard
You can start working on getting your credit established by considering a few methods that may help you to get on track. You may want to consider getting an unsecured credit card to start establishing your credit history.
...card. You can check various websites such as www.credittrack.com or www.credit.com to apply for a secured credit card. Typically, when you have a...
05/05/08 Buffalo News
Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation. One method for recent grads to deal with student loans borrowed during the college years is through loan consolidation.
...shtml Uses question-and-answer format to provide information about student loan consolidation. Credit.com www.credit.com/products/loans/ S t u d...
05/04/08 Charlotte
Obsessing over your score can be good, if a loan's in your futureELEANOR LAISEWall Street Journal People used to obsess over frequent-flier miles. Now, with lending standards getting tighter, they're applying similar energy to improving their credit scores.
...definitely changed," says John Ulzheimer, president of consumer education for Credit.com. "Back when they were giving money away to anyone who...
05/04/08 The Korea Times
By Bonnie Williams Scripps Howard News Service Yet one more reason to avoid using credit cards: Some companies are upping interest rates, even for on-time paying customers, to in effect punish those with good credit to make up bank losses for bad.
...by the time the debt is paid probably before. The CNN report quotes John Ulzheimer of Credit.com as noting that even if you are paying off the...
05/01/08 Smart Money
AS THE DIRECTOR of finance at a Springfield, Fla.-based Chrysler dealership, Marvin Hedrick has had his fair share of skeptical (and unhappy) clients, especially when he has to turn someone down for an auto loan or break the bad news that they'll have to pay a much higher interest rate than they expected.
...these scores are] being used," says John Ulzheimer, president of Credit.com Educational Services. With the exception of the FICO score used by...
05/01/08 Smart Money
AS THE DIRECTOR of finance at a Springfield, Fla.-based Chrysler dealership, Marvin Hedrick has had his fair share of skeptical (and unhappy) clients, especially when he has to turn someone down for an auto loan or break the bad news that they'll have to pay a much higher interest rate than they expected.
...these scores are] being used,' says John Ulzheimer, president of Credit.com Educational Services. With the exception of the FICO score used by...
05/01/08 Smart Money
IF YOU'RE VIGILANT about your money, your credit score is probably as familiar to you as your home phone number. It affects everything from the interest rates you pay on loans and credit cards to the size of your insurance premiums.
...FICO's web site or Equifax,' says John Ulzheimer, president of Credit.com. TransUnion and Experian sell their own scores to consumers and lenders.
05/01/08 TheStreet.com
As many consumers begin to grub for extra pennies in the face of a teetering U.S. economy, companies have kept up the ante on cash-back rewards cards in recent months.
...taking an offer in the mail, you can compare card offers on sites such as Credit.com, CreditCards.com, CardTrak.com, LowCards.com and CardRatings.com.
05/01/08 U.S. Banker
n crisis may soon be addressed. The and President Bush have agreed on a course of action as defined in the House-approved Ensuring Continuing Access to Student Loans Act, which clarifies that existing law gives the education secretary the authority to guarantee the loans of agencies operating as lenders of..
...says Lief. "Most students shouldn't see a big change," comments Credit.com's Emily Davidson, in an interview, but credit will be more expensive.
04/30/08 Sitnews
Wednesday Yet one more reason to avoid using credit cards: Some companies are upping interest rates, even for on-time paying customers, to in effect punish those with good credit to make up bank losses for bad.
...debt is paid -- probably before. The CNN report quotes John Ulzheimer of Credit.com as noting that even if you are paying off the debt in the...
04/29/08 Baltimore Sun Blogs
The hunt for the best credit card for you is getting even easier. LowCards.com just launched a free Credit Card Index that compares the terms of more than 1,300 credit cards.
...an e-mail. Of course, this isn t the first plastic search site. Credit.com also allows you to search for cards, plus it has other tools,...
04/29/08 Anderson Independent-Mail
About one in 20 households owes more than $8,000 on a credit card. What's your credit card debt? I'm the one. Our balance is $8,000-plus. Between $1,000 and $5,000.
...financing. But not all the news is bad. The report also quotes John Ulzheimer of Credit. com as noting good customers with good credit have the...
04/28/08 U.S. Banker
By William Launder Print Email Reprints Feedback Credit Karma Inc., a start-up that offers free credit scores online, plans to add features to let consumers calculate how their scores would change if they consolidate debts on to different credit cards or as they get older and build a longer credit history.
...debt. He was careful to distinguish Credit Karma from lead aggregation sites like Credit.com and LendingTree.com, but said his company's business...
04/27/08 Concord Monitor
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay a tuition bill. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a website that rates credit cards. In a recently released U.S.
04/27/08 Morning Call Online
Treat yourself. Grab that sweet rebate check Uncle Sam is about to give you and turn it into something outstanding -- not clothes or shoes, not another something for the house or garage, not a TV or a computer, not even a vacation.
...a balance that you cannot reduce, said Gerri Detweiler, a credit adviser for Credit.com and author of the ''The Ultimate Credit Handbook.'' In...
04/27/08 Morning Call
rebate check Uncle Sam is about to give you and turn it into something outstanding -- not clothes or shoes, not another something for the house or garage, not a TV or a computer, not even a vacation.
...a balance that you cannot reduce, said Gerri Detweiler, a credit adviser for Credit.com and author of the ''The Ultimate Credit Handbook.'' In...
04/27/08 Hartford Courant
Treat yourself. Grab that sweet rebate check Uncle Sam is about to give you and turn it into something outstanding not clothes or shoes, not another something for the house or garage, not a TV or a computer, not even a vacation.
...balance that you cannot reduce, said Gerri Detweiler, a credit adviser for Credit.com and author of the 'The Ultimate Credit Handbook.' In this...
04/26/08 The State
As concerns mount over identity theft and tightening credit standards, several Web sites now allow consumers to check their credit scores free of charge.
...consumers to check their credit scores free of charge. The sites, including Credit.com, CreditKarma.com and Quizzle.com, offer free scores developed...
04/26/08 Pittsburgh Tribune Review
As concerns mount over identity theft and tightening credit standards, several Web sites now allow consumers to check their credit scores free of charge.
...scores free of charge. But there's a catch. The sites, including Credit.com, CreditKarma.com and Quizzle.com, have started offering free scores...
04/26/08 The State
As concerns mount over identity theft and tightening credit standards, several Web sites now allow consumers to check their credit scores free of charge.
...consumers to check their credit scores free of charge. The sites, including Credit.com, CreditKarma.com and Quizzle.com, offer free scores developed...
04/25/08 American Banker
Credit Karma Inc., a start-up that offers free credit scores online, plans to add features to let consumers calculate how their scores would change if they consolidate debts on to different credit cards or as they get older and build a longer credit history.
...debt. He was careful to distinguish Credit Karma from lead aggregation sites like Credit.com and LendingTree.com, but said his company's business...
04/24/08 Naples Daily News
A credit score is your financial report card. It is indicative of monetary behavior, past, present and future and, as such, is used by all sorts of consumer service companies, from credit card issuers to car renters, to price their products and reject prospects.
...them advertised on TV or on other web sites (e.g. yahoo.com). Credit.com, CreditKarma.com and Quizzle.com are examples. Since there's no free...
04/24/08 Smart Money
TERI GRUBAR, a 46-year-old small-business owner in Minneapolis, isn't the type to pay a bill late or bounce a check. So when the owner of the tree service she had hired to spruce up her yard rang her bell earlier this month, angrily waiving a letter stating that her $3,000 check had bounced, she knew...
...effect on your credit score whatsoever, says John Ulzheimer, president of Credit.com Educational Services. Unlike credit cards, HELOCs aren't...
04/24/08 Smart Money
TERI GRUBAR, a 46-year-old small-business owner in Minneapolis, isn't the type to pay a bill late or bounce a check. So when the owner of the tree service she had hired to spruce up her yard rang her bell earlier this month, angrily waiving a letter stating that her $3,000 check had bounced, she knew...
...effect on your credit score whatsoever, says John Ulzheimer, president of Credit.com Educational Services. Unlike credit cards, HELOCs aren't...
04/24/08 Smart Money
TERI GRUBAR, a 46-year-old small-business owner in Minneapolis, isn't the type to pay a bill late or bounce a check. So when the owner of the tree service she had hired to spruce up her yard rang her bell earlier this month, angrily waiving a letter stating that her $3,000 check had bounced, she knew...
...effect on your credit score whatsoever, says John Ulzheimer, president of Credit.com Educational Services. Unlike credit cards, HELOCs aren't...
04/24/08 Smart Money
TERI GRUBAR, a 46-year-old small-business owner in Minneapolis, isn't the type to pay a bill late or bounce a check. So when the owner of the tree service she had hired to spruce up her yard rang her bell earlier this month, angrily waiving a letter stating that her $3,000 check had bounced, she knew...
...effect on your credit score whatsoever, says John Ulzheimer, president of Credit.com Educational Services. Unlike credit cards, HELOCs aren't...
04/23/08 Myrtle Beach Online
Scores in mid-700s get better rates from lenders By Eleanor Laise - The Wall Street Journal People used to obsess over frequent-flier miles. Now, with lending standards getting tighter, they're applying similar energy to improving their credit scores.
...definitely changed," says John Ulzheimer, president of consumer education for Credit.com. "Back when they were giving money away to anyone who...
04/23/08 The Sun News
People used to obsess over frequent-flier miles. Now, with lending standards getting tighter, they're applying similar energy to improving their credit scores.
...definitely changed,' says John Ulzheimer, president of consumer education for Credit.com. 'Back when they were giving money away to anyone who...
04/22/08 Free Republic
5:11:17 PM PDT by shrinkermd As Lenders Tighten Standards, Potential Borrowers Focus On Ways to Raise Their Ratings; Joining the '700 Club' ...So when Mr.
...the American Bankers Association. "The rules have definitely changed," says John Ulzheimer, president (Excerpt) Read more at online.wsj.com ...
04/22/08 The Wall Street Journal
People used to obsess over frequent-flier miles. Now, with lending standards getting tighter, they're applying similar energy to improving their credit scores.
...definitely changed," says John Ulzheimer, president of consumer education for Credit.com. "Back when they were giving money away to anyone who...
04/21/08 Central Utah Daily Herald
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay a tuition bill. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/21/08 Central Utah Daily Herald
Nancy Trejos Lavina Ramchandani, 20, got an American Express card two months ago so she could pay a tuition bill. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/20/08 Asbury Park Press
Sure, stocks are much cheaper now than they were at the first of the year. So are houses. But if you're carrying a lot of credit-card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, says Gerri Detweiler, an adviser at Credit.com, a consumer Web site. "Be pleasant, but be...
04/20/08 Columbus Dispatch
Borrowing for college can be complicated, with direct loans, subsidized loans, parent loans, private loans. Even people who've gone through the process sometimes don't fully understand it.
... www.aessuccess.org/manage/consolidate/fa q.shtml www.credit.com/products/loans/Stud ent-Loan- Consolidation-Tips.jsp www.pirg.org/consolidation/index.
04/20/08 Columbus Dispatch
Government still best source; other lenders...
...student-loan consolidation: www.aessuccess.org/manage/consolidate/fa q.shtml www.credit.com/products/loans/Stud ent-Loan- Consolidation-Tips.jsp www.pirg.org/consolidation/index.html...
04/19/08 Washington Post
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay this semester's tuition at the University of Maryland. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/19/08 The Wall Street Journal
As concerns mount over identity theft and tightening credit standards, several Web sites now allow consumers to check their credit scores free of charge.
...lender which credit bureau and score they typically use. The sites, including Credit.com, CreditKarma.com and Quizzle.com, have started offering...
04/19/08 Honolulu Advertiser
WASHINGTON Lavina Ramchandani, 20, got an American Express card two months ago so she could pay a tuition bill. Holly Jackson, 19, got a credit card when she needed a laptop.
...able to find a job?" said Emily Davidson, a financial expert at www.Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/19/08 Entrepreneur.com - Magazine
The top 5 signs that you're relying too much on your business credit...
...helped you succeed, but are you flashing that plastic too much? John Ulzheimer, president of educational services for Credit.com, a financial-services...
04/16/08 Entrepreneur.com
Your business credit card has helped you succeed, but are you flashing that plastic too much? John Ulzheimer, president of educational services for Credit.
...plastic too much? John Ulzheimer, president of educational services for Credit.com, a financial-services and educational website, offers these...
04/15/08 Star-Telegram
Student loans are an invaluable method for helping cover the cost of higher education, but they can also pose a burden after graduation. One solution for recent grads is loan consolidation.
...www.aessuccess.org/manage/consolidate /fa q.shtml, has questions and answers about student-loan consolidation. Credit.com, www.credit.com/products/loans/Stud ...
04/15/08 Springfield News-Leader
Sure, stocks are much cheaper now than they were at the first of the year. So are houses. But if you're carrying a lot of credit card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, says Gerri Detweiler, an adviser at Credit.com, a consumer Web site. 'Be pleasant, but be...
04/15/08 Washington Post
Comments that include profanity or personal attacks or other inappropriate comments or material will be removed from the site. Additionally, entries that are unsigned or contain 'signatures' by someone other than the actual author will be removed.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/15/08 GoErie
6:00AM Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation.
...www.aessuccess.org/manage/consolidate /fa q.shtml. Uses question and answer format to provide information about student loan consolidation. Credit.com, www.credit.
04/14/08 South Carolina Enquirer-Herald
What multiple inquiries will do to your overall credit score By CLAUDIA BUCK McClatchy papers Q. My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax)," said Emily Davidson, spokeswoman with Credit.com in San Francisco. "There's a chance the landlord will...
04/14/08 Sun Herald
Q. My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax),' said Emily Davidson, spokeswoman with Credit.com in San Francisco. 'There's a chance the landlord will...
04/14/08 Sanluisobispo
By CLAUDIA BUCK McClatchy Newspapers http://www.sacbee.com/ Q. My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax)," said Emily Davidson, spokeswoman with Credit.com in San Francisco. "There's a chance the landlord will...
04/14/08 Sun Herald
Q. My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax)," said Emily Davidson, spokeswoman with Credit.com in San Francisco. "There's a chance the landlord will...
04/14/08 Island Packet
Q. My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax),' said Emily Davidson, spokeswoman with Credit.com in San Francisco. 'There's a chance the landlord will...
04/14/08 Sun Herald
Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation. One method for recent grads to deal with student loans borrowed during the college years is through loan consolidation.
...Uses question and answer format to provides information about student loan consolidation . - Credit.com www.credit.com/products/loans/Stud ...
04/14/08 Island Packet
Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation. One method for recent grads to deal with student loans borrowed during the college years is through loan consolidation.
...Uses question and answer format to provides information about student loan consolidation . - Credit.com www.credit.com/products/loans/Stud ...
04/14/08 Sanluisobispo
By CHUCK MYERS McClatchy-Tribune News Service Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation.
...Uses question and answer format to provides information about student loan consolidation . - Credit.com www.credit.com/products/loans/Stud ...
04/14/08 Sun Herald
Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation. One method for recent grads to deal with student loans borrowed during the college years is through loan consolidation.
...Uses question and answer format to provides information about student loan consolidation . - Credit.com www.credit.com/products/loans/Stud ...
04/14/08 South Carolina Enquirer-Herald
Student loans are an invaluable method for helping cover the cost of a higher education. But they can also pose a burden after college graduation. One method for recent grads to deal with student loans borrowed during the college years is through loan consolidation.
...Uses question and answer format to provides information about student loan consolidation . - Credit.com www.credit.com/products/loans/Stud ...
04/14/08 Kiplinger
My former husband has lived in our old house since our divorce in 2004. Problem is, we never refinanced the house in his name only. Now he is five months behind on the mortgage.
...buy a house for at least a few years, says Emily Davidson, of Credit.com. All divorced couples should take note before they end up in a similar...
04/14/08 Chicago Sun-Times
TERRY SAVAGE | If you're mired in debt, there are ways out -- some better than others, none...
...several indictments of these companies! Credit card guru Gerri Detweiler of Credit.com warns: "Many of these new debt settlement companies will...
04/13/08 STLtoday
WASHINGTON Lavina Ramchandani, 20, got an American Express card two months ago so she could pay a tuition bill. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a website that rates credit cards. In a recently released U.S.
04/13/08 Washington Post
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay this semester's tuition at the . Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/13/08 TheStreet.com
Coming on top of the subprime mortgage mess, credit card defaults will be the next blow to both consumers and our financial institutions. Americans now have nearly $1 trillion outstanding on credit cards.
...approaches to dealing with that debt. Credit card guru Gerri Detweiler of Credit.com warns: 'Many of these new debt settlement companies will...
04/13/08 The Street
Coming on top of the subprime mortgage mess, credit card defaults will be the next blow to both consumers and our financial institutions. Americans now have nearly $1 trillion outstanding on credit cards.
...indictments of these companies already! Credit card guru Gerri Detweiler of Credit.com warns: "Many of these new debt settlement companies will...
04/12/08 Washington Post
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay this semester's tuition at the University of Maryland. Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?" said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/12/08 Washington Post
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay this semester's tuition at the . Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/12/08 Washington Post
Lavina Ramchandani, 20, got an American Express card two months ago so she could pay this semester's tuition at the . Holly Jackson, 19, got a credit card when she needed a laptop.
...be able to find a job?' said Emily Davidson, a financial expert at Credit.com, a Web site that rates credit cards. In a recently released U.S.
04/12/08 Santa Cruz Sentinel
My guess is the 500 homeowners in Santa Cruz County with a default notice for falling behind on their mortgage payments are the tip of the iceberg. Why? Because, according to Zillow.
...'greening' your home. Need advice ASAP? Gerri Detweiler of Credit.com offers these suggestions to borrowers in trouble: Create a budget with...
04/12/08 Detroit News Online
At any rate, with tax time over for those of us notrelated to Rip Van Winkle, you've got a bit of financial organization started -- so keep going. A clean home not only is a happy home (I hear), but a wealthier one, too.
...Score' by Liz Pulliam Weston or 'The Ultimate Credit Handbook' by Gerri Detweiler for advice. Now check your credit-card and bank statements for...
04/11/08 Detroit News Online
At any rate, with tax time over for those of us notrelated to Rip Van Winkle, you've got a bit of financial organization started -- so keep going. A clean home not only is a happy home (I hear), but a wealthier one, too.
...Score' by Liz Pulliam Weston or 'The Ultimate Credit Handbook' by Gerri Detweiler for advice. Now check your credit-card and bank statements for...
04/11/08 Detroit News Online
Now that spring is here, time to get your financial house in order Spring has sprung, Money & Lifers! Besides the chance to frolic across our winter-burned lawns, spring also means spring cleaning.
...Credit Score" by Liz Pulliam Weston or "The Ultimate Credit Handbook" by Gerri Detweiler for advice. Cut 'em off Now check your credit-card and...
04/10/08 Minneapolis Star Tribune
It's a new way for hospitals to gauge your ability to pay, and it's coming soon. Minneapolis-based Fair Isaac is among those investing in a tool to help hospitals cut down on bad debt.
...in the form of a score. John Ulzheimer, president of consumer education for Credit.com, tells consumers what to expect and why it's better to...
04/10/08 Biz Yahoo - Finance
My former husband has lived in our house since we divorced in 2004. Problem is, we never refinanced the house in his name only. Now he is five months behind on the mortgage.
...won't be able to buy a house for at least a few years, says Emily Davidson, of Credit.com. Try to get out of the situation by asking the lender...
04/09/08 Minneapolis Star Tribune
It's a new way for hospitals to gauge your ability to pay, and it's coming soon. Minneapolis-based Fair Isaac is among those investing in a tool to help hospitals cut down on bad debt.
...in the form of a score. John Ulzheimer, president of consumer education for Credit.com, tells consumers what to expect and why it's better to...
04/08/08 Sacramento Bee
Q: My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax),' said Emily Davidson, spokeswoman with Credit.com in San Francisco. 'There's a chance the landlord will...
04/08/08 Sacramento Bee
Q: My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax)," said Emily Davidson, spokeswoman with Credit.com in San Francisco. "There's a chance the landlord will...
04/08/08 MarketWatch
Americans increased their outstanding debt in February, but at nearly half the rate of the previous month, which had some experts suggesting that the news was positive because consumers were tightening their belts.
...cheaper forms of debt. 'There's two things going on,' said Gerri Detweiler, author of 'The Ultimate Credit Handbook.' 'One is higher standards...
04/07/08 Sacramento Bee
Q: My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax),' said Emily Davidson, spokeswoman with Credit.com in San Francisco. 'There's a chance the landlord will...
04/07/08 Sacramento Bee
Q: My sister-in-law is apartment hunting in San Diego, and she's been told that every time a landlord, or anyone else, submits a credit check, her credit score is automatically lowered by the credit rating agencies.
...(from Experian, TransUnion and Equifax)," said Emily Davidson, spokeswoman with Credit.com in San Francisco. "There's a chance the landlord will...
04/07/08 MarketWatch
Americans increased their outstanding debt in February, but at nearly half the rate of the previous month, which had some experts suggesting that the news was positive because consumers were tightening their belts.
...cheaper forms of debt. 'There's two things going on,' said Gerri Detweiler, author of 'The Ultimate Credit Handbook.' 'One is higher standards...
04/07/08 MarketWatch
There's a dark reality looming beneath the surface of some seemingly good news released Monday about consumer credit. Americans increased their outstanding debt in February, but at nearly half the rate of the previous month, which had some experts suggesting that the news was positive because consumers were..
...cheaper forms of debt.'There's two things going on,' said Gerri Detweiler, author of 'The Ultimate Credit Handbook.' 'One is higher standards...
04/07/08 MarketWatch
Americans increased their outstanding debt in February, but at nearly half the rate of the previous month, which had some experts suggesting that the news was positive because consumers were tightening their belts.
...cheaper forms of debt. 'There's two things going on,' said Gerri Detweiler, author of 'The Ultimate Credit Handbook.' 'One is higher standards...
04/07/08 MarketWatch
Americans increased their outstanding debt in February, but at nearly half the rate of the previous month, which had some experts suggesting that the news was positive because consumers were tightening their belts.
...cheaper forms of debt. 'There's two things going on,' said Gerri Detweiler, author of 'The Ultimate Credit Handbook.' 'One is higher standards...
04/07/08 Smart Money
12 ISSUES FOR $12.00 71% OFF! 24 ISSUES FOR $18.00 79% OFF! 36 ISSUES FOR $24.00 Best Deal! Print Send SUPERMARKETS HAVE long employed tricks aimed at luring shoppers into spending more, such as doling out free samples or stationing the most expensive sugar cereals...
...averaging 12.71% variable), says Emily Davidson, a finance expert for Credit.com, a debt management site. Store-branded cards are even worse.
04/07/08 Smart Money
SUPERMARKETS HAVE long employed tricks aimed at luring shoppers into spending more, such as doling out free samples or stationing the most expensive sugar cereals right at a toddler's eye level.
...averaging 12.71% variable), says Emily Davidson, a finance expert for Credit.com, a debt management site. Store-branded cards are even worse.
04/07/08 Smart Money
SUPERMARKETS HAVE long employed tricks aimed at luring shoppers into spending more, such as doling out free samples or stationing the most expensive sugar cereals right at a toddler's eye level.
...averaging 12.71% variable), says Emily Davidson, a finance expert for Credit.com, a debt management site. Store-branded cards are even worse.
04/07/08 Smart Money
SUPERMARKETS HAVE long employed tricks aimed at luring shoppers into spending more, such as doling out free samples or stationing the most expensive sugar cereals right at a toddler's eye level.
...averaging 12.71% variable), says Emily Davidson, a finance expert for Credit.com, a debt management site. Store-branded cards are even worse.
04/07/08 Poughkeepsie Journal
Sure, stocks are much cheaper now than they were at the first of the year. So are houses. But if you're carrying a lot of credit card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, says Gerri Detweiler, an adviser at Credit.com, a consumer Web site. 'Be pleasant, but be...
04/07/08 Daily News Journal
Sure, stocks are much cheaper now than they were at the first of the year. So are houses. But if you're carrying a lot of credit card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, says Gerri Detweiler, an adviser at Credit.com, a consumer Web site. "Be pleasant, but be...
04/07/08 Daily News Journal
Sure, stocks are much cheaper now than they were at the first of the year. So are houses.But if you're carrying a lot of credit card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, says Gerri Detweiler, an adviser at Credit.com, a consumer Web site.'Be pleasant, but be...
04/05/08 AL.com - Everything Alabama
Categories: Money You buy a used mattress ... and it has bedbugs. You "save 15 percent on your purchase" ... and your credit score goes down. Not all cost-cutting techniques are what they seem to be, and sometimes they actually wind up costing you more.
...percentage of your limit, says John Ulzheimer, president of consumer education for credit.com and author of the book "You're Nothing but a...
04/05/08 Tennessean
Sure, stocks are much cheaper now than they were at the first of the year. So are houses, but if you're carrying a lot of credit card or other debt, your best investment is to pay down that debt.
...Start by calling your credit card company, said Gerri Detweiler, an adviser at Credit.com, a consumer Web site. "Be pleasant, but be...
04/03/08 Smart Money
CASH-STRAPPED CONSUMERS are developing a bad habit: using their retirement savings to tackle everything from credit-card debt and late mortgage payments to income tax bills.
...shoe-in as far as a loan goes," says Gerri Detweiler, credit advisor for Credit.com. Some companies have made it even easier to gain access to...
04/02/08 Broker Agent News
by Sam Carroll An economic meltdown like the one we are currently experiencing is harmful to all business owners, but especially to real estate agents.
...Make a list of some websites that offer credit information for consumers, such as Credit.com and MyFICO.com. Step 2 - Get a feel for the kind...
04/01/08 TheStreet.com
You've seen the ads on television or on the Internet promising to help you get out from under the mounds of credit-card debt you've accrued over the years.
...haven't kept up with inflation and the cost of living,' says Gerri Detweiler, consumer educator and credit advisor. 'Younger Americans are the fastest...
04/01/08 The Street
You've seen the ads on television or on the Internet promising to help you get out from under the mounds of credit-card debt you've accrued over the years.
...haven't kept up with inflation and the cost of living," says Gerri Detweiler, consumer educator and credit advisor. "Younger Americans are the fastest...
 
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