Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *See Terms & Conditions for important information, benefits and limitations
Expert Review: The Advanta Platinum BusinessCard with Unlimited Rewards offers a mix of excellent rewards and affordable rates. Advanta has built a reputation by serving credit card needs of small businesses since 1951. With this account you get a very low interest rate, a long 0% introductory period, no annual fee, and 1 point per dollar spent. Standard rates on balance transfers and foreign purchases. As a bonus, you get to customize your card with your business name.
Updated:
Jun 2008
5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months. 1% cash back on all other purchases.
0% APR* for 6 months on purchases, cash advances and balance transfers
Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: The Citi® Dividend Platinum Select® Card for College Students combines 5% cash back benefits with 0% introductory rates. If you're enrolled in college, for the first six months you'll receive a 5% rebate on purchases at gas stations, supermarkets, drug and convenience stores - as well as utilities, including cable. After six months, you get 2% back on purchases at these locations, and you always get 1% cash back on everything else, up to a maximum of $300 a year. Plus, you get a 0% APR on purchases, balance transfers, and cash advances for six months. After six months, this student credit card's rates become average. If you're a student with a car, this Visa® card is excellent credit card deal ... if you use it responsibly.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *See Reward Program Rules for additional important information, benefits and limitations
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The Sweepstakes begins at 12:00:01 AM ET on 10/01/08. The Sweepstates ends and all entries expire at 11:59:59 PM ET on 09/30/09. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card.
Expert Review: The American DreamCard™ MasterCard® offers a truly unique and generous benefit: "Pooled Rewards." For every dollar you spend (up to $1,000 per purchase), you receive a sweepstakes entry. Up to $25,000 is awarded every month, based on the amount spent by cardholders during the previous month. Over $998,000 has already been distributed in these monthly drawings. The interest rate on the American DreamCard™ depends on whether your credit picture is excellent, very good, good, or fair, but it tends to be higher than many other cards. There is no annual fee and the other fees are typical. While this is not the credit card for someone with a gambling problem, if you enjoy lotteries and tend not to carry a balance, this might be the perfect reward card for you. Just be sure you don't over-spend to get more chances!
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: With the Capital One® No Hassle Miles℠ Rewards For Travel & Gas, you'll earn three miles for every dollar you spend on travel and gas purchases and you'll earn one mile per dollar on other purchases. There's no limit on the number of miles you can collect, no expiration date on your rewards, and no annual fee. Ideal for travelers, you can fly on any airline, anytime, anywhere, with no blackout dates and no seat restrictions, and you can also redeem your miles for car rentals, hotels, cash, gift cards, charitable donations, brand-name merchandise and more. This Visa® credit card, designed for people with excellent credit, combines generous rewards with a 0% introductory rate on purchases, which is good until October 2009, at which point it's replaced by an affordable rate. There's no fee if you go over your credit limit or for balance transfers, and the other fees range from low to typical.
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: The Capital One® Platinum Prestige Credit Card features a 0% introductory rate on both purchases and balance transfers. This rate is good until October 2009 when a low APR takes effect. Ideal for people with excellent credit eager to consolidate and pay off their debts, this MasterCard® offers a unique guarantee: "We will not increase your introductory APRs for any reason before the end of the introductory period." Capital One's Platinum Prestige card also comes with $0 fraud liability, 24-hour travel, emergency, and roadside assistance, an extended warranty program, travel accident insurance, and car rental insurance. There's no annual fee, and the other fees are fairly typical.
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: The Capital One® Business Platinum with Double No Hassle Miles℠ is designed for maximum mile earners. You get 2 miles for every dollar on purchases. Miles are easy to redeem with Capital One's no blackout and seat restriction policy. Somewhat higher interest rate and a $39 annual fee. Great for balance transfers and international use.
Updated:
Jun 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: With the Citi® PremierPass® Card - Elite Level MasterCard®, you get two points for every dollar spent at supermarkets, drug stores, and gas stations, or on commuter transportation and parking. Aside from these generous rewards on everyday purchases, you get one point on other purchases as well as for every mile you fly on any airline. Your points will never expire, as long as you make one purchase every three years. You can redeem your points for flights on any airline with no blackout dates or for cruises, hotels, car rentals, gift cards and more. Ideal for travelers in the United States, if you use this card to buy a qualifying airline ticket, you get a free companion ticket. Designed for people with excellent or very good credit, this reward card has moderate rates, a $75 annual fee, and typical amounts on other fees. You receive 20,000 bonus points if you make purchases totaling $600 within the first three months, enough for a domestic flight on virtually every airline (up to $400 in value)
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: The Citi® Platinum Select® Card for College Students comes with a 0% APR for 6 months on purchases, balance transfers, and cash advances. This credit card is ideal it you're a student with excellent, very good, or good credit who needs to buy books and pay for initial living expenses. That 0% introductory rate is good for more than a semester at school and should give you the time to pay off the bills at no additional cost. There's no annual fee, zero liability for unauthorized charges, the typical 3% fee on cash advances and balance transfers, plus online management tools and information about credit. After the 6 months are over, the rates on purchases and balance transfers rises to a low rate for student cards, but the cash advance rate climbs much higher. There's no minimum income and no cosigner is required. But if you pay late, go over the credit limit, or bounce a check you send in for payment, the interest rates all go sky-high, so be careful!
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: With the Citi® mtvU™ Platinum Select® Visa® Card for College Students you'll get a 0% introductory rate on purchases, balance transfers, and cash advances for six months. After that, the rates are average. You earn five ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores. You get a point for every dollar on all your other purchases - plus points for paying on time, having good grades, and even staying below your credit limit. Get great rewards online or by phone with as little as 1,000 ThankYou Points®, for everything from cash and gift cards to vacations and electronics. There's no income requirement, no co-signer necessary, and no annual fee.
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Expert Review: The Discover® Open Road® Card, for people with excellent or very good credit, comes with both generous rebates and a 0% introductory interest rate. Every billing period, you get 5% cash back on the first $100 you spend at the gas pump and for car maintenance. Plus you get rebates of between 5% to 20% for online purchases you make at over 100 well-known retailers and 1% cash back on other purchases. There's a 0% introductory APR on new purchases for six months as well as a 0% APR on balance transfers for one year. This credit card has no annual fee, moderate interest rates, and typical fees.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The HSBC Platinum MasterCard® with Cash Back Rewards gives you unlimited 1% cash back on new net retail purchases. Unlike other cash back cards, it has no earnings cap or point expiration, and no confusing spending categories.
