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Emily Peters
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Press

Credit.com Media Relations

We love to talk about credit and personal finance! Contact the media relations team to schedule an interview with one of our experts:

Adam Levin - As a former Director of the New Jersey Division of Consumer Affairs, Adam specializes in consumer advocacy and identity theft topics.

Emily Peters - Emily specializes in credit cards, credit management, loans and general consumer personal finance topics as a former TransUnion consumer credit expert.

Gerri Detweiler - Personal finance author and money expert. Gerri focuses on budgeting, debt recovery, credit cards and savings information for Credit.com. She has appeared on The Today Show and Dateline NBC. Gerri is frequently guest on CNBC's On the Money.

John Ulzheimer - John has 17 years of experience in the consumer credit industry with time spent at Fair Isaac (FICO) and Equifax. John is an expert in all things credit reporting and credit scoring. He is also a regular contributor to CNBC's On the Money.

Randy Johnson - Randy is a mortgage broker who has financed over $1 billion in properties. He is an expert on home buying and real estate finance topics.

Aurora Medina MA - Aurora specializes in the psychology of money. She works with the internal aspects of money, exploring beliefs and patterns that prevent people from maximizing their potential. Aurora is fluent in Spanish and edits Tu Sitio en Español.

Latest Survey

11/18/08 Credit.com
According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in 2009.

 

Credit.com in the News

11/21/08 AARP.org
Q. My new rewards credit card sounded great, but my cash back has been less than rewarding. How do I get the real scoop on these plastic promises? A. Youre not alone in your...
...survey. Review rewards credit cards here or visit any of these websites: credit.com, creditcards.com, indexcreditcards.com and cardtrak.com.
11/20/08 The Charleston Gazette
The Federal Reserve has slashed its benchmark rate to 1 percent, yet many people are getting hit with higher rates and fees on their credit cards. Normally, when the Fed cuts rates, credit-card issuers follow suit, resulting in lower monthly payments for...
...on your other cards, says John Ulzheimer, president of consumer education at Credit.com, a financial-services Web site. Many banks will allow...
11/20/08 Business Week
M&A is heating up as buyers see a promising future in pursuing consumers' unpaid...
...borrowers struggle amid a weak economy. Gerri Detweiler, of advocacy group Credit.com, says she's fielding countless complaints about debt collectors.
11/19/08 KXLY.com
Lighting Ceremony - The annual Holiday Light Show features almost two million lights, plus a fireworks show. Credit Cards - Figure out which card is best for you with the help of these four websites:...
...with the help of these four websites: Lowcards.com, Cardratings.com, Credit.com and Bankrate.com. Lowering Medical Bills - Believe it or...
11/19/08 The Wall Street Journal
The Federal Reserve has slashed its benchmark rate to 1%, yet many people are getting hit with higher rates and fees on their credit cards. Normally, when the Fed cuts rates, credit-card issuers follow suit, resulting in lower monthly payments for...
...on your other cards, says John Ulzheimer, president of consumer education at Credit.com, a financial-services Web site. Many banks will allow...
11/19/08 PR-Inside
www.credit.com - According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don"t think 2009 will be any...
...Outlook Bleak for Holiday Shopping Season and Looking Worse Going into 2009 www.credit.com - According to a new national survey from Credit.
11/19/08 digitalnewsdirect.com
According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and dont think 2009 will be any...
...Looking Worse Going into 2009 According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping...
11/19/08 DiGiTAL50
- According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and dont think 2009 will be any...
...Worse Going into 2009 - According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping...
11/19/08 Macro World Investor
Business Editors/Financial Editors/Retail Writers SAN FRANCISCO--(BUSINESS WIRE)--November 19, 2008--According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any...
...WIRE)--November 19, 2008--According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season...
11/19/08 Forbes.com
The outlook for the current and next year's holiday shopping season is not bright: -- 57% DON'T think the 2009 holiday shopping season will be any better for consumers However, the survey also found that consumers are surprisingly optimistic looking ahead to 2009: -- 53% DO think their personal finance...
...financial situation,' said Adam Levin, chairman and co-founder of Credit.com. 'It is imperative that business, government, public interest organizations...
11/19/08 MarketWatch
SAN FRANCISCO, Nov 19, 2008 (BUSINESS WIRE) -- According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any...
...(BUSINESS WIRE) -- According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season...
11/19/08 Credit.com
A free teleclass, Easing Financial Stress, will be offered Thursday evening, November 14, 22008 by Credit.com Credit Advisor Gerri Detweiler, along with Karen McCall, founder of the Financial Recovery Institute.
11/19/08 QSR Magazine
] According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any...
...'Terrified' About Finances ] According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping...
11/19/08 QSR Magazine
ill be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in...
...Depression and many are understandably terrified about their current financial situation,' says Adam Levin, chairman and co-founder of Credit.com.
11/19/08 CNBC
John Ulzheimer "On the Money" ContributorI just settled with a credit card ($3,700 only have to pay $1,300). But, now I'm concerned. Will this affect my credit score at all? --Ada PS: This is a Business Credit Card, does it matter? Ada Your PS is actually the key to this...
...is a nationally recognized credit expert, president of Consumer Education for Credit.com and contributor to On The Money. Learn more about him...
11/19/08 CNBC
credit expert fields your questions on everything from debt settlement to Citigroup\'s new interest rate hike.','CNBC',' Television','Latest ','','1','16:29, 19/11/08','','blogpost','','','','69715' ,'', '1',0, ,'CNBC','true',...
...Credit Questions? John Ulzheimer Is Here to Answer credit expert fields your questions on everything from debt settlement to Citigroup\'s new...
11/19/08 Direct Marketing Association
If you are a DMA member and this is your first time signing on, you need to follow this link in order to obtain your user name and password. If you are not a DMA member, you can still obtain a Visitor's...
...Consumer Outlook Bleak for Holiday Season, Worse for 2009, Credit.com Survey Finds If you are a DMA member and this is your first time signing...
11/19/08 Earthtimes.org
SAN FRANCISCO - (Business Wire) According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and dont think 2009 will be any...
...- (Business Wire) According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season...
11/19/08 Northlands Newscenter
Story Updated: Nov 19, 2008 Economists say holiday shopping will likely be down this year, and the Northland looks no different. Multimedia Watch The Video A recent...
...the Northland looks no different. Multimedia Watch The Video A recent credit.com survey shows consumers agree- more than half of those surveyed...
11/18/08 CNBC
Is now a good time to buy a home? Its a common question these days as potential homeowners wonder if its the time to capitalize on low prices, foreclosures and fairly low interest...
...one and at least 20% down. Also, you need good credit. John Ulzheimer said that while a 580 credit score would have gotten you a great mortgage...
11/18/08 MSNBC
I was overwhelmed by the response to last week s column about crooks who steal debit card numbers at gas pumps. It seems the warning about this relatively new and growing scam really hit a nerve with...
...a different network and it happens more quickly,â explains Gerri Detweiler with credit.com. â But either way, the money still comes out of the...
11/18/08 Smart Money
Anyone whos ever taken out a mortgage or a college loan knows that borrowing can be the key to building future wealth. But now that risky debt has sunk Wall Street, lending standards, by some measures, have tightened to their strictest levels in 15...
...be plentiful, says John Ulzheimer, president of consumer education at Credit.com. For borrowers with sufficient equity in their homes, rates...
11/18/08 Smart Money
Anyone whos ever taken out a mortgage or a college loan knows that borrowing can be the key to building future wealth. But now that risky debt has sunk Wall Street, lending standards, by some measures, have tightened to their strictest levels in 15...
...be plentiful, says John Ulzheimer, president of consumer education at Credit.com. For borrowers with sufficient equity in their homes, rates...
11/18/08 Smart Money
Anyone whos ever taken out a mortgage or a college loan knows that borrowing can be the key to building future wealth. But now that risky debt has sunk Wall Street, lending standards, by some measures, have tightened to their strictest levels in 15...
...be plentiful, says John Ulzheimer, president of consumer education at Credit.com. For borrowers with sufficient equity in their homes, rates...
11/17/08 KXLY.com
Lighting Ceremony - The annual Holiday Light Show features almost two million lights, plus a fireworks show. Credit Cards - Figure out which card is best for you with the help of these four websites:...
...with the help of these four websites: Lowcards.com, Cardratings.com, Credit.com and Bankrate.com. Lowering Medical Bills - Believe it or...
11/17/08 CUNA News Now
Freddie Mac on Friday reports a net loss of $25.3 billion for the third quarter. More: http://tinyurl.com/58rxxb 3 days ago Security not a tech issue, but a biz...
...Toughest to Solve?' with Adam Levin, chairman, president, co-founder, Credit.com; and chairman and founder, Identity Theft 9-1-1, San...
11/17/08 Biz Yahoo! Finance US : News Providers
Suddenly, the traditional wisdom of putting aside cash for an emergency seems more important than ever. With economic storm clouds brewing, it makes sense to have three to six months' worth of living expenses -- even more if you can manage it -- tucked away in a safe...
...them, consider cashing them. But be careful, says Gerri Detweiler, credit adviser for Credit.com. "If you slip up and miss a payment, even by a...
11/17/08 Lansing State Journal
The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages now are bracing for billions more in bad debt on credit cards. So, they're trying to cut their losses by cutting off...
...worried they've got too much exposure,' said Gerri Detweiler, credit adviser for Credit.com in San Francisco. 'It's a risk analysis.' If a $12,000...
11/17/08 Biz Yahoo! Finance US : News Providers
Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago," says John Ulzheimer, a credit expert with Credit.com. "Today you need to shoot for 780 to 820 to get the best...
11/16/08 The State
Mounting debt can put ever-increasing pressure on a households finances and lead to possible long-term credit problems. Finding a solution to personal debt is not always...
...(www.bankrate.com/brm/news/debt/debtg uide2004/consolidating-debt.asp) Explores the causes and hidden dangers of debt, and a debt load analyzer. Credit.com (www.credit.
11/15/08 Maryland Daily Record
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account...
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/15/08 CUNA News Now
Freddie Mac on Friday reports a net loss of $25.3 billion for the third quarter. More: http://tinyurl.com/58rxxb 2 days ago Security not a tech issue, but a biz...
...Toughest to Solve?' with Adam Levin, chairman, president, co-founder, Credit.com; and chairman and founder, Identity Theft 9-1-1, San...
11/15/08 Maryland Daily Record
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account...
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/14/08 CNBC
You might think that your FICO score is the be all and end all of your credit report. Youd be wrong. Theres a parallel credit universe out there, according to our credit guru John Ulzheimer, and its important to know how it works so that you can continue to work for the best credit possible, and thus..
...Theres a parallel credit universe out there, according to our credit guru John Ulzheimer, and its important to know how it works so that you...
11/14/08 CNBC
You might think that your FICO score is the be all and end all of your credit report. Youd be wrong. Theres a parallel credit universe out there, according to our credit guru John Ulzheimer, and its important to know how it works so that you can continue to work for the best credit possible, and.
...There s a parallel credit universe out there, according to our credit guru John Ulzheimer, and it s important to know how it works so that you...
11/14/08 Detroit News Online
U nwrapping gifts this year may be a group effort for many Michigan families. 'Household presents' such as furniture and television sets are expected to replace individual gifts come the holidays as families streamline their budgets and strive to make quality time more comfortable, analysts...
...but then chicken out just before Christmas, said Gerri Detweiler, credit adviser for credit.com. 'It seems to be the gifts for the kids are the...
11/13/08 Detroit News Online
U nwrapping gifts this year may be a group effort for many Michigan families. "Household presents" such as furniture and television sets are expected to replace individual gifts come the holidays as families streamline their budgets and strive to make quality time more comfortable, analysts...
...but then chicken out just before Christmas, said Gerri Detweiler, credit adviser for credit.com. "It seems to be the gifts for the kids are the...
11/13/08 CNBC
You are not the only one who can ruin your credit score. Just as you have to be proactive about raising it, you also have to on top of guarding it, because it can take years to erase the damage done by identity...
...identity theft. To mitigate the risk of identity theft, John Ulzheimer suggested shredding any documents that include your name, address and...
11/13/08 ABC 15
Black Friday is less than a few weeks away, so now is the time to do a little planning before the holiday shopping season begins, says Adam Levin of Credit.
...little planning before the holiday shopping season begins, says Adam Levin of Credit.com. Develop a game plan and a budget for the holiday...
11/13/08 Washington Post
Suddenly, the traditional wisdom of putting aside cash for an emergency seems more important than ever. With economic storm clouds brewing, it makes sense to have three to six months' worth of living expenses -- even more if you can manage it -- tucked away in a safe...
...them, consider cashing them. But be careful, says Gerri Detweiler, credit adviser for Credit.com. 'If you slip up and miss a payment, even by a...
11/13/08 In Rich
No doubt you've been hearing a lot about this credit crunch, but do you know what it actually means for you as a consumer? The limits on existing credit cards are in danger of...
...mortgage lenders, which pull three, says John Ulzheimer, the resident expert at Credit.com. Polish it. A good start is paying on time. Making...
11/12/08 Active Rain
Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago," says John Ulzheimer, a credit expert with Credit.com. "Today you need to shoot for 780 to 820 to get the best...
11/12/08 Mailtribune.com
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account...
...the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/11/08 CNBC
In honor of Veteran's Day, Carmen welcomed back Liz, a Navy vet who appeared on the program nearly three months ago in an effort to improve her finances and secure a future for her...
...family. After taking Carmen's advice, along with credit tips from John Ulzheimer, Liz is already on her way to a brighter financial future. Below...
11/11/08 CNBC
When it comes to your credit, dont believe everything you hear. Plenty of rumor, gossip and innuendo surround the real facts about your credit report and...
...the real facts about your credit report and score. Luckily, there s John Ulzheimer, On the Money s credit guru. On Tuesday s show, Ulzheimer...
11/11/08 CBS news
CBS Evening News: One Man's Idea Helping Debtors In 25...
...a compromise,'" said Adam Levin, chairman and co-founder of Credit.com. Compromise, with this approach, means lenders recoup at least some of...
11/11/08 CBS news
Janine Cain prides herself on a tidy home. Her finances, however, are in a state of disrepair, ever since her husband lost his full-time job and their mortgage payments rose, CBS News correspondent Priya David...
...a compromise,'' said Adam Levin, chairman and co-founder of Credit.com. Compromise, with this approach, means lenders recoup at least some of...
11/10/08 Biz Yahoo! Finance US : News Providers
Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago," says John Ulzheimer, a credit expert with Credit.com. "Today you need to shoot for 780 to 820 to get the best...
11/10/08 CNBC
Carmens focus on Mondays show was sustainability. That is, building wealth that sticks around no matter whats happening in the economy or market. Part of having sustainable wealth is knowing the difference between good debt and bad...
...other hand, detracts from your ability to grow and sustain your money. Credit.com s John Ulzheimer, On the Money s resident credit expert, explained...
11/10/08 Las Cruces Sun News
To read more about how to save money during the holidays, click here, here, or here. LAS CRUCES Holiday euphoria can translate into January depression once the bills start...
...up." Deals to be had Adam Levin, co-founder and chairman of Credit.com and former director of the New Jersey Division of Consumer Affairs, said...
11/10/08 Elpasotimes.com
To read more about how to save money during the holidays, click here, here, or here. LAS CRUCES Holiday euphoria can translate into January depression once the bills start...
...up." Deals to be had Adam Levin, co-founder and chairman of Credit.com and former director of the New Jersey Division of Consumer Affairs, said...
11/10/08 Delaware Online
NEW YORK -- Don't throw out that letter from your credit card company. It might be notifying you of a reeled-in credit line, interest rate hike or even an account...
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/10/08 Salt Lake Tribune
As debt mounts, it can put pressure on household finances, and lead to long-term credit problems. Several Web sites provide insights on how to manage and consolidate...
...the causes and hidden dangers of debt, and has a debt-load analyzer. * Credit.com, www.credit.com/credit information/debt help/Debt-...
11/10/08 Calibre Macro World
BROADCAST VITTORIO SUTER , new-business manager, KSWB San Diego, has joined KBCW San Francisco as an account executive. KELLY BOAN , assistant news director, WHNS Greenville,...
...Chicago, is now also co-anchor for the p.m. news. JOHN ULZHEIMER , Credit.com, joins CNBC as an on-air contributor to On the Money.
11/10/08 The Washington Times
Don't throw out that letter from your credit card company. It may be notifying you of a reeled-in credit line, interest rate increase or even an account...
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/10/08 Salt Lake Tribune
As debt mounts, it can put pressure on household finances, and lead to long-term credit problems. Several Web sites provide insights on how to manage and consolidate...
...the causes and hidden dangers of debt, and has a debt-load analyzer. * Credit.com, www.credit.com/credit information/debt help/Debt-...
11/09/08 CourierPostOnline.com
NEW YORK In this recessionary climate, credit card companies across the board are tightening the reins on card holders to minimize their exposure to...
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/09/08 Pressdemocrat.com
Some big-name issuers are lowering limits, raising rates, closing...
...worried they've got too much exposure," said Gerri Detweiler, credit adviser for Credit.com in San Francisco. "It's a risk analysis." If a $12,000...
11/09/08 LJWorld.com
ounting debt can put ever-increasing pressure on a households finances, and lead to possible long-term credit problems. Several Web sites provide insights on how to manage and consolidate...
...the causes and hidden dangers of debt, and a debt load analyzer. Credit.com: Covers the pros and cons of debt consolidation and debt reduction...
11/09/08 The Miami Herald
Don't throw out that letter from your credit-card company. It may be notifying you of a lower credit line, an interest rate hike or even an account...
...the past,'' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/09/08 Star-Telegram
Mounting debt can put ever-increasing pressure on a household s finances and lead to possible long-term credit problems. Finding a solution to personal debt is not always...
...Bankrate.com Explores the causes and hidden dangers of debt, and a debt-load analyzer. Credit.com www.credit.com/credit_information/ ...
11/09/08 Daily Herald
No doubt you've been hearing a lot about this credit crunch, but do you know what it actually means for you as a consumer? Judging from the questions I've been getting lately, many people don...
...mortgage lenders, which pull three, says John Ulzheimer, the resident expert at Credit.com. That means if you're applying for an auto loan, it's...
11/08/08 Riverside Press Enterprise
The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages are now bracing themselves for billions more in bad debt on credit cards -- so they're trying to cut their losses by cutting off...
...worried they've got too much exposure,' said Gerri Detweiler, credit adviser for Credit.com in San Francisco. 'It's a risk analysis.' If a $12,000...
11/08/08 Southtown Star
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account...
...of any changes to your credit card terms. RELATED STORIES www.credit.com www.usecreditwisely.com BankRate.com American Bankers Association Breaking...
11/07/08 Norman Transcript
SAN JOSE, Calif. -- They called it the Fresno Drop. Fifty years ago, Bank of America mass-mailed to nearly every home in Fresno, Calif., a small piece of plastic called the...
...you,' says Adam Levin, co-founder of San Francisco-based credit.com. Critical of the card issuers' heavy fees and aggressive marketing...
11/07/08 TODAY
TODAY Financial editor Jean Chatzky on lessening the blow of bad...
...mortgage lenders, who pull three, says John Ulzheimer, the resident expert at Credit.com. That means if you're applying for an auto loan, it's...
11/07/08 MSNBC
Jean ChatzkyTODAY Financial Editor Profile E-mail There's no doubt that you've been hearing a lot about the credit crunch, but do you know what it actually means for you as a consumer? Judging from the questions I've been receiving, many people do...
...mortgage lenders, who pull three, says John Ulzheimer, the resident expert at Credit.com. That means if you're applying for an auto loan, it's...
11/07/08 CNN Money
The prediction: Prices will fall further before year-end. (Money Magazine) -- Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago,' says John Ulzheimer, a credit expert with Credit.com. 'Today you need to shoot for 780 to 820 to get the best...
11/06/08 Yahoo! Finance US
provided by The prediction: Prices will fall further before year-end. Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago," says John Ulzheimer, a credit expert with Credit.com. "Today you need to shoot for 780 to 820 to get the best...
11/06/08 CNBC
It's no wonder credit card issuers are feeling skittish about risky borrowers. With cardholder delinquency and debt increasing amid a housing and employment decline, issuers are eager to limit their risk...
...rough," says John Ulzheimer, president of consumer educational services at Credit.com. Consumers first worry about housing, auto loans, utilities...
11/06/08 Abc2news.com
No doubt you've been hearing a lot about this credit crunch, but do you know what it actually means for you as a consumer? Judging from the questions I've been getting lately, many people don...
...mortgage lenders, which pull three, says John Ulzheimer, the resident expert at Credit.com. That means if you're applying for an auto loan, it's...
11/05/08 Yahoo! Finance US
provided by How you pay for holiday purchases this season is just as important as the size of the deal you get. As banks slash consumers' credit card limits and restrict new accounts to those with stellar credit scores, some shoppers will need to look for other ways to fund their holiday shopping...
...get," says Gerri Detweiler, credit advisor for debt management site Credit.com. While these cards are nothing new, desperate retailers are extending...
11/05/08 Fortune
(Money Magazine) -- Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit...
...rate on a mortgage 24 months ago,' says John Ulzheimer, a credit expert with Credit.com. 'Today you need to shoot for 780 to 820 to get the best...
11/05/08 Money
Home prices in the nations 10 biggest metro areas are projected to keep falling in 2009, with Miami and Los Angeles suffering most. Metro area 2009 median home price 2009 change New York Los Angeles Notes: Prices are projections for the end of...
...rate on a mortgage 24 months ago,' says John Ulzheimer, a credit expert with Credit.com. 'Today you need to shoot for 780 to 820 to get the best...
11/05/08 CNN Money
The prediction: Prices will fall further before year-end. (Money Magazine) -- Forget the old saw that all real estate is local. What's pummeling housing prices in your nabe is the same thing that's hurting them around the country: the credit crisis.
...rate on a mortgage 24 months ago,' says John Ulzheimer, a credit expert with Credit.com. 'Today you need to shoot for 780 to 820 to get the best...
11/05/08 Smart Money
How you pay for holiday purchases this season is just as important as the size of the deal you get. As banks slash consumers' credit card limits and restrict new accounts to those with stellar credit scores, some shoppers will need to look for other ways to fund their holiday shopping endeavors.
...get,' says Gerri Detweiler, credit advisor for debt management site Credit.com. While these cards are nothing new, desperate retailers are extending...
11/05/08 CUNA News Now
Fed warns against questionable loan solicitations. http://tinyurl.com/66cog3 17 hours ago more... Financial tips for turbulent times McLEAN, Va. (11/5/08)--Whether you're an older worker with seemingly few options to recoup significant investment losses, or a younger worker with minimal or no investment...
...John Ulzheimer, author, television host and president of consumer education, Credit.com, Atlanta; 'New Technology for Home-Based...
11/05/08 CUNA News Now
Fed warns against questionable loan solicitations. http://tinyurl.com/66cog3 17 hours ago more... McLEAN, Va. (11/5/08)--Whether you're an older worker with seemingly few options to recoup significant investment losses, or a younger worker with minimal or no investment savings at all, don't let the financial.
...John Ulzheimer, author, television host and president of consumer education, Credit.com, Atlanta; 'New Technology for Home-Based...
11/04/08 Money CNN
The prediction: Prices will fall further before year-end.
...rate on a mortgage 24 months ago," says John Ulzheimer, a credit expert with Credit.com. "Today you need to shoot for 780 to 820 to get the best...
11/04/08 SF Gate
In this recessionary climate, credit card companies across the board are tightening the reins on cardholders to minimize their exposure to risk. Such actions could hurt your credit score and, in turn, your ability to get an auto loan, mortgage or even another credit card.
...use other cards if one issuer takes action against you, said Ulzheimer of Credit.com. On Citigroup Inc.'s financial literacy Web site for consumers...
11/03/08 Columbia Daily Tribune
The credit crunch is closing in on credit cards. Banks burned on mortgages are bracing themselves for billions in bad debt on credit cards - so theyre trying to cut their losses by cutting customers.
...worried they ve got too much exposure," said Gerri Detweiler, credit adviser for Credit.com in San Francisco. "It s a risk analysis." If a $12,000...
11/03/08 Market Place From American Public Media
Next up in financial crisis headlines: credit cards. Delinquencies on card payments are on the rise and consumers are cutting back on credit card use. Neither is good for credit card companies.
...manages its risk. John Ulzheimer is president of consumer education for Credit.com. He says credit card companies are increasing interest...
11/03/08 San Luis Obispo.com
Mounting debt can put ever-increasing pressure on a household's finances, and lead to possible long-term credit problems. Finding a solution to personal debt is not always easy.
...Explores the causes and hidden dangers of debt, and a debt load analyzer. - Credit.com www.credit.com/credit(underscore)i nformation/debt(underscore)help/Debt-Con ..
11/03/08 CUNA News Now
Though the Treasury and Fed will do what it takes to help the economy, it will require a long time to heal, CUNA's Bill Hampel told CNBC. 4 hours ago USA Today covers shift in deposits to CUs and other 'safe' institutions.
...D.C.; 'How to Correct Errors on Your Credit Report,' with John Ulzheimer, author, television host and president of consumer education, Debt.
11/03/08 Islandpacket.com
Mounting debt can put ever-increasing pressure on a household's finances, and lead to possible long-term credit problems. Finding a solution to personal debt is not always easy.
...Explores the causes and hidden dangers of debt, and a debt load analyzer. - Credit.com www.credit.com/credit(underscore)i nformation/debt(underscore)help/Debt-Con ..
11/03/08 Houston Chronicle
In coming weeks, for instance, American Express is instituting a broad-based interest rate hike of 2 to 3 percentage points on cardholders. The hikes are the result of an expected rise in charge-offs, or balances written off as not being paid, the company said earlier this month.
...in the past, said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/03/08 Detroit News Online
NEW YORK -- Don't trash that letter from your credit card company. It may be notifying you of a lower credit line, interest rate hike or even an account closure.
...have in the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score, keep these points in mind.
11/02/08 Detroit News Online
NEW YORK -- Don't trash that letter from your credit card company. It may be notifying you of a lower credit line, interest rate hike or even an account closure.
...have in the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score, keep these points in mind.
11/02/08 Concord Monitor
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/02/08 Elpasotimes.com
EL PASO -- Black Friday is less than a month away, so now is the time to do a little planning before the holiday shopping season begins, experts say. "A year's worth of financial progress can be squandered during the holiday shopping season without planning and discipline," said Greg McBride, senior...
...Nov. 28 this year. Adam Levin, co-founder and chairman of Credit.com and former director of the New Jersey Division of Consumer Affairs, said...
11/02/08 AZ Daily Sun.com
NEW YORK Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/02/08 Asbury Park Press
DON'T THROW OUT THAT letter from your credit-card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/02/08 The Columbus Dispatch
NEW YORK -- Don't throw out that letter from your credit-card company. It might be notifying you of a reeled-in credit line, an interest-rate hike or even an account closure.
...accounts the way they have in the past," said John Ulzheimer, Credit.com's president of consumer education. To protect your credit score through...
11/02/08 Columbus Dispatch
NEW YORK -- Don't throw out that letter from your credit-card company. It might be notifying you of a reeled-in credit line, an interest-rate hike or even an account closure.
...accounts the way they have in the past," said John Ulzheimer, Credit.com's president of consumer education. To protect your credit score through...
11/02/08 The Register-Guard
Business: Home: Story NEW YORK Dont throw out that letter from your credit card company. It may be notifying you of a reeled-in credit line, interest rate increase or even an account closure.
...in the past, said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/02/08 Indianapolis Star
// Don't throw out that letter from your credit-card company. It may be notifying you of a reeled-in credit line, rate increase or account closure. In this recessionary climate, card companies are tightening the reins to minimize their exposure to risk.
...against you, said John Ulzheimer, president of consumer education for Credit.com. Checking your credit score periodically also can help fend...
11/02/08 Times Leader
NEW YORK Dont throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...in the past, said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/02/08 Jackson Sun
NEW YORK - Don't throw out that letter from your credit card company. It may be notifying you of a reeled-in credit line, interest rate hike or even an account closure.
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/01/08 Post-Gazette
At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get out of debt -- not that we have any.
...Detweiler, coauthor with John Ventura and Mary Reed of 'Stop Debt Collectors' (Credit.com). Watch for excessive fees, and avoid any that say they can...
11/01/08 The Sun News
Tightened terms may harm credit scores E-Mail Print Comments(0) Text Size: tool name tool goes here NEW YORK -- Don't throw out that letter from your credit card company.
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
11/01/08 The Sun
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...use other cards if one issuer takes action against you, said Ulzheimer of Credit.com. Checking your credit score periodically to make sure it's...
11/01/08 DailyBulletin.com
Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...use other cards if one issuer takes action against you, said Ulzheimer of Credit.com. Checking your credit score periodically to make sure it's...
11/01/08 BusinessWeek
The credit crisis has given Scott Briggs and his wife, Catherine, unusual leverage in their search for a new home. In October, to get the best deal on a 30-year fixed mortgage for a home in Austin, Tex.
...yielding north of 4%, says John Ulzheimer, president of consumer education at Credit.com. You'll also get a tax deduction, which can help make...
11/01/08 Post-Gazette
At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get out of debt -- not that we have any.
...Detweiler, coauthor with John Ventura and Mary Reed of 'Stop Debt Collectors' (Credit.com). Watch for excessive fees, and avoid any that say they can...
10/31/08 Houston Chronicle
Tightened credit terms could damage your...
...in the past, said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/31/08 North County Times
NEW YORK ---- Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...the past,' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/31/08 WBOC 16
PM ET UNDATED (CBS) - Dianna Kincade of Maple Grove, Minn., pays her bills on time -- but that didn't stop Sears MasterCard from cutting her credit limit in half.
...end is to apply some pressure to their consumers,' said Emily Peters of Credit.com. The credit card companies are: You must be logged in to rate...
10/31/08 CUNA News Now
CU Spanish course added to CUNA CPDOnline 2 hours ago NCUA today tells CUNA it has no plans to delay enforcement of ID Theft Red Flags rule for FCUs beyond Nov.
...D.C.; 'How to Correct Errors on Your Credit Report,' with John Ulzheimer, author, television host and president of consumer education, Debt.
10/31/08 Forbes.com
The mortgage meltdown is by no means over, but now consumers need to brace for another economic crisis--credit cards. According to the consumer Web site Credit.
...brace for another economic crisis--credit cards. According to the consumer Web site Credit.com, at the end of last year, U.S. consumers owed...
10/31/08 WWJ Newsradio 950
Dianna Kincade of Maple Grove, Minn., pays her bills on time -- but that didn't stop Sears MasterCard from cutting her credit limit in half. 'They reviewed my account and since I did not use my credit limit, they were going to decrease it,' she said.
...to apply some pressure to their consumers,' said Emily Peters of Credit.com. The credit card companies are: Raising interest rates Not taking...
10/31/08 WWJ 950 News Radio
Dianna Kincade of Maple Grove, Minn., pays her bills on time -- but that didn't stop Sears MasterCard from cutting her credit limit in half. "They reviewed my account and since I did not use my credit limit, they were going to decrease it," she said.
...to apply some pressure to their consumers," said Emily Peters of Credit.com. The credit card companies are: Raising interest rates Not taking...
10/31/08 Post-Gazette
At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get out of debt -- not that we have any.
...Detweiler, coauthor with John Ventura and Mary Reed of 'Stop Debt Collectors' (Credit.com). Watch for excessive fees, and avoid any that say they can...
10/30/08 Detroit Free Press
The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages are now bracing themselves for billions more in bad debt on credit cards -- so they're trying to cut their losses by cutting off customers.
...crunch.'They're worried they've got too much exposure,' said Gerri Detweiler, credit adviser for Credit.com in San Francisco. 'It's a risk analysis.'If a $12,000...
10/30/08 Strictly Business
By Candice Choi Associated Press Don't throw out that letter from your credit card company. It may be notifying you of a reeled in credit line, interest rate hike or even an account closure.
...the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/30/08 CBS news
CBS Evening News: Credit Card Companies Take Drastic Steps To Reduce Risk, Even At The Expense Of Good...
...to apply some pressure to their consumers," said Emily Peters of Credit.com. The credit card companies are: Raising interest rates Not taking...
10/30/08 Herald Tribune.com
NEW YORK - Don't throw out that letter from your credit card company. It may be notifying you of a reeled-in credit line, an interest rate hike or even an account closure.
...use other cards if one issuer takes action against you, said Ulzheimer of Credit.com. Checking your credit score periodically to make sure it's...
10/30/08 Insurance News Net
Oct. 29--Randy Johnson, the Newport Beach author of 'How to Save Thousands of Dollars on Your Home Mortgage' and a mortgage broker since 1983, answers questions from readers.
...information in the Internet and my favorite site, for which I also write, is www.credit.com. It's not all that hard, but you have to start with a...
10/30/08 Insurance News Net
Oct. 30--The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages are now bracing themselves for billions more in bad debt on credit cards -- so they're trying to cut their losses by cutting off customers.
...worried they've got too much exposure,' said Gerri Detweiler, credit adviser for Credit.com in San Francisco. 'It's a risk analysis.' If a $12,000...
10/30/08 CBS news
CBS Evening News: Credit Card Companies Take Drastic Steps To Reduce Risk, Even At The Expense Of Good...
...to apply some pressure to their consumers," said Emily Peters of Credit.com. The credit card companies are: Raising interest rates Not taking...
10/30/08 Forbes.com
For years, credit card offers arrived in consumers' mailboxes with greater frequency and consistency than those AOL CD-ROMs. The offers, many claiming pre-approval, promised low-interest rates, balance transfers and reward programs for everything from gifts to airline miles.
...to consumers," says Emily Peters Davidson, a credit expert for Credit.com, a San Francisco-based consumer product and financial information Web...
10/30/08 Insurance News Net
Oct. 30--The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages are now bracing themselves for billions more in bad debt on credit cards -- so they're trying to cut their losses by cutting off customers.
...worried they've got too much exposure," said Gerri Detweiler, credit adviser for Credit.com in San Francisco. "It's a risk analysis." If a $12,000...
10/30/08 CNN
Story Highlights Letter from credit card company may limit your line of credit Other messages can be interest rate hike or canceling card Not using your card may be reason for rate hike or account closing Expert: Try to negotiate lower interest rate, check on credit score Next Article in Living » NEW...
...the past," said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/30/08 Fox Business
FOXBusiness Just a year ago, a credit score of 650 seemed like a sure bet to land favorable financing rates to buy a car, purchase a house or receive a credit card.
...s a pretty big difference, said Emily Peters, a credit expert at Credit.com. Individuals with a 750 credit score have a long history of near...
10/30/08 Morning Call Online
NEW YORK | - Don't throw out that letter from your credit card company. It may be notifying you of a reeled-in credit line, interest rate hike or even an account closure.
...the past,'' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/30/08 Morning Call
etter from your credit card company. It may be notifying you of a reeled-in credit line, interest rate hike or even an account closure. In this recessionary climate, credit card companies across the board are tightening the reins on cardholders to minimize their exposure to risk.
...the past,'' said John Ulzheimer, president of consumer education for Credit.com. To protect your credit score through these times, keep these...
10/30/08 Detroit Free Press
The credit crunch is closing in on credit cards. Banks that got burned on bad mortgages are now bracing themselves for billions more in bad debt on credit cards -- so they're trying to cut their losses by cutting off customers.
...worried they've got too much exposure,' said Gerri Detweiler, credit adviser for Credit.com in San Francisco. 'It's a risk analysis.' If a $12,000...
10/27/08 Biz Journals
ws This Week in Print Most Viewed Stories Most Emailed Stories Download E-dition Special Reports News From Other Cities Contact the Editor Business Events Calendar Nominations Event Registration My Dashboard My News My Friends Companies in the News People in the News Company Profile Search Agriculture...
...live in a new world,â said Adam Levin, chairman of San Francisco-based Credit.com. â Banks are in turmoil and have suffered a lot of losses, and...
10/21/08 CNN
CNNs DEBORAH FEYERICK: Now these companies are not licensed and there's no federal regulation. So if you want the accounts, you really need to do your own research. Ask the company to provide proof of the number of debt settled, check with the better business bureau for complaints against the company and go to Web sites like Credit.com, get tips on the most common traps because there are many of them
10/14/08 KLFY
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive MembersNEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 TickerTech.com
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive Members : NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (http://www.justthrive.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Macro World Investor
Alliance Also Provides the Credit.com Proprietary "Credit Score Compass" To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Breitbart.com
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 MarketWatch
NEW YORK, Oct 14, 2008 /PRNewswire via COMTEX/ -- Alliance Also Provides the Credit.com Proprietary "Credit Score Compass" To Thrive Members Thrive ( www.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers NEW...
10/14/08 PR Newswire
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (http://www.justthrive.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Houston Chronicle
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive MembersNEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Biz Journals
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Cincinnati Business Journal
Alliance Also Provides the Credit.com Proprietary 'Credit Score Compass' To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Breitbart.com
Alliance Also Provides the Credit.com Proprietary "Credit Score Compass" To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/14/08 Calibre Macro World
Alliance Also Provides the Credit.com Proprietary "Credit Score Compass" To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (www.justthrive.com), the Internet's first free personal financial advisory service, today announced a partnership with Credit.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/13/08 Cyperus
Alliance Also Provides the Credit.com Proprietary "Credit Score Compass" To Thrive Members NEW YORK, Oct. 14 /PRNewswire/ -- Thrive (http://www.justthrive.
...Thrive Announces Partnership With Credit.com To Provide Free, Online Personal Financial Advisory Management Service to Credit.com Customers Alliance...
10/07/08 thenewstribune.com
Wall Street has its financial rescue plan in place. The real question: Do you have a plan for unloading your toxic debt? With or without all the bailout blather, many consumers have felt crunched for...
...rob you blind. TRACK EVERY DOLLAR Gerri Detweiler, credit adviser for Credit.com in San Francisco, said the best thing that consumers can do...
 
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