Credit Cards & PrePaid Cards
Searching for the best deals on credit or prepaid cards? Credit.com makes it easy to research, compare and apply securely online for all types of cards. Our expert team continually researches the market to provide the very best credit cards and prepaid cards available. Get started by choosing an "Expert Pick" or by clicking on one of the icons below to search for cards by category.

| - 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
| | CREDIT CARD REVIEW Do you have other credit card balances that are subject to high rates? The Capital One Platinum ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases and balance transfers* |
Intro:
0% Until
Aug 2011 | 11.90% (V)* | None* | Excellent |

| - 2% Cashback Bonus® automatically at any gas station and any
restaurant
- 5% to 20% Cashback Bonus® at over 150 top retailers through our online shopping
mall
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 0% intro APR on purchases and balance transfers for 6 months, then the regular APR
| | CREDIT CARD REVIEW Do you want to earn rewards for purchases on gas, clothes and food. If so, the Discover Open Road ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0% 12 months | 11.99-20.99% (V)* | $0 | Excellent |

| - No cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points® each billing period that you pay on time and stay under your
credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250
in purchases within the first 3 months of account opening
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0% 12 months | 12.99-19.99%(Variable) | $0* | Excellent - Good |

| - Credit card worries? We may have the answer
- Bad credit? Apply for a credit card today!
- Join nearly 3 million credit cardholders
- Apply now!
- See
website for terms and conditions
| | CREDIT CARD REVIEW The results of the credit crunch the country has experienced over the last two years has left many ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad No Credit
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit
|

| - 12.99% low fixed APR - rate won't change even if you're late!
- Choose your credit limit - from $200 up to $500
- Monthly credit bureau reporting
- Genuine Visa® credit card - not a pre paid or debit card
| | CREDIT CARD REVIEW If you have a poor credit rating and don't want to be subject to high annual percentage rates and ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 12.99% | See terms | Poor - Bad No Credit
|
The Pros and Cons of Prepaid Cards
Prepaid cards offer the convenience of a credit card without the
difficult approval process or risk of getting into debt. These cards
work a lot like a gift card, you will have to load the account with cash
(direct deposit is usually available) before you can use it for a
purchase
Prepaid cards are not credit cards; you cannot spend more than the
balance you have deposited and you will not be charged interest for your
spending. The prepaid account will not be reported to the credit
bureaus as a credit card.
Pros:
- Easy approval process, no credit required
- The same fraud liability protections as a standard credit card
- Easy to use for online or phone purchases
- Access cash from ATM machines
- Less expensive than check cashing services
Cons:
- Expensive fees for opening and maintaining the account
- Fees for loading money on the account or using the card for purchases
- Very limited, if any, reporting to the credit bureaus
- Does not help improve your credit the same way a credit card or secured card would
- Much more expensive than opening a checking account and using an ATM card
Fees and charges can vary significantly between different prepaid credit
card offers. Be sure to read the fee schedule for the prepaid credit
card before you apply.
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