Credit.com Press Archives - December 201112/31/11 PRLog
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12/31/11 Creditbloggers
Finally, A Housing Rebound?
Builders started construction on more new homes in November than they have during any month for almost two years, according to a new report by the Commerce Department, giving a much-needed ray of hope to the long-suffering housing market.
12/30/11 Creditbloggers
Verizon Cancels $2 Convenience Fee
Just one day after announcing that it would charge its wireless customers $2 for one time credit and debit card payments made over the phone or online, Verizon has scrapped plans for the new fee.
12/30/11 Smart Spending- MSN Money
Verizon's $2 fee: Can they do that?
Is it legal for the wireless company to charge customers for the convenience of paying by credit card? And if it is, will other merchants follow suit?
12/30/11 Creditbloggers
Verizons $2 Fee: Can They Do That?
When I heard today about Verizons announcement that it will charge a $2 convenience fee for debit and credit card payments made online or by phone, my first reaction was one of outrage.
12/30/11 Creditbloggers
Talk Credit Radio: Turn Your Financial Life Around in 2012!
This week on Talk Credit Radio: Friday December 30, 2011
Tune into Talk Credit Radio this week with Credit.coms personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT on WSRQ.
12/30/11 Creditbloggers
Study: Medical Identity Theft Rising Sharply
An overwhelming majority of healthcare providers96 percentadmit that they have lost patients medical data in the last two years, according to a newly released study.
12/28/11 Smart Spending- MSN Money
Best credit card advice for 2012
If you have excellent credit, ask for a lower rate on your credit card. If you don't, start by building a higher credit score.
12/28/11 Creditbloggers
The Debt Diva: Expecting the Unexpected
An emergency fund is such a valuable thing, I will always make it a priority to fund mine. I started with a small amount of money withdrawn from each paycheck being automatically deposited into my emergency account.
12/27/11 VentureBeat Profiles
How to make sure you dont waste credit card rewards
"The average consumer earns $622 per year in [credit card] rewards and leaves $205 of that on the table." Beverly Blair Harzog of credit.com writes about three websites to help you keep track of your reward programs.
12/27/11 Mainstreet
6 Experts Offer Credit Card Advice for 2012
NEW YORK (MainStreet) An increase in credit card solicitations, delinquencies and fruitful sign-on bonuses indicates 2012 may, in fact, be a big year for credit cards.
12/27/11 Creditbloggers
How to Get Help if Youve Been Scammed
If you feel like a company you paid for a service that they did not deliver on, the best place to start to resolve the issue is to contact the company directly.
12/27/11 GoArticles.com
Reviews To Choose The Best Debt Relief Company
12/26/11 MintLife Blog
Can You Force Your Lender to Report Your Account to the Credit Bureaus?
The credit reporting agencies have long had a very simple business model. They all sell credit reports to any company that has a permissible purpose to see and use the information, and they gladly accept the reporting of information if it fits their financial services mold.
12/26/11 Creditbloggers
How to Find Out if Your Credit Card Has Price Protection
You know whats really annoying? Buying something, say a $500 HDTV, and then seeing the same TV on sale for $375 a week or two later. Some merchants will reimburse you for the $125 difference if you ask and have some proof.
12/25/11 Creditbloggers
Tis the Season to Be Wary&.
You better watch out
You better not swipe
Your credits wiped out
Its too late to gripe
Badman Claws is coming to town
Hes making a list,
Youre on it twice;
Your bank account will barely suffice.
12/25/11 Lansing State Journal (AP)
Credit scores spawn many misconceptions
In a recent national survey by Foster City, Calif.-based credit card issuer Visa Inc. that asked U.S. consumers what factors negatively affect a credit score, plenty of answers were wrong.
12/24/11 Creditbloggers
The Debt Diet Challenge: Holiday and New Years Strategies
Penny
With Christmas coming up, all I have been doing is working. Today I felt better and started cooking some Christmas cookies. I made my pumpkin bars, which I wanted to make for Thanksgiving.
12/23/11 Creditbloggers
Talk Credit Radio: Full-Time RVing&How to Pay for the Ultimate Roadtrip
This week on Talk Credit Radio: Friday December 23, 2011
Tune into Talk Credit Radio this week with Credit.coms personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT on WSRQ.
12/23/11 Creditbloggers
Why Buy a Christmas Tree When You Can Rent One?
Its getting a little late for chopping down a Christmas tree. But if you suddenly find yourself tree-less and overcome by the Christmas spirit, you might not need to cut anything at all.
12/22/11 ABCNews.com
4 Ways to Avoid Panic Shopping
I'd like to make a confession. I'm only half-way done with my Christmas shopping. Misery loves company so I guess this nugget should make me feel better: A Visa, Inc.
12/22/11 Creditbloggers
Thanks to Gridlock, Tax Prep Loans Live to Fight Another Day
A political standoff in Washington is creating a loophole for lenders looking for new ways to continue offering loans that many consumer advocates say are predatory.
12/22/11 Creditbloggers
The Best Credit Cards of 2011
No doubt about it, this has been a very good year for credit cards. Sure, interest rates are still a little high, but in the past few months, banks have loosened the purse strings a little.
12/21/11 Creditbloggers
Fannie, Freddie, the Feds & Freud& FUBAR
As a citizen, a voter, and a consumer, what do you think this country needs? Less partisanship in Congress? Less Congress? Easier credit? Lower taxes? Higher taxes?
There are about 307 million Americans and given the state of the American economy, perhaps there are as many answers to that question.
12/21/11 The Huffington Post - Blog
Fannie, Freddie & Freud: Washington Needs a Shrink
As a citizen, a voter, and a consumer, what do you think this country needs? Less partisanship in Congress? Less Congress? Easier credit? Lower taxes? Higher taxes?
There are about 307 million Americans and given the state of the American economy, perhaps there are as many answers to that question.
12/21/11 CBS News
10 most popular holiday gift cards
(MoneyWatch)
My future father-in-law kindly requested a Dick's Sporting Goods gift card for Christmas. Easy enough, we thought, until we discovered that the card was actually on "back order" via the retailer's website.
12/20/11 Creditbloggers
The Debt Diva: No Need to Fear the Holidays
I had to overcome fear in order to start down the path of becoming debt free. I did not know why my credit card interest rates were so high. I did not know if I could get my rates lowered.
12/19/11 MintLife Blog
The Downside to Debit Cards
Every once in a while, I write an article fully expecting to get blasted in the comments section and this is one of those articles. Im not, and have never been, a fan of debit cards.
12/18/11 NJ.com
Old debt now dogs bankrupt man's girlfriend
Q. I filed for bankruptcy in 2010 and debts were discharged, therefore my credit report is on the skids. One department store account was discharged in the bankruptcy but my girlfriend started receiving letters and calls from a collection agency asking her to pay off the debt.
12/17/11 Mailtribune.com (AP)
Holiday credit: Beware of those sweet offers
Be sure and read the terms because credit card issuers often mix naughty and nice these days to entice spending
12/17/11 ABCNews.com
Who's Killing the CFPB? We Are.
The Honorable Richard Shelby, Mitch McConnell andto quote Spiro Agnew, "those nattering nabobs of negativism" (by which I mean the 43 Senators who always say "never")sure had their turkey shoot last week.
12/16/11 TheSunNews.com
Tread carefully when navigating credit card offers
By Susan Tompor
If you're the one dishing out the dough for that bag of toys this holiday season, be sure your naughty and nice review list includes credit card offers.
12/16/11 Napa Valley Register (AP)
Napa County District Attorney's Office warns of Medicare scam
Suspects posing as Medicare employees are calling seniors to obtain personal information, including checking and savings account numbers, the Napa County District Attorneys Office warned Thursday.
12/16/11 Mainstreet
Credit Q&A: Will Not Using My Card Hurt My Score?
Q: I applied for a credit card and got approved, then received the card in the mail and called to activate it. However, Im wondering what will happen if I don't use my credit card.
12/16/11 CBS News
Holiday 2011: Gifts for $10 or less
(MoneyWatch)
If you have dozens of people on your holiday gift buying list and a limited budget, have no fear. Here's a list of gifts for $10 or less, all personalized little somethings that won't disappoint.
12/15/11 Zimbio
Credit.Com: Debt Counseling: An Educational Overview
(PRWEB) January 7, 2004
Mounting debt-related issues can overwhelm and dominate peoples lives. Causes for seemingly insurmountable personal debt are often unrelated to spending habits: loss of employment; uninsured medical bills; litigation; divorce; and catastrophic loss.
12/15/11 TwinCities.com
Everyday Cheapskate: Don't be embarrassed to ask money questions
Dear Readers: I recently asked a group of women of all ages to tell me the money questions they most wanted answered. Because they could remain anonymous, the responses poured in.
12/15/11 Red Bluff Daily News Online
Mary Hunt- Everyday Cheapskate Don't be afraid to ask money questions
Dear Readers: I recently asked a group of women of all ages to tell me the money questions they most wanted answered.
Because they could remain anonymous, the responses poured in.
12/15/11 Mainstreet
The Most Overrated Credit Cards of 2011
NEW YORK (MainStreet) Credit card deals are a dime a dozen these days as issuers actively campaign to win back consumers they lost following the recession.
12/14/11 The Indiana Gazette
EVERYDAY CHEAPSKATE
I recently asked a group of women of all ages to tell me the money questions they most wanted answered. The responses poured in.
QUESTION: I'm a stay-at-home mom and haven't had a paycheck since I was a teenager.
12/14/11 ABC Owned Television Stations
Which credit cards are giving the best rewards?
SAN FRANCISCO (KGO) -- Are you giving your credit cards a workout this holiday season? 7 On Your Side looks at credit cards that are giving points, miles, or cash back for your purchases and asks are you getting enough points and miles?
12/14/11 Military.com
How to Handle a Deceased Loved One's Debts
by J.J. Bianco, Credit.com
Although it is a difficult time, its worthwhile to pay attention to debt, in particular credit card debt, upon the passing of a loved one.
12/13/11 Creditbloggers
Debt Diva: One Bloggers True Story of Facing Reality and Paying Down Debt
by Chris Geoffrey
I started my journey to debt reduction many times over the years. Then, I would buy something I wanted, vowing to pay down debt the following paycheck.
12/13/11 Wise Bread
Best Money Tips: Working Out During the Holidays
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on working out during the holidays, kicking bad habits to the curb, and teaching kids about giving back.
12/12/11 Creditbloggers
Why No Financial Crisis Prosecutions? Ex-Justice Official Says Its Just too Hard
by Marian Wang ProPublica, Dec. 6, 2011, 3:08 p.m.
Its an issue ProPublica and others have noted again and again: Years after the financial crisis, there have still been no prosecutions of top executives at the major players in the financial crisis.
12/12/11 MintLife Blog
What to Do When Your Credit Card Issuer Threatens to Close Your Account
Last week, a Mint reader sent in the following question:
Today my bank (a large national bank) sent me a letter saying that if I dont use my credit card in 30 days they will close my account.
12/11/11 Creditbloggers
Four Steps to a Healthier Credit File
Keeping your credit clean is essential to your overall financial health, and taking a proactive approach can help you stay on top of mistakes or behaviors that may dragging down your credit score.
12/11/11 ABCNews.com
Balance Transfer Day: Not a Slam Dunk for Consumers
You know, when I first heard that December 11 was Balance Transfer Day, I applauded the spirit of the day. I want consumers to get the lowest interest rates possible when they're in debt.
12/10/11 Creditbloggers
The Debt Diet Challenge: Paying Off All Credit Cards, Budgeting for Holidays
Well, I havent talked with Jean in a few weeks and I am really missing my support person. I have been paying additional on my bills as always and I am proud to say that I have all my credit cards paid off with the exception of my Walmart card.
12/09/11 iVillage
The Right Way to Transfer Credit Card Balances
Offers are popping up again to move your credit card balances from one card to another. Should you take them?
12/09/11 Creditbloggers
Talk Credit Radio: How to Negotiate Lower Rates on Your Credit Cards
This week on Talk Credit Radio: Friday December 9, 2011
Tune into Talk Credit Radio this week with Credit.coms personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT on WSRQ.
12/09/11 CBS News
The most important person to tip for the holidays
(MoneyWatch)
Someone asked me the other day if I knew the history of tipping, particularly around the holidays. I confessed, I didn't know how it evolved, but I believe it does make a lot of sense to tip those who've graciously helped make our lives easier and better during the "season of giving.
12/09/11 Wise Bread
Best Money Tips: Hosting a Budget-Friendly Holiday Party
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on planning holiday parties on the cheap, foods that boost your immunity, and saving money on your next car.
12/09/11 Credit Union National Association
CUNA News Now: U.S. News & World Report, Yahoo Finance cite benefits of CUs
-An article outlining "Why You Should Consider a Credit Union" in Thursday's issue of U.S. News & World Report, which also featured comments from the Credit Union National Association (CUNA) and the National Credit Union Administration (NCUA), was among several positive press items about credit unio
12/09/11 Rochester - YNN
Money Matters: Layaway payments help holiday shoppers scale down the debt
Consumers looking to avoid the debt hangover this holiday shopping season may find the answer in a layaway program, an old idea that is now making a big comeback.
12/08/11 Creditbloggers
CFPB to America: Read Your Credit Card Agreement, Already!
Im sure theres someone out there who eagerly awaits the arrival of their credit card agreement so they can devour each word with rapt attention. (Actually, we know at least one person who freely admits to being obsessive about the fine print, and we love her for it.
12/08/11 Smart Spending- MSN Money
Who benefits from Balance Transfer Day?
This isn't really sticking it to the banks. In fact, many banks will profit from the influx of new transfers from the elite group of borrowers who will qualify for the offers.
12/07/11 Yahoo! Finance US
The Best New Credit Cards of 2011
Credit cards got a lot more attractive during the course of 2011 as issuers revamped old offerings, tied high sign-on bonuses to existing cards and introduced products with unconventional rewards.
12/07/11 Business Insider
These Tiny Things Make You Want To Pay More When You're House Hunting
V. L. Hendrickson blogs at BrickUnderground.
Recent Posts
These Things Could Make Or Break Your Home Appraisal
Dear Ms. Demeanor: Tipping the amenity staff at the holidays
Psyching yourself out: Research shows 4 things that will throw you off your game in the apartment hunt
The StreetEasy Hot Doz
12/07/11 Military.com
Feds: Mortgage Servicers Still Violating Military Families' Rights
by Christopher Maag, Credit.com
Mortgage servicing companies regularly deny requests for help from military families, a violation of federal rules, according to a recent letter by the Federal Housing Finance Agency.
12/07/11 Military.com
3 Ways to Avoid New Hidden Bank Fees
by Christopher Maag, Credit.com
Bank of America and many other banks around the nation recently tried raising fees in an open way, telling everyone that making purchases with their debit cards would cost $5 a month.
12/07/11 Military.com
Can You Establish a Great Credit Score Fast?
by Gerri Detweiler, Credit.com
A reader asks:
Does using your credit card to spend more money on a monthly basis increase your credit score at a faster rate? For example, if I just used my credit card to make thirty $10 purchases in one month, will that increase my credit score as fast as using th
12/07/11 Military.com
How Extended Warranties Work on Credit Cards
by Beverly Blair Harzog, Credit.com
There are two questions youll hear over and over during the holiday season. The first one is, Would you like to open a store credit card and save 15 percent right now? To which your reply should be: No, thanks.
12/06/11 VentureBeat Profiles
Mark is a hypocritical chicken-eater
Michael Schreiber, the editor-in-chief of Credit.com, interviewed me about my book, Made by Hand. Here's a short excerpt: Mike: Do you have a favorite project from the book? Mark: My favorite project was raising chickens.
12/06/11 AZcentral.com
New credit cards may ding credit score
Before heading out to shop, you don't slip a can of pepper spray into your purse, and you'd rather spend Thanksgiving with your family than in a tent outside a big box store.
12/06/11 MSNBC
Just say no to store credit card offers
Follow me on Facebook
Shop at a major retailer between now and Christmas and theres a good chance the clerk at the register will offer you an instant discount 10 to 20 percent off your entire purchase if you apply for the stores credit card first.
12/06/11 Creditbloggers
Mark Frauenfelder Wont Kill Chickens
In 2003, Mark Frauenfelder and his wife Carla decided to do something a little crazy. They decided to ditch their lives as freelancers in Los Angeles, following a slowdown in the media business, and move themselves and their two kids (a six-year-old and an infant) to a remote island in the south pac
12/06/11 LexisNexis
New cards could hurt your credit score; Holiday offers are tempting, but may cost in the long run
twitter.com/sandyblock
Before heading out to shop, you don't slip a can of pepper spray into your purse, and you'd rather spend Thanksgiving with your family than in a tent outside a big box store.
12/06/11 NJ.com
Credit scores tough to predict and tough to control
Q. I check my credit score every six months on Quizzle.com and I have no negative reports, yet my score has been decreasing over the past few years. It went from over 800 six months ago to 790, and now it is 768.
12/06/11 Time Magazine Blogs
4 Best Credit Card Offers for Holiday Spending
New data indicates that Americans are hitting the plastic with increasing frequency when it comes to their holiday spending. This can be a trap for the unwary or undisciplined: Those credit card marketers know exactly what theyre doing and make it easy for a one-time indulgence to turn into a stead
12/05/11 MintLife Blog
Credit Housekeeping Before Years End
Were less than one month away from the end of the year and now is the time to get your credit house in order so you enter 2012 in as good of shape as possible.
12/05/11 Business Insider
What To Do When You Find An Error On Your Credit Card Bill
Credit.com
How Extended Warranties Work on Credit Cards
CFPB Opens the Floor to Credit Card Complaints
What Facebooks FTC Settlement Means for Businesses
Government Warns: Mortgage Modification Scammers Still Going
Talk Credit Radio: A New Way to Establish Credit
By J.
12/05/11 CBS News
Holiday regifting: 5 do's and don'ts
(MoneyWatch)
What's your policy on regifting? I admit to occasionally regifting bottles of wine or champagne, but that's pretty much where I draw the line.
12/05/11 The Newark Advocate
Look closely at credit card rewards offers
If you're the one dishing out the dough for that bag of toys this holiday season, be sure your "naughty and nice" review list includes credit card offers.
12/05/11 DentistryIQ
Today's Money; Personal Finance Expert Farnoosh Torabi discusses ways to cut health care costs
AL ROKER reporting:
This morning on TODAY'S MONEY, cutting your health care costs. A lot of American workers have just selected their medical benefits for next year and are seeing big increases in out-of-pocket expenses.
12/04/11 Lansing State Journal (AP)
Credit card holiday deals can be nice - but be careful
If you're the one dishing out the dough for that bag of toys this holiday season, be sure your "naughty and nice" review list includes credit card offers.
12/03/11 HeraldNet.com
If you play your cards right, rewards programs can work for you
Don't automatically shred those credit card offers arriving in your mailbox. They just might contain an attractive rewards program.
Card issuers grew stingy with rewards during the credit crunch, but now they have been reviving rewards to make their cards stand out.
12/03/11 Zimbio
Very painful toothache?
by Ed the dev
Very painful toothache?
SEVERE TOOTHACHES or shall we say strange pain on one of your teeth or the gum-line is usually the starting point of a severe or worst dental problem.
12/02/11 PR-USA.net
Cash Advance Loan No Fax |Safety| Cash Advance Business |Absolutely| Learn How To Get Fast Cash In 4
A payday (or cash advance) loan is a short-term fix designed to tide over the borrower until their next pay packet, whereupon they can clear the debt. During a recession or credit crunch people often find things becoming a bit tight towards the end of the month.
12/02/11 Creditbloggers
Talk Credit Radio: A New Way to Establish Credit
This week on Talk Credit Radio: Friday December 2, 2011
Tune into Talk Credit Radio this week with Credit.coms personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT on WSRQ.
12/02/11 Creditbloggers
Reader Question: Rebuilding Credit in a Hurry Is It Possible?
A Credit.com reader recently wrote in with this question about rebuilding her credit score:
The cable bill sounds like a collection account since these types of accounts are not typically reported unless they are turned over to collections.
12/02/11 The Ithaca Journal
More holiday shoppers are whipping out credit cards
Just in time for the holidays, credit cards are making a comeback.
On Black Friday, payments made with credit cards rose 7.4 percent from a year earlier, vs.
12/01/11 Creditbloggers
Debt Diet Challenge: Finding More Ways to Cut Costs
Melissa
This week I logged on to the Debt Diet website to review my progress and review some tools. I made myself a list of things that we have done and a list of things still left to do.
12/01/11 AZcentral.com
More shoppers are whipping out credit cards
Just in time for the holidays, credit cards are making a comeback.
On Black Friday, payments made with credit cards rose 7.4% from a year earlier, vs.
12/01/11 Creditbloggers
A Reader Asks: Can You Establish a Great Credit Score, Fast?
A Credit.com reader asks:
Ah, if it were only that easy! Unfortunately, there are few shortcuts to building a strong credit rating. Your first strategymaking lots of small purchases on the cardwont make a bit of difference, for two reasons.
12/01/11 Tulsa World (AP)
Action Line: Consumer website recommends best credit cards
Dear Action Line: My credit card company gigged me $35 for being a day late with my mailed monthly payment - after 10 years of faithfully paying balances off.
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