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Credit Cards and Prepaid Cards

Credit.com offers a wide range of credit cards and prepaid cards for all credit scores. Find the card that's right for you.

FEATURED CARD
APRAnnual FeeCredit
Capital One® No Hassle Milessm Rewards
13.90%(V)$0Excellent

  • 2 miles per dollar above $1,000 each month.
  • 1 mile per dollar spent on purchases up to $1,000 each month
  • No limit on the miles you can earn and miles don't expire
  • 0% APR on purchases until May 2010
  • No annual fee






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APRAnnual FeeCredit
First PREMIER® Bank Gold MasterCard®
See termsSee termsPoor

  • Receive an instant credit response
  • Quality customer service
  • Low APR on purchases
  • +View all Terms and Conditions






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APRAnnual FeeCredit
AccountNow® Prepaid Visa® Card
N/AN/AExcellent - Bad
No Credit

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvancesm loan option
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
Capital One® No Hassle Milessm Rewards
13.90%(V)$0Excellent

  • 2 miles per dollar above $1,000 each month.
  • 1 mile per dollar spent on purchases up to $1,000 each month
  • No limit on the miles you can earn and miles don't expire
  • 0% APR on purchases until May 2010
  • No annual fee






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APRAnnual FeeCredit
Capital One® No Hassle Milessm Ultra - for Professionals
13.90%(V)$39Excellent

  • 2 miles for every dollar spent on purchases.
  • No limit on the miles you can earn and miles don't expire
  • No blackout dates and no seat restrictions
  • Use miles for travel, merchandise, gift cards and more
  • 0% APR on purchases until May 2010






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APRAnnual FeeCredit
AccountNow® Prepaid MasterCard®
N/AN/AExcellent - Bad
No Credit

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvancesm loan option
  • This is a debit card, not a credit card; read more






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APRAnnual FeeCredit
American DreamCard™ MasterCard®
14.99-21.99%(V)$0 - $59Excellent - Fair

  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase).
  • American DreamCard™ - the first and only "POOLED REWARDS™" credit card.
  • You don't need to be a big spender to win big with this credit card.
  • Large monthly cash jackpots!






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APRAnnual FeeCredit
SilverCard Prepaid MasterCard®
N/A$0Excellent - Bad
No Credit

  • Perfect card for government/benefits check recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • This is a debit card, not a credit card; read more






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APRAnnual FeeCredit
First PREMIER® Aventium® MasterCard®
See termsSee termsPoor

  • All credit card applications welcome
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • +View all Terms and Conditions






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APRAnnual FeeCredit
Starwood Preferred Guest® Credit Card from American Express®
13.24%$45Excellent

  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
  • Earn 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Express approval. Get a decision in less than 60 seconds






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APRAnnual FeeCredit
READYdebit® Prepaid Visa® Card
N/A$0Excellent - Bad
No Credit

  • Guaranteed approval*, no credit or Chexsystemssm checks
  • No overdraft fees or minimum balances
  • Online bill pay - send checks to anyone
  • Free direct deposit & credit builder
  • This is a debit card, not a credit card; read more






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APRAnnual FeeCredit
Discover® Open Road® Card
11.99-18.99%$0Excellent

  • Get 5% Cashback Bonus® on gas and auto maintenance purchase.
  • Get 5% Cashback Bonus® on gas and auto maintenance purchase
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






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APRAnnual FeeCredit
Discover® More® Card - Bio
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






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APRAnnual FeeCredit
Discover® More® Card - Sealife Collection
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Vision Premiersm Prepaid Visa® Card (Free with Direct Deposit)
N/A$0Excellent - Bad
No Credit

  • $0 activation fee - with mail in rebate
  • $0 weekly fee - with direct deposit
  • Guaranteed approval*, no credit check
  • Free direct deposit & unlimited purchase transactions
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
First PREMIER® Bank MasterCard®
See termsSee termsPoor

  • Got a minute? Get a response
  • All credit card applications welcome
  • Reports monthly to 4 major credit bureaus
  • +View all Terms and Conditions






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APRAnnual FeeCredit
Baby Phat Prepaid Visa® RushCard
N/AN/AExcellent - Bad
No Credit

  • Free credit builder and account text alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free customer service 24/7
  • No monthly fees and no hidden fees
  • This is a debit card, not a credit card; read more






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APRAnnual FeeCredit
Applied Bank® Secured Visa® Gold Credit Card
9.99%$50Poor - Bad
No Credit

  • 9.99% low fixed APR - rate won't change even if you're late!
  • Choose your credit limit up to $5,000*
  • No credit requirements and no income requirements
  • Credit bureau reporting






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APRAnnual FeeCredit
Discover® Miles Card
11.99-18.99%$0Excellent

  • Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases.
  • Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards or cash
  • Double Miles through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Open Road® Card for Students
14.99%$0Good - Fair

  • Full 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year*. Up to 1% Cashback Bonus on all other purchases.
  • 0% interest* on purchases for 6 months
  • Build your credit history
  • $0 fraud liability guarantee
  • No annual fee






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APRAnnual FeeCredit
Discover® More® Card - Clear
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® More® Card
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Platinum Delta SkyMiles® Credit Card from American Express®
13.24%$150Excellent

  • Earn at least 1 mile for every eligible dollar spent.
  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after your first purchase and another 2,500 for adding an additional cardmember
  • Earn one companion coach class ticket each year upon renewal
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with miles: Pay for all or part of your flight with miles - and put the rest on your card






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APRAnnual FeeCredit
NetSpend® MasterCard® Prepaid Debit Card
N/A$0Excellent - Bad
No Credit

  • 5% APY savings account - exclusive!
  • 100% approval - no credit check required
  • No overdraft fees or minimum balances
  • Online bill pay - easily send a check to anyone
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
PREMIER® Banner® MasterCard®
See termsSee termsPoor

  • Instant credit card application results
  • Designed for people with less than perfect credit
  • Reports monthly to 4 major credit bureaus
  • +View all Terms and Conditions






Rates & Details | Full offer
APRAnnual FeeCredit
Capital One® No Hassle Milessm Rewards
16.90%(V)$0Excellent - Good

  • 1.25 miles for every dollar spent on purchases.
  • No limit on the miles you can earn and miles don't expire
  • No blackout dates and no seat restrictions
  • 0% APR on purchases until May 2010
  • No annual fee






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® More® Card - Wildlife Collection
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Bank Freedom Prepaid MasterCard® Card
N/A$0Excellent - Bad
No Credit

  • Save $25 - $50 per month over other "free" prepaid cards*
  • $0 load fee, $0 activation, $0 monthly fee*
  • Free customer service - others charge $2*
  • *Savings applies to direct deposit customers only - cash loading customers still save money - see website for details
  • This is a debit card, not a credit card; read more






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APRAnnual FeeCredit
Capital One® Orbitz® Visa® Platinum
13.90%(V)$0Excellent

  • 3 points per dollar spent on eligible Orbitz.com bookings.
  • Get 1 point per dollar on all other purchases
  • No limit on the points you can earn and points don't expire
  • Redeem for travel, merchandise, gift cards and more
  • No annual fee






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APRAnnual FeeCredit
Centennial® Classic MasterCard®
See termsSee termsPoor

  • The right credit card for those with less than perfect credit
  • Low APR on purchases
  • Reports monthly to 4 major credit bureaus
  • +View all Terms and Conditions






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APRAnnual FeeCredit
Centennial® Gold MasterCard®
See termsSee termsPoor

  • We may approve you when others may not
  • Competitive APR on purchases
  • Reports monthly to 4 major credit bureaus
  • +View all Terms and Conditions






Rates & Details | Full offer
APRAnnual FeeCredit
Simmons First Visa® Platinum
7.25%$0Excellent

  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee






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APRAnnual FeeCredit
True Earnings® Card from Costco and American Express®
13.24%$0Excellent

  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the card
  • No annual fee with your paid Costco membership
  • The TrueEarnings card serves as both your American Express credit card and your Costco membership card
  • No limit on the cash back earned






Rates & Details | Full offer
APRAnnual FeeCredit
Public Savings Secured Visa® Credit Card
11.24%$0Poor - Bad
No Credit

  • 0% APR for purchases for 6 months
  • No annual fee
  • No credit, income or employment requirements
  • Reports to all 3 credit bureaus






Rates & Details | Full offer
APRAnnual FeeCredit
American Express® Preferred Rewards Gold Card
N/A$125Good

  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping and entertainment rewards.
  • Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • Gold card events - exclusive access to tickets for select concerts, shows, major sporting events and more in cities nationwide
  • Express approval. Get a decision in less than 60 seconds






Rates & Details | Full offer
APRAnnual FeeCredit
Applied Bank® Secured Visa® Credit Card
9.99%$50Poor - Bad
No Credit

  • 9.99% low fixed APR - rate won't change even if you're late!
  • Choose your credit limit up to $5,000*
  • No credit requirements and no income requirements
  • Credit bureau reporting






Rates & Details | Full offer
APRAnnual FeeCredit
Applied Bank® National Express Secured Visa® Credit Card
9.99%$50Poor - Bad
No Credit

  • Guaranteed Approval*
  • 9.99% low fixed APR - rate won't change even if you're late!
  • Free companion airline ticket**
  • Choose your credit limit up to $5,000***






Rates & Details | Full offer
APRAnnual FeeCredit
Simmons First Visa® Platinum Rewards
8.95%$0Excellent

  • Travel rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 8.95% fixed standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Student Card
14.99%$0Good - Fair

  • Up to 5% cashback bonus.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
NetSpend® Visa® Prepaid Debit Card
N/A$0Excellent - Bad
No Credit

  • 5% APY savings account - exclusive!
  • Free direct deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide!
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Student Card - Monogram Collection
14.99%$0Good - Fair

  • Up to 5% cashback bonus.
  • Make your money worth Moresm*
  • Unlimited cash rewards, automatically
  • 5% to 20% cashback bonus at top retailers through our exclusive online shopping site
  • Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners






Rates & Details | Full offer
APRAnnual FeeCredit
Prepaid Visa® RushCard
N/AN/AExcellent - Bad
No Credit

  • Free credit builder and account text alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free customer service 24/7
  • No monthly fees and no hidden fees
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
Delta Reserve Credit Card
13.24%$450Excellent

  • Earn one mile for every eligible dollar on virtually every other purchase you make with the card.
  • Annual first-class companion certificate, which can be used for a first-class or coach-class ticket!
  • Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase
  • Complimentary Crown Room Club® access for you and two guests
  • Pay with miles - pay for all or part of any Delta flight with your miles






Rates & Details | Full offer
APRAnnual FeeCredit
Citi® mtvU™ Platinum Select® Visa® Card for College Students
17.24%$0Excellent - Good

  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • 0% APR* on purchases and balance transfers for 6 months
  • Earn 1 ThankYou Point® for every dollar you spend on all other purchases
  • Earn up to 2,000 ThankYou Points® twice a year for maintaining a good GPA
  • Redeem points for gift cards, travel, electronics, music and more






Rates & Details | Full offer
APRAnnual FeeCredit
Green Dot® Gold PrePaid MasterCard®
N/AN/AExcellent - Bad
No Credit

  • As seen on TV - the most popular prepaid card in America!
  • Available for sale and reload at over 50,000 retailers including Walgreens, CVS and Rite-Aid
  • Save $5 today when you order online
  • No credit check, ever
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
Citi® PremierPass® Card - Elite Level
13.24%$75Excellent

  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*. Earn 1 point for every mile you fly on any airline*.
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • Earn 1 point for every mile you fly on any airline*
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Student Card - Clear
14.99%$0Good - Fair

  • Up to 5% cashback bonus.
  • Make your money worth Moresm*
  • Unlimited cash rewards, automatically
  • 5% to 20% cashback bonus at top retailers through our exclusive online shopping site
  • Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Student Card - Tropical Beach
14.99%$0Good - Fair

  • Up to 5% cashback bonus.
  • Make your money worth Moresm*
  • Unlimited cash rewards, automatically
  • 5% to 20% cashback bonus at top retailers through our exclusive online shopping site
  • Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners






Rates & Details | Full offer
APRAnnual FeeCredit
Current by Discover®
N/A$50Excellent - Bad
No Credit

  • Debit card for teens with built-in parental controls
  • Free deposits from any credit card or bank account
  • Get exclusive discounts at teen's favorite merchants
  • No minimum balances, loading fees or credit check
  • This is a debit card, not a credit card; read more






Rates & Details | Full offer
APRAnnual FeeCredit
Escape by Discover® Card
11.99-18.99%$60Excellent

  • Double miles on travel and restaurant purchases.
  • Double miles on travel and restaurant purchases. One mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • Double miles through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® Motivasm Card
11.99-18.99%$0Excellent

  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site.
  • Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
Discover® More® Card - American Flag
11.99-18.99%$0Excellent

  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more.
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site






Rates & Details | Full offer
APRAnnual FeeCredit
AT&T® Universal Business Rewards Card
10.24%$0Excellent

  • Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services.
  • 0% APR* on purchases for 6 months
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
  • Additional cards for employees with credit limits you set
  • No annual fee






Rates & Details | Full offer
APRAnnual FeeCredit
Citi® Forwardsm Card for College Students
17.24%$0Excellent - Good

  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
  • 6,000 bonus points after $50 in purchases are made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • 0% APR for 6 months on purchases and balance transfers






Rates & Details | Full offer
APRAnnual FeeCredit
MTV® Visa® Card from Capital One®
16.90%(V)$0Good

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events.
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings






Rates & Details | Full offer
APRAnnual FeeCredit
Platinum Card from American Express®
N/A$450Excellent

  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
  • Make everyday purchases count twice; for a limited time, you can earn double membership rewards points on gas and groceries for your first year
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • Complimentary airport club access worldwide
  • No pre-set spending limit






Rates & Details | Full offer