Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Expert Review: The Discover® Open Road℠ Card, for people with excellent or very good credit, comes with both generous rebates and a 0% introductory interest rate. Every billing period, you get 5% cash back on the first $100 you spend at the gas pump and for car maintenance. Plus you get rebates of between 5% to 20% for online purchases you make at over 100 well-known retailers and 1% cash back on other purchases. There's a 0% introductory APR on new purchases for six months as well as a 0% APR on balance transfers for one year. This credit card has no annual fee, moderate interest rates, and typical fees.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Expert Review: The Discover® Student Open Road℠ Card offers you a generous 5% rebate on the first $100 in gas and car maintenance that you charge in each billing period, plus a 0% introductory rate on purchases for six months. You can also earn up to 1% back on other purchases, and your credit card rebates are redeemable in amounts as low as $20. There's no annual fee, 0% fraud liability, average interest rates and fees, and if you pay your bills on time, this student credit card will help you build a positive credit history, even if your credit standing right now might be described as only good or fair.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® Card Rates, Fees, Rewards and Other Important Information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
EYC stands for "Estimated Yearly Cost." This is a handy tool that Credit.com has created to help you compare the cost of using a particular credit card with other cards.
The EYC is not a required cost for using the card. It is just a formula for comparing different credit card offers that takes into account common fees & interest charges. If you pay off your balances in full each month, you can typically avoid interest and late fees associated with using credit cards.
* We do not include balance transfer fees or international currency conversion fees.
Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase
Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The pre-paid account will not be reported to the credit bureaus as a credit card.
Pros:
Easy approval process, no credit required
The same fraud liability protections as a standard credit card
Easy to use for online or phone purchases
Access cash from ATM machines
Less expensive than check cashing services
Cons:
Expensive fees for opening and maintaining the account
Fees for loading money on the account or using the card for purchases
Very limited, if any, reporting to the credit bureaus
Does not help improve your credit the same way a credit card or secured card would
Much more expensive than opening a checking account and using an ATM card
Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.
