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No Annual Fee Credit Cards and Prepaid Cards

No annual fee credit cards are cards that don't make you pay a regular fee to use them. These free credit cards can even earn you rewards such as airline miles, cash back, hotel stays, and more. Obviously, the value of a rewards credit card is diminished when you have to pay back some of your rewards just to use the card each year, so a no annual fee credit card may be ideal. But sometimes cards with annual fees have better rewards, benefits and lower rates than cards with no annual fees. Compare no annual fee credit cards below to find a card that is best for you.

« Compare up to 4 cards

Chase Freedom Visa® - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
... more details

Our Credit Card Review


The Chase Freedom Visa® - $200 Bonus Cash Back card offers an excellent cash back rewards program. ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.99-22.99%15.99-22.99%(Variable)$0Excellent - Good
 

Capital One® Sparksm Miles Select for Business

  • Get a 50% bonus on the miles you earn every year
... more details

Our Credit Card Review


The Capital One® Sparksm Miles Select for Business credit card offers small business owners a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%14.9%-19.9% (V)14.9-19.9% (V)$0Excellent
 

Capital One® Sparksm Cash Select for Business

  • Get a 50% bonus on the cash you earn every year
... more details

Our Credit Card Review


The Capital One® Sparksm Cash Select for Business credit card offers small business owners a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%14.99%-19.9% (V)14.99%-19.9% (V)$0Excellent
 

NetSpend® Visa® Prepaid Debit Card

  • 100% Approval - No credit check required*
... more details

Our Prepaid Card Review


The Netspend® Prepaid Visa® Card is an option for consumers who don't have a checking account or a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 

IBERIABANK Visa® Gold

  • No annual membership fee
... more details

Our Credit Card Review


The IBERIABANK Visa® Gold credit card offers consumers truly excellent features and benefits. You ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A Intro: 1.99%
6 months
9.25-15.25% Variable$0Excellent
 

Slate® from Chase - No Balance Transfer Fee

  • No Balance Transfer Fee!*
... more details

Our Credit Card Review


If you're looking for a balance transfer credit card, take a look at Slate® from Chase  No Balance ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
For the first 15 months
11.99-21.99% Variable$0Excellent
 

Business Gold Rewards Card from American Express OPEN

  • Earn points even faster to get more rewards for your business
... more details

Our Credit Card Review


The Business Gold Rewards Card from American Express OPEN is a charge card that offers the small ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0 for the first year and $125 thereafterExcellent
 

Discover® More® Card - $0 Balance Transfer Fee!

  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
... more details

Our Credit Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
12 months
10.99-20.99% (V)*$0Excellent
 

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
... more details

Our Credit Card Review


With a 0% rate on purchases and balance transfers for the first 15 months, the Discover® More® ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
15 months
10.99-20.99% (V)*$0Excellent
 

Ink Cashsm Business Card

  • $250 cash back bonus after you spend $5,000 within 3 months!
... more details

Our Credit Card Review


The Ink Cashsm Business Card is a credit card that offers an excellent cash back rewards program. ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
6 months
13.24%$0Excellent
 

New Inksm Bold With Ultimate Rewardssm

  • 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
... more details

Our Credit Card Review


New Ink Bold with Ultimate Rewards is a business charge card-not a credit card-that offers an ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0 for the first year. After that $95.00.Excellent
 

Chase Freedom MasterCard® - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
... more details

Our Credit Card Review


The Chase Freedom MasterCard® - $200 Bonus Cash Back credit card offers a generous cash back ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.99%- 22.99% (V)*15.99-22.99% (Variable)$0Excellent - Good
 

Capital One® Sparksm Cash for Business

  • Earn 2% cash back on every purchase, every day
... more details

Our Credit Card Review


The Capital One® Sparksm Cash for Business credit card offers small business owners a cash back ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A13.9% (V)13.9% (V)$0 intro for the first year; $59 after thatExcellent
 

Discover® More® Card - 18 Month Promotional Balance Transfer

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
... more details

Our Credit Card Review


You're not going to find a deal like this very often. For a limited time, this Discover® More® Card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
18 months
10.99-20.99% (V)*$0Excellent
 

Miles by Discover® Card

  • Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend
... more details

Our Credit Card Review


Frequent travelers can rack up high airline and restaurant costs, but the Discover Miles card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
6 months
10.99-16.99% (V)*$0Excellent
 

Capital One® Venturesm Rewards Credit Card

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"
  • 2 miles per dollar on every purchase, every day
... more details

Our Credit Card Review


Airline tickets can get expensive, but with the Capital One® Venturesm Rewards card, you can earn ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A13.9-20.9% (V)13.9-20.9% (V)$0 intro for first year; $59 after thatExcellent - Good
 

CitiBusiness® World Card

  • Designed for businesses with an established credit history
... more details

Our Credit Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.24% (Variable)$0Excellent
 

Blue Cash Everydaysm from American Express

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
... more details

Our Credit Card Review


If your credit card wish list includes an exceptional rewards program that doesn't come with a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% on Purchases for 12 months17.24-22.24% Variable17.24-22.24% Variable$0Excellent
 

Chase Sapphiresm Card

  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
... more details

Our Credit Card Review


If you want a travel rewards program that allows you to fly on different airlines, you're sure to ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.24% (V) 15.24% (V)$0Excellent - Good
 

Hilton HHonors® Visa® Signature Card®

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
... more details

Our Credit Card Review


The Hilton HHonors® Visa® Signature Card® offers a robust rewards program to travelers who prefer ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A14.24% (V)$0Excellent
 

Capital One® Sparksm Classic for Business

  • Enjoy no annual fee
... more details

Our Credit Card Review


The Capital One® Sparksm Classic for Business credit card is a good option for small business owners ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A22.9% (V)22.9% (V)$0Fair
 

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

  • $200 cash back after $500 in purchases within the first 3 months of account opening
... more details

Our Credit Card Review


With the Citi® Dividend Platinum Select® Visa® - $200 Cash Back, you get cash back on all of your ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.99%-22.99% (Variable)15.99-22.99% (Variable)$0Excellent
 

Capital One® VentureOnesm Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
... more details

Our Credit Card Review


Many consumers may have tried to find a credit card that carries both a low annual percentage rate ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%11.9-19.9% (V)11.9-19.9% (V) $0Excellent - Good
 

Gold Delta SkyMiles® Credit Card from American Express®

  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
... more details

Our Credit Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A15.24-19.24% Variable$0 intro annual fee for the first year, then $95Excellent
 

Discover® Student Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
... more details

Our Credit Card Review


Securing a line of credit as a college student can be difficult, but the Discover Student Card is ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99% (V)$0Excellent - Good
 

Journeysm Student Rewards from Capital One®

  • Designed to help students build good credit with responsible use
... more details

Our Credit Card Review


If you're a student who needs to build a credit history, the Journeysm Student Rewards from Capital ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A19.8% (V)19.8% (V)$0Fair
 

Capital One® Platinum Prestige Credit Card

  • 0% intro APR until May 2013 on balance transfers
... more details

Our Credit Card Review


Do you have other credit card balances that are subject to high rates? The Capital One Platinum ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
May 2013
10.9-18.9% (V)$0Excellent - Good
 

Discover® Student Card with $25 Cash Back Bonus

  • Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months.
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
... more details

Our Credit Card Review


If you're a student who's looking for a credit card with cash back rewards and no annual fee, then ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99% (V)$0Excellent - Good
 

Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
... more details

Our Credit Card Review


If you're looking for a credit card with generous cash back rewards and a zero percent ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%0% for the first 12 months11.99-22.99%(Variable)$0Excellent - Good
 

MTV® Visa® Card from Capital One®

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
... more details

Our Credit Card Review


Spend less on entertainment, restaurants, sporting events and movies with the MTV Visa Card from ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%13.9-19.9% (V)13.9-19.9% (V) $0Excellent - Good
 

Citi® Dividend Platinum Select® Visa® Card

  • $100 cash back after $500 in purchases within the first 3 months of account opening
... more details

Our Credit Card Review


With the Citi® Dividend Platinum Select® Visa®, you get an excellent rewards program that gives you ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
12 months
12.99-22.99% Variable$0Excellent
 

Sony Card from Capital One®

  • 5 points per $1 on Sony purchases at authorized retailers
  • 3 points per $1 on dining out and movie purchases
... more details

Our Credit Card Review


The Sony Card from Capital One® is for consumers who are loyal to the Sony brand. But the great ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%13.9-24.9% (V)13.9-24.9% (V) $0Excellent - Good
 

Citi® Diamond Preferred® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
... more details

Our Credit Card Review


The Citi® Diamond Preferred Card® is an excellent choice for savvy consumers who are looking for a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
18 months
11.99-21.99% (Variable)$0Excellent
 

Capital One® Platinum Credit Card

  • $0 intro annual fee for the first year; $19 after that
... more details

Our Credit Card Review


Some credit cards may charge high annual percentage rates for balance transfers, but the Capital ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%24.9% (V)24.9% (V) $0 intro for the first year; $19 after thatFair
 

Discover® Student Card - Monogram Collection

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
... more details

Our Credit Card Review


If you're enrolled as a full-time student in a four-year college or university, you could earn ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99% (V)$0Excellent - Good
 

True Earnings® Card from Costco and American Express®

  • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
... more details

Our Credit Card Review


If you're a current Costco member who makes gasoline, restaurant and travel-related credit card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% on Purchases for 6 months15.24%15.24% Variable$0Excellent
 

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
... more details

Our Credit Card Review


The Citi Simplicity® Card lives up to its name by keeping things simple for the consumer. You get a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
18 months
12.99-21.99% (Variable)$0Excellent
 

READYdebit® Prepaid Visa® Card

  • 100% Guaranteed Approval* - No Credit Checks
... more details

Our Prepaid Card Review


The READYdebit Prepaid Visa Card is a debit card and is designed to give consumers with poor credit ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 

Capital One® Sparksm Miles for Business

  • Earn 2 miles per dollar on every purchase, every day
... more details

Our Credit Card Review


The Capital One® Sparksm Miles for Business credit card is a great choice for small business owners ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A13.9% (V)13.9% (V)$0 intro for the first year; $59 after thatExcellent
 

Discover® Mix Tape Student Card

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
... more details

Our Credit Card Review


Students who love innovative designs and shopping will love the Discover Mix Tape Student Card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99%$0Excellent - Good
 

Citi Forward® Card

  • Credit needed: EXCELLENT CREDIT
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
... more details

Our Credit Card Review


Do you use your credit card for everyday purchases and leisure activities? If so, why not get paid ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
12 months
12.99-22.99%(Variable)$0*Excellent - Good
 

Citi® Platinum Select® Visa®

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
... more details

Our Credit Card Review


The Citi® Platinum Select® Visa® credit card offers a zero percent introductory APR on purchases ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
18 months
11.99-21.99%(Variable)$0Excellent
 

Capital One® Cash Rewards - $100 Cash Back Bonus

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
... more details

Our Credit Card Review


If you're looking for a straightforward cash back rewards program, take a look at the Capital One® ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%12.9-20.9% (V)12.9-20.9% (V)$0Excellent - Good
 

Capital One® Cash Rewards for Newcomers

  • A card designed to help those new to the U.S. establish credit and earn cash back
... more details

Our Credit Card Review


The Capital One® Cash Rewards for Newcomers is designed for individuals who are new to the United ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%24.9% (V)24.9% (V) $0Fair
 

NetSpend® MasterCard® Prepaid Debit Card

  • 100% Approval - No credit check required*
... more details

Our Prepaid Card Review


If you've been turned down for a credit card, then the Netspend® Prepaid MasterCard® is an option ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 

American Express® Prepaid Card

  • The benefits of Cardmembership start here!
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 

Starwood Preferred Guest® Business Credit Card from American Express® OPEN

  • Earn up to 25,000 Starpoints(R) - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
... more details

Our Credit Card Review


If you travel frequently for business, then you need to take a look at the Starwood Preferred ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
2.90%N/A15.24% Variable$0 for the first year and then $65 annuallyExcellent
 

Starwood Preferred Guest® Credit Card from American Express®

  • Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
... more details

Our Credit Card Review


Have you ever wanted a credit card that will pay you back with rewards points for staying at ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.24%-19.24%15.24%-19.24%$0 introductory annual fee for the first year, then $65Excellent
 

Gold Delta SkyMiles® Business Credit Card

  • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
... more details

Our Credit Card Review


Frequent travel can be very costly for small business owners. If you fly on Delta or Northwest, ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A15.24%-19.24% Variable$0 for the first year and then $95 annuallyExcellent
 

SimplyCash® Business Card from American Express OPEN

  • Get 5% cash back on wireless services and office supply purchases*
... more details

Our Credit Card Review


If you're a small business owner, it's easy to love the SimplyCash® Business Card from American ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/AAs low as 13.24% (V)$0Excellent
 

Blue Sky from American Expresssm

  • No annual fee
... more details

Our Credit Card Review


Frequent travelers may be interested in the American Express Blue Sky card's rewards programs. Its ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% on Purchases for 12 months 17.24-22.24% Variable17.24-22.24% Variable$0Excellent
 

Discover® Student Card - Clear

  • 0% Intro APR on purchases for 9 months.
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
... more details

Our Credit Card Review


Students who are just getting their first credit card may consider the Discover Student Clear ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99%$0Excellent - Good
 

Capital One® Reloadable Prepaid MasterCard®

  • No purchase price or activation fee
... more details

Our Prepaid Card Review


For many people, carrying cash can be a hassle - especially if you are planning on making a large ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Poor - Bad
No Credit
 

Capital One® Orbitz® Visa® Platinum

  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
... more details

Our Credit Card Review


If you're a loyal Orbitz traveler, you may be interested in the Capital One card that provides ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%13.9-19.9% (V)13.9-19.9% (V) $0Excellent - Good
 

Maximum Rewardssm Platinum Edition® Visa® Card

  • 0% Intro APR for 12 billing cycles on balance transfers
... more details

Our Credit Card Review


With the Maximum Rewardssm Platinum Edition® Visa Card®, you can earn reward points on almost all ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%11.99%-19.99% variable11.99-19.99%$0Excellent
 

Inksm Classic Business - Up to 25,000 Bonus Points

  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
... more details

Our Credit Card Review


The Inksm Classic Business  Up to 25,000 Bonus Points credit card offers a robust rewards program ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
6 months
13.24%$0Excellent
 

Chase Freedom MasterCard®- $100 Bonus Cash Back Credit Card + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
... more details

Our Credit Card Review


The Chase Freedom MasterCard® - $100 Bonus Cash Back Credit Card + 0% Intro APR offers a fabulous ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%11.99%- 22.99% (V)*11.99-22.99% (Variable)$0Excellent - Good
 

Simmons First Visa® Platinum Rewards

  • Travel rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Excellent credit required - applicants that do not have excellent credit will not be approved
... more details

Our Credit Card Review


Have you ever wanted a credit card with a top-notch travel rewards program that offers tickets on ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A9.25%9.25%$0Excellent
 

Simmons First Visa® Platinum

  • Excellent credit required - applicants that do not have excellent credit will not be approved
... more details

Our Credit Card Review


If you have great credit, you may be rewarded with low annual percentage rates with the Simmons ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A7.25%7.25%$0Excellent
 

IBERIABANK Visa® Platinum

  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
... more details

Our Credit Card Review


The IBERIABANK Visa® Platinum has a rare combination of features. With this card, you get reward ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A Intro: 1.99%
6 months
9.25-15.25% Variable$0Excellent
 

IBERIABANK Visa® Classic

  • No annual membership fee
... more details

Our Credit Card Review


If you're looking for a credit card with a low APR and no annual fee, then the IBERIABANK Visa® ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A Intro: 1.99%
6 months
7.25-13.25%$0Excellent
 

Discover® Student Open Road®

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus® at any gas station and any restaurant.
... more details

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99% (V)$0Excellent - Good
 

Discover® Open Road® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
... more details

Our Credit Card Review


If your lifestyle includes a fair amount of driving and dining out, you really should take a look ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
15 months
10.99-19.99% (V)*$0Excellent
 

Discover® Student Card - Tropical Beach

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
... more details

Our Credit Card Review


Discover® Student Card - Tropical Beach features many of the cash-back bonuses offered with other ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A13.99-20.99%$0Excellent - Good
 

Citi ThankYousm Preferred Card

  • $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
... more details

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The Citi ThankYousm Preferred Card offers a rewards program that allows you to rack up points ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A12.99%-22.99% (V)12.99-22.99% Variable$0Excellent
 

AT&T® Universal Business Rewards Card

  • Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
  • Designed for businesses with an established credit history
... more details

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The AT&T Universal Business Rewards card may be a great choice for business owners and employees ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%N/A14.24%(Variable)$0Excellent
 

Citi Forward® Card for College Students

  • No cosigner required
  • APR reduction on purchases when using credit wisely
... more details

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Most student credit cards reward students just for spending money with their accounts but the Citi ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%13.99%-22.99% (Variable)13.99-22.99%(Variable)$0*Excellent - Good
 

Citi® Platinum Select® MasterCard®

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
... more details

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With 18 months 0% interest introductory rate on purchases, and a 18-month 0% introductory rate on ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
18 months
11.99-21.99%(Variable)$0Excellent
 

Citi® Dividend Platinum Select® Card for College Students

  • No cosigner required
... more details

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Are you a college student looking for a credit card that gives you great cash back rewards with ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0%13.99%-21.99% (Variable)13.99-21.99%(Variable)$0*Excellent - Good
 

Discover® Motivasm Card

  • Earn Cashback Bonus for your good credit management
  • 0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%
... more details

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Have you ever considered getting a card with a low introductory rate and an excellent cashback ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
0% Intro: 0%
15 months
10.99-20.99% (V)*$0Excellent
 

The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:
  • Easy approval process, no credit required
  • The same fraud liability protections as a standard credit card
  • Easy to use for online or phone purchases
  • Access cash from ATM machines
  • Less expensive than check cashing services
Cons:
  • Expensive fees for opening and maintaining the account
  • Fees for loading money on the account or using the card for purchases
  • Very limited, if any, reporting to the credit bureaus
  • Does not help improve your credit the same way a credit card or secured card would
  • Much more expensive than opening a checking account and using an ATM card

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.


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FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

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