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Canadian Credit Cards

Here are all of our current Canadian credit card offers. Quickly compare card features, interest rates, annual fees — and more to find the card that's right for you.

Capital One® SmartLine™ Platinum MasterCard®


  • No annual fee, annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long as you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • For Canadian Residents only.
  • See Details
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Ongoing AprAnnual FeeCredit Needed
5.99%C$0Fair - Poor

Capital One® Guaranteed MasterCard®


  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • C$0 fraud liability for unauthorized use
  • For Canadian Residents only.
  • See Details
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Ongoing AprAnnual FeeCredit Needed
19.8%C$59Fair - Poor

Capital One® Low Rate Guaranteed Secured MasterCard®


  • Guaranteed approval
  • Low rate on purchases and balance transfers
  • May help you establish or re-establish your credit history
  • For Canadian Residents only.
  • See Details
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Ongoing AprAnnual FeeCredit Needed
14.9%C$69Fair - Bad
No Credit

Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries Card


  • Up to 2% cash back.
  • 2% cash back on gas
  • 2% cash back on groceries
  • 1% cash back on all your other purchases
  • For Canadian Residents only.
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Ongoing AprAnnual FeeCredit Needed
19.8%C$79Fair - Poor

Capital One Cash Back Plus Platinum MasterCard® with No Hassle Rewards™


  • Up to 2% cash back.
  • The more you spend, the more you'll save
  • 1% cash back annually on total purchases up to $10,000
  • 1.5% cash back annually on total purchases between $10,000.01 and $20,000
  • 2% cash back annually on total purchases above $20,000
  • For Canadian Residents only.
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Ongoing AprAnnual FeeCredit Needed
19.8%C$99Excellent

Capital One® Low Rate Guaranteed MasterCard®


  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • C$0 fraud liability for unauthorized use
  • For Canadian Residents only.
  • See Details
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Ongoing AprAnnual FeeCredit Needed
14.9%C$79Fair - Poor

Capital One Cash Back Platinum MasterCard® with No Hassle Rewards™


  • 0.5% cash back annually on purchases up to $3,000.
  • No annual fee
  • Choose to get a cheque or statement credit
  • No earn caps
  • For Canadian Residents only.
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Ongoing AprAnnual FeeCredit Needed
19.8%C$0Excellent

Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™


  • 2 miles per C$1.
  • They're your rewards, so you choose how to redeem them!
  • 2 reward miles per C$1 spent on purchases
  • 25,000 bonus reward miles on your first purchase
  • For Canadian Residents only.
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Ongoing AprAnnual FeeCredit Needed
19.8%C$99Excellent

Capital One® Gold MasterCard®: 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)


  • Annual interest rate for cash advances is 19.8%
  • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After that your rate will stay low and become a variable rate of Prime + 9.9% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service
  • For Canadian Residents only.
  • See Details
See DetailsApply Now
Ongoing AprAnnual FeeCredit Needed
11.9%C$19Good

Capital One Miles Platinum MasterCard® with No Hassle Rewards™


  • One reward mile for every dollar spent.
  • Redeem for travel, cash, merchandise or gift cards
  • One reward mile for every dollar spent
  • Reward miles that never expire
  • For Canadian Residents only.
  • See Details
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Ongoing AprAnnual FeeCredit Needed
19.8%C$0Excellent

Capital One® Guaranteed Secured MasterCard®


  • Guaranteed approval
  • May help you establish or re-establish your credit history
  • C$0 fraud liability for unauthorized use
  • For Canadian Residents only.
  • See Details
See DetailsApply Now
Ongoing AprAnnual FeeCredit Needed
19.8%C$59Fair - Bad
No Credit

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