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Credit Reports, Credit Scores & Credit Monitoring

Because there are so many credit report, credit score, and credit monitoring products available, choosing the right one can be difficult. Credit.com helps you compare and choose quickly, by providing easy-to-read reviews and expert analysis to make selecting the best product easy. Get started on products we most recommend by choosing an "Expert Pick" or by selecting a specific product below.

IDENTITY GUARD® EXTRA CAUTION®

Product Details
  • Unlimited access to your 3 credit scores
  • A detailed analysis showing what is affecting your score
  • Receive email alerts for certain changes to your credit profile
  • Up to $1,000,000 identity theft insurance
ScoresPriceFree TrialMonitoringID Theft
All 3 scores$14.95/month30 daysDaily 3 bureauUp to $1,000,000

Equifax 3-in-1 Monitoring with Credit Score

Product Details
  • Free Trial & Score
  • 3 bureau credit monitoring
  • Tips for managing your score
  • Up to $1,000,000 identity theft insurance, no deductible
ScoresPriceFree TrialMonitoringID Theft
One score$14.95/month30 daysDaily 3 bureauUp to $1,000,000

Equifax Score Watch™

Product Details
  • Continuous score monitoring and notification when a change in your score impacts the interest rate you are likely to receive
  • Detailed explanations for key score changes and specific tips for understanding your score
  • Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
ScoresPriceFree TrialMonitoringID Theft
One score$12.95/monthNoneOne bureauNone

IDENTITY GUARD® TOTAL PROTECTION SM

Product Details
  • All 3 of your credit scores
  • Daily 3 bureau credit monitoring with alerts
  • Public record monitoring and up to $1,000,000 identity theft insurance
  • PC World #1 rated service
ScoresPriceFree TrialMonitoringID Theft
All 3 scores$17.99/month30 daysDaily 3 bureauUp to $1,000,000

TrueCredit 3-Bureau Credit Monitoring

Product Details
  • 7-day free trial
  • Instant access to your credit scores from all 3 bureaus
  • 3 bureau credit monitoring
  • Up to $25,000 Identity Theft Insurance
ScoresPriceFree TrialMonitoringID Theft
All 3 scores$14.95/month7 daysDaily 3 bureau$25,000

TrueCredit Credit Monitoring

Product Details
  • 30-day free trial
  • Instant access to your credit score
  • TransUnion credit monitoring
  • Up to $25,000 Identity Theft Insurance
ScoresPriceFree TrialMonitoringID Theft
One score$11.95/month30 daysDaily TransUnion bureau$25,000

TrueCredit 3-in-1 Credit Report & Credit Score

Product Details
  • Data from all 3 bureaus in a side-by-side format
  • Credit score paired with helpful tips
  • Easy to check for credit profile inaccuracies
  • Toll-free customer service assistance
ScoresPriceFree TrialMonitoringID Theft
One score$29.95 (one time fee)NoneNoneNone

Smart Credit™

Product Details
  • An Innovative Credit Report with Buttons and Apps. Includes all your Credit Scores
  • Mobile Alerts with ID Protection and Action Buttons
  • Apps specifically tied to your credit
  • Go from Good to Great Credit. Improve all your Scores
ScoresPriceFree TrialMonitoringID Theft
One score$19.95/month5 days3 bureau and non-bureau SmartAlertsComplete Credit ID Protection

Experian Triple Advantage® Credit Monitoring

Product Details
  • Credit score with free trial
  • Daily 3 bureau credit monitoring
  • Email alerts of key changes to your credit profile
  • Over 20 million consumers received their free report
ScoresPriceFree TrialMonitoringID Theft
One score$14.95/month7 daysDaily 3 bureauNone