Credit.com, Wherever you stand, we stand by you.®
->
Contact Us | Login | En Espaņol

Home > Press > News Archive > January 2008
  News Archive
  September 2008
  August 2008
  July 2008
  June 2008
  May 2008
  April 2008
  March 2008
  February 2008
  January 2008
  December 2007
  November 2007
  October 2007
  September 2007
  August 2007
  July 2007
  June 2007
  May 2007
  April 2007
  March 2007
  February 2007
  January 2007
  December 2006
  November 2006
  October 2006
  September 2006
  July 2006
  February 2006
  December 2005
  November 2005
 

Credit.com Archives - January 2008


01/30/08 Article Dashboard
Understanding how credit is scored is a powerful way to establish yourself and your credit scores. Many people want to maximize their credit; however, they really don't understand the very basics, which will hinder then when it comes to improving their credit.
...know the temperature of your credit! One service that I recommend is using Credit.com. They will send you a free copy of your credit report with...
01/29/08 Know How Now
By: Jed Jones Anybody who is saddled with heavy debt will tell you that being in debt is not only no fun - it can be downright painful. Having too much debt can occupy your thoughts to the point where your relationships, your ability to focus at work, and your leisure time can suffer tremendously.
...driving your credit score up as much as 249 points in less than 90 days, check out the Credit Secrets Bible: http://www.Top-Notch-Credit.com.
01/29/08 Yahoo!
Interest rates on home mortgages, credit cards and even car loans have been dropping for months. They could fall even more if the Federal Reserve decides to slice short-term rates again when it meets Wednesday.
...delinquencies and defaults, lenders have become much more selective, says John Ulzheimer, president of educational services for Credit.com. In...
01/28/08 Stockhouse Canada
John Ulzheimer, a nationally-recognized credit expert and President of Consumer Education for Credit.com will be appearing on CNBC's 'The Millionaire Inside: Debt Makeover', where he will join three other financial gurus counseling guests in varying degrees of financial peril.
...National Credit Expert John Ulzheimer to Appear On CNBC's ''The Millionaire Inside: Debt Makeover'' John Ulzheimer, a nationally-recognized credit...
01/28/08 Yahoo! Canada
SAN FRANCISCO--(BUSINESS WIRE)--John Ulzheimer, a nationally-recognized credit expert and President of Consumer Education for Credit.com will be appearing on CNBC's "The Millionaire Inside: Debt Makeover", where he will join three other financial gurus counseling guests in varying degrees of financial peril.
...National Credit Expert John Ulzheimer to Appear On CNBC's ''The Millionaire Inside: Debt Makeover'' SAN FRANCISCO--(BUSINESS WIRE)--John...
01/28/08 FinanzNachrichten.de
John Ulzheimer, a nationally-recognized credit expert and President of Consumer Education for Credit.com will be appearing on CNBC's "The Millionaire Inside: Debt Makeover", where he will join three other financial gurus counseling guests in varying degrees of financial peril.
...National Credit Expert John Ulzheimer to Appear On CNBC's 'The Millionaire Inside: Debt Makeover' John Ulzheimer, a nationally-recognized credit...
01/27/08 Bloomberg
Commentary by John F. Wasik Jan. 28 (Bloomberg) -- I was the victim of a form of identity theft -- twice. I'm not particularly proud of this fact. On both occasions, my credit-card numbers were stolen.
...''I wouldn't recommend a freeze unless you have a need for it,'' says Gerri Detweiler, a credit adviser with http://www.credit.com , a consumer...
01/25/08 Go Articles
0plugsplug itUnderstanding how credit is scored is a powerful way to establish yourself and your credit scores. Many people want to maximize their credit; however, they really don't understand the very basics, which will hinder then when it comes to improving their credit.
...know the temperature of your credit! One service that I recommend is using Credit.com. They will send you a free copy of your credit report with...
01/24/08 Biz Yahoo - Finance
Choosing a college fund I wanted to get college funds started for the kids this year. Should I invest in a 529 plan or a Roth IRA? I thought you could take money out of your Roth for education and not be penalized.
...collections don't get removed simply because they're paid, says John Ulzheimer of Credit.com. But all negative info has a statute of limitations.
01/22/08 Biz Yahoo - Finance
Wall Street investors didn't exactly celebrate the Federal Reserve's emergency rate cut Tuesday, but home owners with expensive lines of credit on their mortgages should jump for joy.
...not a guarantee that credit card rates will go down," said John Ulzheimer, president of Credit.com Educational Services. The trickle down impact...
01/21/08 Biz Yahoo - Finance
NEW YORK (MarketWatch) -- If you're planning to file for divorce this year or are already splitting your assets with your soon-to-be ex-spouse, your credit is likely to take a hit.
...you safeguard your credit before you file for divorce. Consider these tips from John Ulzheimer, author of "You're Nothing but a Number" and an...
01/20/08 Biz Yahoo - Finance
Along with higher credit card interest rates, tighter credit standards and tougher penalties on late payments, your bank fees are hitting record highs.
...by typing in "fees" in the search box. If you can't find that schedule of fees, call the bank and find out says John Ulzheimer of Credit.com.
01/18/08 Yahoo! Canada
How many credit cards should you have?Many people are afraid to have multiple cards. Some are afraid that they'll lose track of the different bills each month and fall behind on their payments.
...fact, 51 percent of the U.S. population has two or more credit cards, according to the Center for Media Research.Emily Davidson, a credit expert...
01/17/08 Biz Yahoo - Finance
Along with higher credit card interest rates, tighter credit standards and tougher penalties on late payments, your bank fees are hitting record highs.
...by typing in "fees" in the search box. If you can't find that schedule of fees, call the bank and find out says John Ulzheimer of Credit.com.
01/17/08 Biz Yahoo - Finance
How many credit cards should you have? Many people are afraid to have multiple cards. Some are afraid that they'll lose track of the different bills each month and fall behind on their payments.
...fact, 51 percent of the U.S. population has two or more credit cards, according to the Center for Media Research. Emily Davidson, a credit expert...
01/13/08 Bloomberg
Commentary by John F. Wasik Jan. 14 (Bloomberg) -- This will be a brave new year for U.S. homeowners with adjustable-rate loans. Terms will be tougher for the credit-challenged.
...your credit is good, the lender may want you to refinance,'' says Gerri Detweiler, credit adviser for the consumer Web site http://www.credit.com...
01/12/08 Yahoo!
Archive: Read more about retirement planning Calculators: Figure what you'll need to retire BE PART OF YOUR PORTFOLIO To get a free checkup by a financial planner, you must be willing to have your photograph and financial information appear in USA TODAY.
...I'm as guilty as anyone is we think we need to do it all,' says Gerri Detweiler, an adviser at Credit.com, a consumer website. 'If we can't save...
01/10/08 Biz Yahoo - Finance
Your credit card interest rate could shoot past 30 percent, even if you have good credit. Credit card issuers are tightening the reins, and it's consumers who are feeling the pain.
...cases, it can take several cycles before your late payment is noted according to John Ulzheimer of Credit.com. 2: Know the lingo Let's start...
01/07/08 Article Dashboard
Suggestions of cards that are created and maintained for people with an imperfect credit history. Numerous cards that allow those with no credit to apply and successfully be granted a credit card in order to begin building up and improving their credit card history.
...history in order to be considered for this card. Another card suggested by Credit.com is the Centennial MasterCard. This card offers a low APR on...
01/06/08 Article Dashboard
Suggestions of cards that are created and maintained for people with an imperfect credit history. Numerous cards that allow those with no credit to apply and successfully be granted a credit card in order to begin building up and improving their credit card history.
...history in order to be considered for this card. Another card suggested by Credit.com is the Centennial MasterCard. This card offers a low APR on...
01/04/08 www.lockergnome.com
The FICO credit score, that most lenders use to determine approvals for loans, is being overhauled with a new scoring model that should do a better job in predicting the rates of default by borrowers.
...risk: low risk vs. high risk. The president of consumer education for Credit.com, John Ulzheimer, states, Consumers who are low risk will score...
01/03/08 Biz Yahoo - Finance
You've thought about it, dreamed about it... now you can do it. Be debt-free in 2008. Here's how. 1: Get a grip Americans were expected to charge more than $148 billion this holiday season.
...your credit card bills, your credit card spending is out of control," says John Ulzheimer of Credit.com. You'll also need to take a cold hard...