Rewards Credit Cards

Used wisely, rewards cards let you earn cash back, free travel, or other perks.
Watch out for cards with high annual fees or interest rates.
Choose rewards you can - and will - use.

Capital One® No Hassle Miles^sm Rewards

1.25 miles for every dollar spent on purchases.
No limit on the miles you can earn and miles don't expire
No blackout dates and no seat restrictions
0% intro APR on purchases until December 2010
No annual fee
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Ongoing Apr	Annual Fee	Credit Needed
16.9%(V)	$0	Good

Discover® More® Card - Clear

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
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Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Capital One® No Hassle Miles^sm Ultra - for Professionals

2 miles for every dollar spent on purchases.
No limit on the miles you can earn and miles don't expire
No blackout dates and no seat restrictions
Use miles for travel, merchandise, gift cards and more
0% APR on purchases until December 2010
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Ongoing Apr	Annual Fee	Credit Needed
13.9%(V)	$39	Excellent

Discover® More® Card - Sealife Collection

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
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Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Capital One® No Hassle Miles^sm Rewards

2 miles per dollar above $1,000 each month.
1 mile per dollar spent on purchases up to $1,000 each month
No limit on the miles you can earn and miles don't expire
0% APR on purchases until December 2010
No annual fee
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Ongoing Apr	Annual Fee	Credit Needed
13.9%(V)	$0	Excellent

Discover® More® Card - Wildlife Collection

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
See Details

Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Discover® More® Card - American Flag

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
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Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings.
Get 1 point per dollar on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
No annual fee
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Ongoing Apr	Annual Fee	Credit Needed
13.9%(V)	$0	Excellent

Starwood Preferred Guest® Credit Card from American Express®

Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
Earn 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Express approval. Get a decision in less than 60 seconds
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Ongoing Apr	Annual Fee	Credit Needed
15.24%	$45	Excellent

Discover® More® Card - Bio

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
See Details

Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Discover® More® Card

Up to 5% cashback bonus.
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
See Details

Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Platinum Card from American Express®

The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to concierge service for the finest experiences in dining, entertainment, and luxury
By Invitation Only® Events - access to exclusive once-in-a-lifetime events
Complimentary airport club access
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Ongoing Apr	Annual Fee	Credit Needed
N/A	$450	Excellent

MTV® Visa® Card from Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events.
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
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Ongoing Apr	Annual Fee	Credit Needed
16.9%(V)	$0	Good

Delta Reserve Credit Card

Pay with Miles - pay for all or part of any Delta flight with your miles.
Annual first-class companion certificate, which can be used for a first-class or coach-class ticket!
Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase
Complimentary Crown Room Club® access for you and two guests
Pay with miles - pay for all or part of any Delta flight with your miles
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Ongoing Apr	Annual Fee	Credit Needed
14.50%	$450	Excellent

Platinum Delta SkyMiles® Credit Card from American Express®

Express Approval. Get a decision in less than 60 seconds.
Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after your first purchase and another 2,500 for adding an additional cardmember
Earn one companion coach class ticket each year upon renewal
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
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Ongoing Apr	Annual Fee	Credit Needed
14.50%	$150	Excellent

True Earnings® Card from Costco and American Express®

No Limit on the Cash Back earned.
Earn cash back on gas and a $25 statement credit with your first purchase made with the card
No annual fee with your paid Costco membership
The TrueEarnings card serves as both your American Express credit card and your Costco membership card
No limit on the cash back earned
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Ongoing Apr	Annual Fee	Credit Needed
15.24%	$0	Excellent

Chase Freedom^sm Credit Card

Full 1% cash back on every purchase - no spending tiers or caps on how much you can earn.
$50 cash back after your first purchase
3% bonus cash back offers in categories like gas, home improvement and department stores
Up to an additional 20% cash back at select merchants when you shop online through Chase
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Ongoing Apr	Annual Fee	Credit Needed
13.24-23.24%	$0	Excellent - Good

American Express® Preferred Rewards Gold Card

The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping and entertainment rewards.
Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
Gold card events - exclusive access to tickets for select concerts, shows, major sporting events and more in cities nationwide
Express approval. Get a decision in less than 60 seconds
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Ongoing Apr	Annual Fee	Credit Needed
N/A	$125	Excellent

American DreamCard™ MasterCard®

Over $1.1 million awarded to date.
Earn entries from everyday shopping for the monthly drawing.*
Large monthly cash jackpots!
Get 1,000 entries just for applying!
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Ongoing Apr	Annual Fee	Credit Needed
14.99-21.99%(V)	$0 - $59	Good - Fair

Simmons First Visa® Platinum Rewards

Travel rewards - cardholders who enroll in the program receive one point per net dollar spent.
Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% variable standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
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Ongoing Apr	Annual Fee	Credit Needed
9.25%	$0	Excellent

AT&T® Universal Business Rewards Card

Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services.
0% APR* on purchases for 6 months
Earn 3 ThankYou Points® for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou Point® for every dollar spent on other purchases
Additional cards for employees with credit limits you set
No annual fee
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Ongoing Apr	Annual Fee	Credit Needed
16.99%(V)	$0	Excellent

American Express® Premier Rewards Gold Card

Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards® bonus points when you spend $30,000 per calendar year
No annual fee for your first year of membership, then $175
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Ongoing Apr	Annual Fee	Credit Needed
N/A	$175	Excellent

Chase Sapphire^sm Credit Card

2x on all airfare booked through Ultimate Rewards.
10,000 bonus points after first purchase
No earning caps, point expiration, or blackout dates
Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
1 point for every dollar on all other purchases
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Ongoing Apr	Annual Fee	Credit Needed
12.24%	$0	Excellent - Good

Capital One® No Hassle Cash^sm Rewards

2% cash back on gas and groceries.
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
0% APR on purchases until December 2010
No annual fee
See Details

Ongoing Apr	Annual Fee	Credit Needed
14.9%(V)	$0	Excellent

Escape by Discover® Card

Double miles on travel and restaurant purchases.
Double miles on travel and restaurant purchases. One mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
Double miles through our exclusive online shopping site
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Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$60	Excellent

Discover® Motiva^sm Card

5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site.
Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
See Details

Ongoing Apr	Annual Fee	Credit Needed
11.99-19.99%	$0	Excellent

Discover® Miles Card

Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases.
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards or cash
Double Miles through our exclusive online shopping site
See Details