- 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- No limit to the number of points you can earn - and points do not expire
- 5X points per dollar on the first $50,000 spent annually on eligible business purchases
- No foreign transaction fees and Free Employee Cards
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 for the first year. After that $95.00. | Excellent |
- Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
- 1 ThankYou point for every dollar you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
- No foreign transaction fees on purchases*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 13.99-21.99% Variable | $125 waived for the first year | Excellent |
- Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | Introductory annual fee of $0 for the first year, then $175 | Excellent |
- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | No annual membership fee for the first year, then $185 | Excellent |
- Earn 50,000 Bonus Points after your first use
- Receive 1 free night stay upon account approval and each year upon account anniversary
- Earn 5 points for every $1 spent at Marriott® locations
- Card members achieve Silver elite status with 15 nights credit toward Elite status
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% (V) | 15.24% (V) | First Year Free, $85 | Excellent |
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 11.99%- 22.99% (V)* | 11.99-22.99% (Variable) | $0 | Excellent - Good |
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.99%- 22.99% (V)* | 15.99-22.99% (Variable) | $0 | Excellent - Good |
- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
- No Annual fee for your first year - that's a $45 value*
- Earn 3 points for every $1 spent at Marriott® locations
- Earn 1 point for every $1 spent on other purchases
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 14.24% (V) | 14.24% (V) | First Year Free, $45 | Excellent |
- Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24%-19.24% | 15.24%-19.24% | $0 introductory annual fee for the first year, then $65 | Excellent |
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 13.9-24.9% (V) | 13.9-24.9% (V) | $0 | Excellent - Good |
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points
- Complimentary airport club access, including American Airlines Admirals Club(R) lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $450 | Excellent |
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on
time
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 13.9-19.9% (V) | 13.9-19.9% (V) | $0 | Excellent - Good |
- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 12 months | 17.24-22.24% Variable | 17.24-22.24% Variable | $0 | Excellent |
- Receive 1 Award Night after making your first purchase with the Hyatt Credit Card
- Receive an additional Award Night after spending $1000 in the first three months of account opening
- No foreign transaction fees for international purchases
- There are no limits to the points you can earn
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% | 15.24% | $75 | Excellent |
- 25,000 bonus points after you spend $5,000 in the first 3 months!*
- 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
- 2X points per dollar on the first $25,000 spent annually on fuel and dining*
- 1 point per dollar on all other card purchases with no limit on the amount you can earn*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 13.24% | $0 | Excellent |
- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 14.24%(Variable) | 14.24%(Variable) | $0 | Excellent |
- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other purchases with no limit on the amount of cash back you can earn
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 13.24% | $0 | Excellent |
- $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 12.99%-21.99% (V) | 12.99-22.99% Variable | $0 | Excellent |
- Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more
- Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
- Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Get approved in 60-seconds.
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $125 | Excellent |
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
- One million rewards from over 500 brands
- Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 for the first year and $125 thereafter | Excellent |
- 25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership
- GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee
- 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $450 | Excellent |
- Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 9.25% variable standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating
restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and
restaurants
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 9.25% | 9.25% | $0 | Excellent |
- Unlimited VIP airport lounge visits
- Redeem points for airfare on any airline with no blackouts or restrictions beginning at only 25,000 points for a ticket worth up to $500
- Zero liability provides complete protection against unauthorized purchases
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A |
Intro:
0%
15 months | 14.99% | $495 | Excellent - Good |
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 14.24% (V) | $0 | Excellent |
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | 13.24% (Variable) | $0 | Excellent |
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A |
Intro:
1.99%
6 months | 9.25-15.25% Variable | $0 | Excellent |
- Earn up to 25,000 Starpoints(R) - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
- No introductory fee for the first year, a savings of $65
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 2.90% | N/A | 15.24% Variable | $0 for the first year and then $65 annually | Excellent |
Airline Miles Rewards Credit Cards Back to top
- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% (V) | 15.24% (V) | $0 | Excellent - Good |
- Earn 10,000 bonus miles, equal to $100 in travel
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 11.9-19.9% (V) | 11.9-19.9% (V) | $0 | Excellent - Good |
- Get 1 point per dollar on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards and more
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 13.9-19.9% (V) | 13.9-19.9% (V) | $0 | Excellent - Good |
- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewardssm
- No foreign transaction fees
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% (V) | 15.24% (V) | $95 Annual Fee, Waived for the First Year | Excellent |
- 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 10.99-16.99% (V)* | $0 | Excellent |
- Earn 50,000 Rewards points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
- Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases
- Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations
- No foreign transaction fees
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% | 15.24% | $395 | Excellent |
- NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more.
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.24% | 15.24% | $69 | Excellent |
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for ANY travel expense
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 11.9-19.9% (V) | 11.9-19.9% (V) | $0 intro for first year; $59 after that | Excellent - Good |
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 10.99%- 16.99% (V)* | $60 | Excellent |
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free-for up to 8 people on your reservation-on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 15.24%-19.24% Variable | $0 for the first year and then $95 annually | Excellent |
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 15.24-19.24% Variable | $0 intro annual fee for the first year, then $95 | Excellent |
- Earn 2 miles per dollar on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 13.9% (V) | 13.9% (V) | $0 intro for the first year; $59 after that | Excellent |
- Earn up to 40,000 bonus miles and first year free ($95 value)*
- Check your first bag for free on Continental and United flights, up to a $50 value
- Visit the United Club with two complimentary passes every year, a $100 value
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 14.24% (V) | 14.24% (V) | $95, first year free | Excellent |
- Earn up to 40,000 bonus miles and first year free, a $95 value*
- Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
- Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
- Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 14.24% (V) | 14.24% (V) | $95, waived the first year | Excellent |
Cash Back Rewards Credit Cards Back to top
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.99-22.99% | 15.99-22.99%(Variable) | $0 | Excellent - Good |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 12.99-22.99% Variable | $0 | Excellent |
- $200 cash back after $500 in purchases within the first 3 months of account opening
- 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment
- Full 1% cash back on eligible purchases and cash advances
- No Annual Fee*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 15.99%-22.99% (Variable) | 15.99-22.99% (Variable) | $0 | Excellent |
- 0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
15 months | 10.99-20.99% (V)* | $0 | Excellent |
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.24% (V) | $0 | Excellent |
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 12 months | 17.24-22.24% Variable | 17.24-22.24% Variable | $0 | Excellent |
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 10.99-20.99% (V)* | $0 | Excellent |
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
15 months | 10.99-20.99% (V)* | $0 | Excellent |
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 12.9-20.9% (V) | 12.9-20.9% (V) | $0 | Excellent - Good |
- American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
- No limit on the cash back earned
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 6 months | 15.24% | 15.24% Variable | $0 | Excellent |
- 0% Intro APR for 12 billing cycles on balance transfers
- 0% Intro APR for 6 billing cycles on purchases
- Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
- Use rewards for travel, merchandise, gift cards and more
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 11.99%-19.99% variable | 11.99-19.99% | $0 | Excellent |
- 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 11.99-20.99% (V)* | $0 | Excellent |
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 0% for the first 12 months | 11.99-22.99%(Variable) | $0 | Excellent - Good |
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A |
Intro:
1.99%
6 months | 9.25-15.25% Variable | $0 | Excellent |
The Pros and Cons of Prepaid Cards
Prepaid cards offer the convenience of a credit card without the
difficult approval process or risk of getting into debt. These cards
work a lot like a gift card, you will have to load the account with cash
(direct deposit is usually available) before you can use it for a
purchase
Prepaid cards are not credit cards; you cannot spend more than the
balance you have deposited and you will not be charged interest for your
spending. The prepaid account will not be reported to the credit
bureaus as a credit card.
Pros:
- Easy approval process, no credit required
- The same fraud liability protections as a standard credit card
- Easy to use for online or phone purchases
- Access cash from ATM machines
- Less expensive than check cashing services
Cons:
- Expensive fees for opening and maintaining the account
- Fees for loading money on the account or using the card for purchases
- Very limited, if any, reporting to the credit bureaus
- Does not help improve your credit the same way a credit card or secured card would
- Much more expensive than opening a checking account and using an ATM card
Fees and charges can vary significantly between different prepaid credit
card offers. Be sure to read the fee schedule for the prepaid credit
card before you apply.
[ close]
|
