No Annual Fee Credit Cards and Prepaid Cards

No annual fee credit cards are cards that don't make you pay a regular fee to use them. These free credit cards can even earn you rewards such as airline miles, cash back, hotel stays, and more. Obviously, the value of a rewards credit card is diminished when you have to pay back some of your rewards just to use the card each year, so a no annual fee credit card may be ideal. But sometimes cards with annual fees have better rewards, benefits and lower rates than cards with no annual fees. Compare no annual fee credit cards below to find a card that is best for you.

« Compare up to 4 cards

Compare

Chase Sapphire^sm Credit Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!

... more details

Our Credit Card Review

Are you looking for a credit card with low rates and an enriched rewards program? Look no further ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	15.24% (V)	15.24%	$0	Excellent - Good

Capital One Spark Cash Select for Business

Compare

Capital One® Spark^sm Cash Select for Business

Get a 50% bonus on the cash you earn every year

... more details

Our Credit Card Review

The Capital One® Spark^sm Cash Select for Business credit card offers small business owners a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until December 2012	14.99%-19.9% (V)	14.99%-19.9% (V)	$0	Excellent

Ink Classic Business - Up to 25,000 Bonus Points

Compare

Ink^sm Classic Business - Up to 25,000 Bonus Points

Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!

... more details

Our Credit Card Review

The Ink^sm Classic Business Up to 25,000 Bonus Points credit card offers a robust rewards program ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 12 months	10.24%	$0	Excellent

Compare

IBERIABANK Visa® Gold

No annual membership fee

... more details

Our Credit Card Review

The IBERIABANK Visa® Gold credit card offers consumers truly excellent features and benefits. You ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	Intro: 1.99% 6 months	9.25-15.25% Variable	$0	Excellent

Capital One VentureOne Rewards Credit Card

Compare

Capital One® VentureOne^sm Rewards Credit Card

1.25 miles per dollar on every purchase, every day
Earn 10,000 bonus miles, equal to $100 in travel

... more details

Our Credit Card Review

Many consumers may have tried to find a credit card that carries both a low annual percentage rate ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until June 2012	11.9-19.9% (V)	11.9-19.9% (V)	$0	Excellent - Good

Compare

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*

... more details

Our Credit Card Review

With a 0% rate on purchases and balance transfers for the first 15 months, the Discover® More® ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 15 months	10.99-20.99% (V)*	$0	Excellent

Capital One Spark Miles Select for Business

Compare

Capital One® Spark^sm Miles Select for Business

Get a 50% bonus on the miles you earn every year

... more details

Our Credit Card Review

The Capital One® Spark^sm Miles Select for Business credit card offers small business owners a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until December 2012	14.9%-19.9% (V)	14.9-19.9% (V)	$0	Excellent

Compare

Capital One® Platinum Prestige Credit Card

0% intro APR until September 2013 on balance transfers

... more details

Our Credit Card Review

Do you have other credit card balances that are subject to high rates? The Capital One Platinum ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until September 2013	Intro: 0% Aug 2013	10.9-18.9% (V)	$0	Excellent - Good

Compare

Miles by Discover® Card

Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash

... more details

Our Credit Card Review

Frequent travelers can rack up high airline and restaurant costs, but the Discover Miles card ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 6 months	10.99-16.99% (V)*	$0	Excellent

Compare

Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months

... more details

Our Credit Card Review

If you're looking for a credit card with generous cash back rewards and a zero percent ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	0% for the first 15 months	12.99-22.99%(Variable)	$0	Excellent - Good

Compare

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.

... more details

Our Credit Card Review

The Citi Simplicity® Card lives up to its name by keeping things simple for the consumer. You get a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 18 months	12.99-21.99% (Variable)	$0	Excellent

Compare

Slate® from Chase - No Balance Transfer Fee

No Balance Transfer Fee!*

... more details

Our Credit Card Review

If you're looking for a balance transfer credit card, take a look at Slate® from Chase No Balance ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% For the first 15 months	11.99-21.99% Variable	$0	Excellent

Compare

Discover® More® Card - 18 Month Promotional Balance Transfer

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*

... more details

Our Credit Card Review

You're not going to find a deal like this very often. For a limited time, this Discover® More® Card ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 18 months	10.99-20.99% (V)*	$0	Excellent

Compare

Capital One® Spark^sm Classic for Business

Enjoy no annual fee

... more details

Our Credit Card Review

The Capital One® Spark^sm Classic for Business credit card is a good option for small business owners ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	22.9% (V)	22.9% (V)	$0	Fair

Compare

Discover® Open Road® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*

... more details

Our Credit Card Review

If your lifestyle includes a fair amount of driving and dining out, you really should take a look ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 15 months	10.99-20.99% (V)*	$0	Excellent

Compare

Hilton HHonors® Visa® Signature Card®

Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*

... more details

Our Credit Card Review

The Hilton HHonors® Visa® Signature Card® offers a robust rewards program to travelers who prefer ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	14.24% (V)	$0	Excellent

Compare

Citi® Platinum Select® Visa®

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.

... more details

Our Credit Card Review

The Citi® Platinum Select® Visa® credit card offers a zero percent introductory APR on purchases ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 18 months	11.99-21.99%(Variable)	$0	Excellent

Compare

Citi ThankYou^sm Preferred Card

$150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.

... more details

Our Credit Card Review

The Citi ThankYou^sm Preferred Card offers a rewards program that allows you to rack up points ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	12.99-22.99% Variable	$0	Excellent

Compare

CitiBusiness ThankYou^sm Card

Designed for businesses with an established credit history

... more details

Our Credit Card Review

Coming soon...

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	13.24% (Variable)	$0	Excellent

Compare

Sony Card from Capital One®

5 points per $1 on Sony purchases at authorized retailers
3 points per $1 on dining out and movie purchases

... more details

Our Credit Card Review

The Sony Card from Capital One® is for consumers who are loyal to the Sony brand. But the great ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until April 2013	13.9-24.9% (V)	13.9-24.9% (V)	$0	Excellent - Good

Compare

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*

... more details

Our Credit Card Review

If you're a small business owner, it's easy to love the SimplyCash® Business Card from American ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	As low as 13.24% (V)	$0	Excellent

Compare

Citi® Dividend Platinum Select® Visa® Card

$100 cash back after $500 in purchases within the first 3 months of account opening

... more details

Our Credit Card Review

With the Citi® Dividend Platinum Select® Visa®, you get an excellent rewards program that gives you ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 12 months	12.99-22.99% Variable	$0	Excellent

Blue Cash Everyday from American Express

Compare

Blue Cash Everyday^sm from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

... more details

Our Credit Card Review

If your credit card wish list includes an exceptional rewards program that doesn't come with a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% on Purchases for 12 months	17.24-22.24% Variable	17.24-22.24% Variable	$0	Excellent

Journey Student Rewards from Capital One

Compare

Journey^sm Student Rewards from Capital One®

Designed to help students build good credit with responsible use

... more details

Our Credit Card Review

If you're a student who needs to build a credit history, the Journey^sm Student Rewards from Capital ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	19.8% (V)	19.8% (V)	$0	Fair

Compare

Discover® Student Card - Tropical Beach

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.

... more details

Our Credit Card Review

Discover® Student Card - Tropical Beach features many of the cash-back bonuses offered with other ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	13.99-20.99%	$0	Excellent - Good

Compare

Chase Freedom MasterCard®- $100 Bonus Cash Back Credit Card + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months

... more details

Our Credit Card Review

The Chase Freedom MasterCard® - $100 Bonus Cash Back Credit Card + 0% Intro APR offers a fabulous ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	12.99%- 22.99% (V)*	12.99-22.99% (Variable)	$0	Excellent - Good

Compare

Capital One® Cash Rewards - $100 Cash Back Bonus

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year

... more details

Our Credit Card Review

If you're looking for a straightforward cash back rewards program, take a look at the Capital One® ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until June 2013	12.9-20.9% (V)	12.9-20.9% (V)	$0	Excellent - Good

Compare

READYdebit® Prepaid Visa® Card

100% Guaranteed Approval* - No Credit Checks

... more details

Our Prepaid Card Review

The READYdebit Prepaid Visa Card is a debit card and is designed to give consumers with poor credit ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

Citi Forward® Card

Credit needed: EXCELLENT CREDIT
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months

... more details

Our Credit Card Review

Do you use your credit card for everyday purchases and leisure activities? If so, why not get paid ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 12 months	12.99-22.99%(Variable)	$0*	Excellent - Good

Compare

Discover® Student Card with $20 Cash Back Bonus

Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval

... more details

Our Credit Card Review

If you're a student who's looking for a credit card with cash back rewards and no annual fee, then ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	12.99-18.99% (V)	$0	Excellent - Good

Compare

Capital One® Reloadable Prepaid MasterCard®

No purchase price or activation fee

... more details

Our Prepaid Card Review

For many people, carrying cash can be a hassle - especially if you are planning on making a large ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Poor - Bad No Credit

Compare

American Express® Prepaid Card

The benefits of Cardmembership start here!

... more details

Our Prepaid Card Review

Coming soon...

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

Discover® Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*

... more details

Our Credit Card Review

Securing a line of credit as a college student can be difficult, but the Discover Student Card is ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	12.99-18.99% (V)	$0	Excellent - Good

Compare

Citi Forward® Card for College Students

No cosigner required
APR reduction on purchases when using credit wisely

... more details

Our Credit Card Review

Most student credit cards reward students just for spending money with their accounts but the Citi ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	13.99%-22.99% (Variable)	13.99-22.99%(Variable)	$0*	Excellent - Good

Compare

Citi® Dividend Platinum Select® Card for College Students

No cosigner required

... more details

Our Credit Card Review

Are you a college student looking for a credit card that gives you great cash back rewards with ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	13.99%-21.99% (Variable)	13.99-21.99%(Variable)	$0*	Excellent - Good

Compare

NetSpend® MasterCard® Prepaid Debit Card

100% Approval - No credit check required*

... more details

Our Prepaid Card Review

If you've been turned down for a credit card, then the Netspend® Prepaid MasterCard® is an option ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

Capital One® Cash Rewards for Newcomers

A card designed to help those new to the U.S. establish credit and earn cash back

... more details

Our Credit Card Review

The Capital One® Cash Rewards for Newcomers is designed for individuals who are new to the United ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	24.9% (V)	24.9% (V)	$0	Fair

Compare

PASS from American Express^sm

Prepaid reloadable Card parents give to teens

... more details

Our Prepaid Card Review

Coming soon...

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

True Earnings® Card from Costco and American Express®

American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members

... more details

Our Credit Card Review

If you're a current Costco member who makes gasoline, restaurant and travel-related credit card ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% on Purchases for 6 months	15.24%	15.24% Variable	$0	Excellent

Compare

Blue Sky from American Express^sm

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.

... more details

Our Credit Card Review

Frequent travelers may be interested in the American Express Blue Sky card's rewards programs. Its ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% on Purchases for 12 months	17.24-22.24% Variable	17.24-22.24% Variable	$0	Excellent

Compare

MTV® Visa® Card from Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops

... more details

Our Credit Card Review

Spend less on entertainment, restaurants, sporting events and movies with the MTV Visa Card from ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%Until June 2013	13.9-19.9% (V)	13.9-19.9% (V)	$0	Excellent - Good

Compare

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases

... more details

Our Credit Card Review

If you're a loyal Orbitz traveler, you may be interested in the Capital One card that provides ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0% Until June 2013	13.9-19.9% (V)	13.9-19.9% (V)	$0	Excellent - Good

Compare

Ink Cash^sm Business Card

Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!

... more details

Our Credit Card Review

The Ink Cash^sm Business Card is a credit card that offers an excellent cash back rewards program. ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 12 months	10.24%	$0	Excellent

Compare

PerkStreet Financial^sm Debit MasterCard®

PerkStreet Financial^sm offers up to 5% cash back on debit card purchases - one of the best debit card rewards programs!

... more details

Our Prepaid Card Review

Coming soon...

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

Discover® Student Card - Clear

0% Intro APR on purchases for 9 months.
5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*

... more details

Our Credit Card Review

Students who are just getting their first credit card may consider the Discover Student Clear ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	13.99-20.99%	$0	Excellent - Good

Compare

Simmons First Visa® Platinum Rewards

Travel rewards - cardholders who enroll in the program receive one point per net dollar spent
Excellent credit required - applicants that do not have excellent credit will not be approved

... more details

Our Credit Card Review

Have you ever wanted a credit card with a top-notch travel rewards program that offers tickets on ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	9.25%	9.25%	$0	Excellent

Compare

Simmons First Visa® Platinum

Excellent credit required - applicants that do not have excellent credit will not be approved

... more details

Our Credit Card Review

If you have great credit, you may be rewarded with low annual percentage rates with the Simmons ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	7.25%	7.25%	$0	Excellent

Compare

IBERIABANK Visa® Platinum

Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.

... more details

Our Credit Card Review

The IBERIABANK Visa® Platinum has a rare combination of features. With this card, you get reward ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	Intro: 1.99% 6 months	9.25-15.25% Variable	$0	Excellent

Compare

IBERIABANK Visa® Classic

No annual membership fee

... more details

Our Credit Card Review

If you're looking for a credit card with a low APR and no annual fee, then the IBERIABANK Visa® ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	Intro: 1.99% 6 months	7.25-13.25%	$0	Excellent

Compare

NetSpend® Visa® Prepaid Debit Card

100% Approval - No credit check required*

... more details

Our Prepaid Card Review

The Netspend® Prepaid Visa® Card is an option for consumers who don't have a checking account or a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
N/A	N/A	N/A	$0	Excellent - Bad No Credit

Compare

Discover® Student Open Road®

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*

... more details

Our Credit Card Review

Coming soon...

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	12.99-18.99% (V)	$0	Excellent - Good

Compare

Discover® Student Card - Monogram Collection

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*

... more details

Our Credit Card Review

If you're enrolled as a full-time student in a four-year college or university, you could earn ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	13.99-20.99% (V)	$0	Excellent - Good

Compare

Discover® Mix Tape Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*

... more details

Our Credit Card Review

Students who love innovative designs and shopping will love the Discover Mix Tape Student Card ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	12.99-18.99%	$0	Excellent - Good

Compare

AT&T® Universal Business Rewards Card

Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
Designed for businesses with an established credit history

... more details

Our Credit Card Review

The AT&T Universal Business Rewards card may be a great choice for business owners and employees ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	N/A	14.24%(Variable)	$0	Excellent

Compare

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.

... more details

Our Credit Card Review

The Citi® Diamond Preferred Card® is an excellent choice for savvy consumers who are looking for a ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 18 months	11.99-21.99% (Variable)	$0	Excellent

Compare

Discover® Motiva^sm Card

Earn Cashback Bonus for your good credit management
0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%

... more details

Our Credit Card Review

Have you ever considered getting a card with a low introductory rate and an excellent cashback ... read full review

Apply Now

Intro Apr	Balance Transfer	Ongoing APR	Annual Fee	Credit Needed
0%	Intro: 0% 15 months	10.99-20.99% (V)*	$0	Excellent

« Compare up to 4 cards

[close]

The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:

Easy approval process, no credit required
The same fraud liability protections as a standard credit card
Easy to use for online or phone purchases
Access cash from ATM machines
Less expensive than check cashing services

Cons:

Expensive fees for opening and maintaining the account
Fees for loading money on the account or using the card for purchases
Very limited, if any, reporting to the credit bureaus
Does not help improve your credit the same way a credit card or secured card would
Much more expensive than opening a checking account and using an ATM card

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.

[close]

Credit Cards with No Annual Fee

The convenience of paying with a credit card, particularly online, makes having a credit card without an annual fee an important feature. Having more than one credit card for different types of purchases and situations is then more affordable.

Many of the best credit cards on the market charge have no annual fee. Annual fees are most often seen with cards at the two opposite ends of the market. High-end credit cards that come with extensive rewards and services and credit card for people with lower credit ratings who are viewed as a higher credit risk to issuers.

You will need to determine for yourself if the benefits outweigh the costs of an annual fee. Compare credit cards to see if you can find similar cards with and without an annual fee. And the benefits may not translate directly into dollars, such as special card services, rewards, or purchasing power.

FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

No Annual Fee Credit Cards and Prepaid Cards

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Prepaid Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Our Credit Card Review

Compare Bin:0 items

close Compare up to 4 cards at a time

Compare Bin:0 items

Recently Viewed:0 items