Capital One Credit Cards and Prepaid Cards

Here are all of our current Capital One credit cards and prepaid cards. Quickly compare card features, interest rates, annual fees and more to find the card that's right for you.

Capital One® Classic Platinum Credit Card

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0% intro APR on all purchases until May 2011
Upload a favorite image to create your own card design
$0 Fraud Liability if your card is lost or stolen

CREDIT CARD REVIEW

You don't need perfect credit to secure a credit card with a low APR and great benefits. The ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	19.8% (V)	19.8% (V)*	$39.00*	Fair

Capital One® Platinum Prestige Credit Card

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0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
0% intro APR until August 2011 on purchases
Transfer your higher-rate balances
$0 Fraud Liability if your card is lost or stolen

CREDIT CARD REVIEW

Do you have other credit card balances that are subject to high rates? The Capital One Platinum ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases and balance transfers*	Intro: 0% Until Aug 2011	11.90% (V)*	None*	Excellent

Capital One® Venture^sm Rewards Credit Card

Capital One® Venture<sup style='font-size: 80%;'>sm</sup> Rewards Credit Card

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2 miles per dollar on every purchase, every day
10,000 bonus miles when you spend $1,000 in your first 3 months
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates

CREDIT CARD REVIEW

Airline tickets can get expensive, but with the Capital One Venture Rewards card, you can earn ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	13.9% (V)	13.90% (V)*	$59; waived for the first year*	Excellent

MTV® Visa® Card from Capital One®

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Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	16.9% (V)	16.9% (V)*	None*	Good

Capital One® Business Platinum with No Hassle Cash^sm

Capital One® Business Platinum with No Hassle Cash<sup style='font-size: 80%;'>sm</sup>

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0% intro APR on all purchases until May 2011
No annual fee
1% cash back on all purchases
Get your cash back whenever you want

CREDIT CARD REVIEW

The Capital One Business Platinum with No Hassle Cash is a great product if you're a business ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	As low as 14.99% (V)	as low as 14.99% (V)*	None*	Excellent

Capital One® Business Platinum with Preferred No Hassle Miles^sm

Capital One® Business Platinum with Preferred No Hassle Miles<sup style='font-size: 80%;'>sm</sup>

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0% intro APR on all purchases until February 2011
No annual fee
3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
Redeem miles for travel, cash, merchandise, gift cards, and more

CREDIT CARD REVIEW

Business owners spend a fortune on travel expenses and entertainment will get the opportunity to ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	As low as 14.99% (V)	as low as 14.99% (V)*	$0*	Excellent

Capital One® Venture for Business^sm

Capital One® Venture for Business<sup style='font-size: 80%;'>sm</sup>

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Earn double miles on every purchase, every day
Receive 5,000 bonus miles by signing up for one or more employee cards
Get 10,000 bonus miles-just spend $1,000 within the first three months
Use your rewards for travel, cash back, gift cards, merchandise and more

CREDIT CARD REVIEW

Many Americans own small businesses and may be searching for a credit card that will give them ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	13.9% (V)	13.9% (V)*	$0 for the first year, $59 after that*	Excellent

Capital One® No Hassle Cash^sm Rewards Credit Card

Capital One® No Hassle Cash<sup style='font-size: 80%;'>sm</sup> Rewards Credit Card

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2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Get your cash back whenever you want

CREDIT CARD REVIEW

The Capital One No Hassle Cash Rewards Credit Card is one of the few credit cards that offers cash ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	19.8% (V)	19.8% (V)*	$39*	Fair

Capital One® No Hassle Cash^sm Rewards

Capital One® No Hassle Cash<sup style='font-size: 80%;'>sm</sup> Rewards

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2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	14.9% (V)	14.9% (V)*	None*	Excellent

Capital One® Orbitz® Visa® Platinum

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3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases
Bonus points on eligible Orbitz.com bookings
No limit on the points you can earn and points don't expire

CREDIT CARD REVIEW

If you're a loyal Orbitz traveler, you may be interested in the Capital One card that provides ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	13.9% (V)	13.90% (V)*	None*	Excellent

Capital One® Standard Platinum Credit Card

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Get the credit you need and the first year's annual fee is on us
Image Card - personalize your card with an image of your choice
$0 Fraud Liability if your card is lost or stolen
Monitor your spending with free text message alerts

CREDIT CARD REVIEW

This card is for users limited credit, which includes those who have not had credit card or loan ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	24.9% (V)	24.9% (V)*	$19, waived for the first year	Fair

Capital One® No Hassle Miles^sm Rewards

Capital One® No Hassle Miles<sup style='font-size: 80%;'>sm</sup> Rewards

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1.25 miles for every dollar spent on purchases
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions

CREDIT CARD REVIEW

Do you travel frequently for business or vacation? Are you tired of your current rewards program ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	16.9% (V)	16.90% (V)*	None*	Good

Capital One® Secured MasterCard®

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Get on the road to credit
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
You may qualify for credit line increases with no further security deposit required

CREDIT CARD REVIEW

Many consumers across Canada have had credit troubles in recent years. But for those that want to ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	19.8% (V)	19.80% (V)*	$24.00*	Poor - Bad

Capital One® VentureOne^sm Rewards Credit Card

Capital One® VentureOne<sup style='font-size: 80%;'>sm</sup> Rewards Credit Card

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1.25 miles per dollar on every purchase, every day
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates

CREDIT CARD REVIEW

Many consumers may have tried to find a credit card that carries both a low annual percentage rate ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases*	13.9% (V)	13.90% (V)*	None*	Excellent

Capital One® Secured MasterCard® for Young Adults

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Get on the road to credit
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
You may qualify for credit line increases with no further security deposit required

CREDIT CARD REVIEW

If you are looking to obtain your first credit card to build your credit file, the benefits ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	19.8% (V)	19.80% (V)*	$24.00*	Poor - Bad

Capital One® Reloadable Prepaid MasterCard®

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No credit check - sign up today
No overlimit fees or interest charges ever
Free direct deposit available for faster access to paychecks and government benefit checks
Secure - Get money back if card is lost or stolen. FDIC Insured
This is a debit card, not a credit card; read more

CREDIT CARD REVIEW

For many people, carrying cash can be a hassle - especially if you are planning on making a large ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	N/A	N/A	$4.95 monthly*

Capital One® Student Rewards Credit Card

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No annual fee
2% cash back on restaurants, entertainment, cell phone bills and books
1% cash back on all other purchases
A smart way to build credit while earning cash back

CREDIT CARD REVIEW

As the name implies, the Capital One Student Rewards Credit Card is geared toward college students, ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A*	24.9% (V)	24.9% (V)*	None*

Capital One® Platinum Credit Card

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0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
0% intro APR until August 2011 on purchases
Transfer your higher-rate balances
$0 Fraud Liability if your card is lost or stolen

CREDIT CARD REVIEW

Some credit cards may charge high annual percentage rates for balance transfers, but the Capital ... more

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Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% intro APR on purchases and balance transfers*	Intro: 0% Until Aug 2011	14.90% (V)*	None*	Good

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The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:

Easy approval process, no credit required
The same fraud liability protections as a standard credit card
Easy to use for online or phone purchases
Access cash from ATM machines
Less expensive than check cashing services

Cons:

Expensive fees for opening and maintaining the account
Fees for loading money on the account or using the card for purchases
Very limited, if any, reporting to the credit bureaus
Does not help improve your credit the same way a credit card or secured card would
Much more expensive than opening a checking account and using an ATM card

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.

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