Excellent Credit Credit Cards

APR

Annual Fee

Credit

Discover® More® Card - Wildlife Collection

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Susan G. Komen for the Cure® Platinum Plus® Visa® Credit Card

12.99-20.99%

Excellent - Good

Points: Earn 1 point for every $1 in net retail purchases.
Rate: Low introductory APR
Contribution: From 2009-2011, Bank of America is guaranteeing a minimum of $1,950,000 and a maximum of $2,700,000 to Susan G. Komen for the Cure in connection with this program (the program involves a number of different financial service products). Visit komen.org/bankofamerica for details
WorldPoints® rewards: You may redeem points for cash, travel with no blackout dates, hotel rewards, car rentals, brand name merchandise, gift certificates and more
Rewards start at: 2,500 points

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® More® Card - Clear

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Capital One® No Hassle Miles^sm Rewards

13.9%(V)

Excellent

2 miles per dollar above $1,000 each month.
1 mile per dollar spent on purchases up to $1,000 each month
No limit on the miles you can earn and miles don't expire
0% APR on purchases until November 2010
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® More® Card - American Flag

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® Student Card

14.99%

Excellent - Good

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Simmons First Visa® Platinum

7.25%

Excellent

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 7.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

Capital One® Orbitz® Visa® Platinum

13.9%(V)

Excellent

3 points per dollar spent on eligible Orbitz.com bookings.
Get 1 point per dollar on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® More® Card - Bio

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Delta Reserve Credit Card

14.50%

$450

Excellent

Pay with Miles - pay for all or part of any Delta flight with your miles.
Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® More® Card

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® Student Card - Clear

14.99%

Excellent - Good

Up to 5% cashback bonus.
Make your money worth More^sm*
Unlimited cash rewards, automatically
5% to 20% cashback bonus at top retailers through our exclusive online shopping site
Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® More® Card - Sealife Collection

11.99-18.99%

Excellent

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

True Earnings® Card from Costco and American Express®

15.24%

Excellent

No Limit on the Cash Back earned.
Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® Student Card - Tropical Beach

14.99%

Excellent - Good

Up to 5% cashback bonus.
Make your money worth More^sm*
Unlimited cash rewards, automatically
5% to 20% cashback bonus at top retailers through our exclusive online shopping site
Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners

Rates & Details | Full offer

APR

Annual Fee

Credit

Starwood Preferred Guest® Credit Card from American Express®

15.24%

$45

Excellent

Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines

Rates & Details | Full offer

Rates & Terms

[ close ]

Basic APR	15.24%
Intro APR on purchases	2.90%
Intro Period	6 months
Intro Balance Transfer	2.90%
Intro Balance Transfer Rate Period	6 months
Intro Balance Transfer Fee	0%
Intro Balance Transfer Fee Minimum	$0
Balance Transfer	15.24%
Cash Advance APR	On application
Default APR	On application
Annual Fee	$45
Grace Period	25 days
Min. Finance Charge	$0.50
Late Fee	$19 to $39
Overlimit Fee	$35
Foreign Purchase
Universal Default	Unknown
Sign Up Fee	None

Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes:

Expert Review:
You earn bonus 10,000 points with your first purchase on the Starwood Preferred Guest Credit Card from American Express - enough for up to three nights at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more, all with no blackout dates. Designed for people with excellent or very good credit, this card offers a low introductory rate good for six months on both purchases and balance transfers, with no balance transfer fee. You earn one "Starpoint" for every dollar you charge, plus another 15,000 points if you spend $15,000 with the card in the first 6 months as well as double points at all Starwood properties. Use your Starpoints for free nights and upgrades or for free flights via the frequent flyer programs of over 30 major airlines. The $45 annual fee is waived in the first year, the interest rates are moderate, and there's no liability for unauthorized charges. The Starwood Preferred Guest Credit Card from American Express includes the travel benefits cardholders have come to expect from American Express, including car rental insurance and the Global Assist Hotline, which provides medical, legal, financial, and other emergency assistance, including visa/passport help, cash access, lost luggage and more whenever you travel more than 100 miles from home.
Updated: Sep 2009

APR

Annual Fee

Credit

Discover® Student Card - Monogram Collection

14.99%

Excellent - Good

Up to 5% cashback bonus.
Make your money worth More^sm*
Unlimited cash rewards, automatically
5% to 20% cashback bonus at top retailers through our exclusive online shopping site
Turn your cashback bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name partners

Rates & Details | Full offer

APR

Annual Fee

Credit

American Express® Preferred Rewards Gold Card

N/A

$125

Excellent

The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping and entertainment rewards.
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

Rates & Details | Full offer

APR

Annual Fee

Credit

Platinum Card from American Express®

N/A

$450

Excellent

The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Program - exclusive amenities at boutique, resort, and luxury hotels around the world
Events - access to exclusive, once-in-a-lifetime events

Rates & Details | Full offer

APR

Annual Fee

Credit

Platinum Delta SkyMiles® Credit Card from American Express®

14.50%

$150

Excellent

Express Approval. Get a decision in less than 60 seconds.
Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn

Rates & Details | Full offer

APR

Annual Fee

Credit

Chase Freedom^sm Credit Card

13.24-23.24%

Excellent - Good

Full 1% cash back on every purchase - no spending tiers or caps on how much you can earn.
$50 cash back after your first purchase
3% bonus cash back offers in categories like gas, home improvement and department stores
Up to an additional 20% cash back at select merchants when you shop online through Chase

Rates & Details | Full offer

APR

Annual Fee

Credit

Slate^sm from Chase

13.24-22.24%

Excellent - Good

Now with Blueprint
0% intro APR
E-mail and text alerts
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

Simmons First Visa® Platinum Rewards

9.25%

Excellent

Travel rewards - cardholders who enroll in the program receive one point per net dollar spent.
Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% variable standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

Rates & Details | Full offer

APR

Annual Fee

Credit

Citi® mtvU™ Platinum Select® Visa® Card for College Students

17.24% - 21.24%(V)

Excellent - Good

Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.*
Earn 1 ThankYou Point® for every dollar you spend on all other purchases
Earn up to 2,000 ThankYou Points® twice a year for maintaining a good GPA
Redeem points for gift cards, travel, electronics, music and more

Rates & Details | Full offer

APR

Annual Fee

Credit

Citi® PremierPass® Card - Elite Level

14.24%(V)

$75

Excellent

Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*. Earn 1 point for every mile you fly on any airline*.
20,000 bonus points after $600 in purchases made within 3 months of account opening*
Earn 1 point for every mile you fly on any airline*
Earn 1 point for every mile friends and family fly on tickets purchased with your card*
Get a complimentary companion ticket when you buy a qualifying ticket*

Rates & Details | Full offer

APR

Annual Fee

Credit

AT&T® Universal Business Rewards Card

16.99%(V)

Excellent

Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services.
0% APR* on purchases for 6 months
Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
Additional cards for employees with credit limits you set
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

American Express® Premier Rewards Gold Card

N/A

$175

Excellent

Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175

Rates & Details | Full offer

APR

Annual Fee

Credit

Chase Sapphire^sm Credit Card

12.24%

Excellent - Good

2x on all airfare booked through Ultimate Rewards.
10,000 bonus points after first purchase
No earning caps, point expiration, or blackout dates
Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
1 point for every dollar on all other purchases

Rates & Details | Full offer

APR

Annual Fee

Credit

Wyndham Rewards MasterCard®

12.99-20.99%

Excellent - Good

Earn 13 points per $1 on qualifying hotel stays.
Rewards: Travel, resort vacations, gift certificates, dining, merchandise, auto rentals and more
Points: 2 points for every $1 in retail purchases and up to 13 points per dollar for qualifying hotel stays
Points limit: None
Points expire: 4 years

Rates & Details | Full offer

APR

Annual Fee

Credit

Upromise® World MasterCard®

12.99-20.99%

Excellent - Good

10% extra college savings on thousands of eligible grocery and drugstore items.
2% extra college savings on eligible gas purchases at Exxon and Mobil locations
1% college savings on every purchase
Get $25 college savings after the first qualified use of your account
No annual fee

Rates & Details | Full offer

APR

Annual Fee

Credit

Nature Conservancy Platinum Plus® Visa® Card with WorldPoints Rewards®

12.99-20.99%

Excellent - Good

Contribution: For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to Nature Conservancy - at no additional cost to you.
Online banking service
Total Security Protection® package, our free package of security features, including zero liability from unauthorized card use
Travel and emergency assistance
Automatic auto rental insurance

Rates & Details | Full offer

APR

Annual Fee

Credit

Brighter Planet™ EarthSmart™ Points Visa® Credit Card

11.99-19.99%

Excellent - Good

Points: 1 EarthSmartpoint per $1 in net retail purchases.
Limited-time offer: Earn 50% more points with a match from Bank of America through December 2009
Bonuses: Earn 1,000 bonus points after your first transaction to fund an estimated 1 ton of carbon offsets to offset the creation and delivery of your credit card. Earn an additional 1,000 bonus points to fund an estimated 1 ton of carbon offsets when you sign up for paperless statements
Rewards: Your points will help build renewable energy projects across the U.S., and for every 1,000 points you earn, you will fund an estimated 1 ton of carbon offsets
Points limit: No annual limit

Rates & Details | Full offer

APR

Annual Fee

Credit

BankAmericard® Power Rewards® Visa Signature® Card

12.99-20.99%

Excellent - Good

Earn triple points on gas, grocery and drug store purchases for your first 6 months.
Redeem rewards for a check, statement credit, direct deposit or pay down your eligible Bank of America® mortgage
Points Value: 1 point per $1 in retail purchases and 3 points for every $1 spent on gas, grocery and drugstore purchases for the first 6 months
Rewards start at: 2,500 points
Points limit: None

Rates & Details | Full offer

APR

Annual Fee

Credit

Bank of America World MasterCard® Credit Card with WorldPoints™

12.99-20.99%

Excellent - Good

Points: 1 point per $1 in retail purchases.
WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
Ultimate Access™ rewards: Unique experiences, sports memorabilia, marquee events and more
Rewards start at: 2,500 points
Points limit: None

Rates & Details | Full offer

APR

Annual Fee

Credit

Bank of America® Student Platinum Plus® Visa® Credit Card

14.24%

Excellent - Good

Be financially responsible while you learn to manage your credit
For full- and part-time students at accredited colleges and universities
Help protect yourself with the Bank of America® Student Identity Theft Protection Program free for 4 years
Read tips on building credit and budgeting

Rates & Details | Full offer

APR

Annual Fee

Credit

Bank of America® Accelerated Rewards™ American Express® Card

12.99-20.99%

Excellent - Good

Points: 1.25 points per $1 in retail purchases.
WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
Ultimate Access® rewards: Unique experiences, sports memorabilia, marquee events and more
Rewards start at: 2,500 points
Points limit: None

Rates & Details | Full offer

APR

Annual Fee

Credit

Alaska Airlines Visa Signature® Credit Card

12.74-14.24%

$75

Excellent - Good

Earn up to 25,000 Bonus Miles. Earn 20,000 Bonus Miles upon approval and 5,000 additional Bonus Miles after you use your new Alaska Airlines Visa Signature card to make at least $750 in net purchases.
3 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and vacation packages
1 mile for every dollar spent. Every time you use your Alaska Airlines Visa Signature card to make a purchase, you'll earn one mile per dollar spent
Earn up to 5 miles per dollar at participating restaurants. Your Visa card will be automatically enrolled in Mileage Plan Dining and Hotel Rewards
2 Board Room Passes. You'll receive two Board Room passes upon approval

Rates & Details | Full offer

APR

Annual Fee

Credit

IBERIABANK Visa® Select

7.50%

$45

Excellent

Introductory rate of 7.50% for 12 months from date opened on purchases
Introductory rate of 7.50% for the first 12 billing cycles on balance transfers. Applies to balance transfers processed within three months of your account open date
Low ongoing variable rate APR after introductory period Prime + 4.25%
No transaction fee for balance transfers

Rates & Details | Full offer

APR

Annual Fee

Credit

IBERIABANK Visa® Platinum Rewards Card

8.25-14.25%

Excellent

Earn 1 bonus point for every $1 in qualifying net retail purchases.
Variable rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Travel accident coverage up to $1,000,000
Low introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
No annual membership fee

Rates & Details | Full offer

APR

Annual Fee

Credit

IBERIABANK Visa® Gold Cash Back Rewards Card

8.25-14.25%

Excellent

Earn 1% in cash back credit on all qualifying purchases.
Variable rate APR ranging from Prime + 5.00% thru Prime + 11.00%
No limit on cash back; no expiration date on eligibility for accounts in good standing
Low introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No annual membership fee

Rates & Details | Full offer

APR

Annual Fee

Credit

IBERIABANK Visa® Classic

7.25-13.25%

Excellent

Variable rate APR ranging from Prime + 4.00% thru Prime + 10.00%
No annual membership fee
Low introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
Online access to credit card account information

Rates & Details | Full offer

APR

Annual Fee

Credit

Escape by Discover® Card

11.99-18.99%

$60

Excellent

Double miles on travel and restaurant purchases.
Double miles on travel and restaurant purchases. One mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
Double miles through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® Motiva^sm Card

11.99-18.99%

Excellent

5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site.
Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Discover® Miles Card

11.99-18.99%

Excellent

Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases.
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards or cash
Double Miles through our exclusive online shopping site

Rates & Details | Full offer

APR

Annual Fee

Credit

Citi® Forward^sm Card for College Students

17.24%(V)

Excellent - Good

5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
6,000 bonus points after $250 in purchases are made within 3 months of account opening
5,000 bonus points when you sign up for paperless statements within 3 months of account opening
0% APR for 6 months on purchases and balance transfers

Rates & Details | Full offer

APR

Annual Fee

Credit

Capital One® No Hassle Cash^sm Rewards

14.9%(V)

Excellent

2% cash back on gas and groceries.
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
0% APR on purchases until November 2010
No annual fee

Rates & Details | Full offer

Cards for Excellent Credit