Credit Reports & Credit Scores
Because there are so many "free trial" credit report,
credit score, and credit monitoring products available, choosing the right one can be difficult.
Credit.com helps you compare and choose quickly, by providing easy-to-read reviews and expert analysis to make selecting the best product
easy. Get started on products we most recommend by choosing an "Expert Pick" or by selecting a specific product below.
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 | - All 3 of your credit reports
- All 3 of your credit scores
- Daily 3 bureau credit monitoring
- Public record monitoring and up to $1,000,000 identity theft insurance
- PC World #1 rated service
- IDENTITY GUARD® is an identity theft protection and credit monitoring service developed by a company called Intersections and proudly offered at Credit.com. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| All 3 bureaus | All 3 scores | $17.99/month | 30 days | Daily 3 bureau | Up to $1,000,000 |
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 | - 3-in-1 credit report and unlimited Equifax reports
- 3 bureau credit monitoring
- Score Power® with tips for managing your score
- Up to $1,000,000 identity theft insurance, no deductible
- Equifax Credit Watch Gold with Score Power® - Credit Watch Gold is another top tier credit monitoring service. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| All 3 bureaus | One score | $14.95/month | 30 days | Daily 3 bureau | Up to $1,000,000 |
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 | - 30-day FREE Trial
- Unlimited access to your TransUnion credit report and score
- 24-hour notice of changes to your TransUnion credit report
- $25,000 ID theft insurance
- TrueCredit Credit Monitoring - This service monitors your TransUnion credit report, not all three of your credit reports. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| Single bureau (TransUnion) | One score | $11.95/month | 30 days | Daily TransUnion bureau | $25,000 |
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| - Data from all 3 bureaus in a side-by-side format
- Credit score paired with helpful tips
- Easy to check for credit report inaccuracies
- Toll-free customer service assistance
- TransUnion 3-in-1 Credit Report and Free Credit Score - The "merged" credit report has become a common offering in high demand from consumers because your credit data is likely to be different at each credit bureau. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| All 3 bureaus | One score | $29.95 (one time fee) | None | None | None |
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| - 3-in-1 credit report from all 3 bureaus
- All 3 credit scores
- 3 bureau credit monitoring
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Credit reports and scores can be updated every 30 days
- TrueCredit 3-Bureau Monitoring - This is TransUnion's tri-bureau credit report monitoring service designed to assist consumers in avoiding identity theft. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| All 3 bureaus | All 3 scores | $14.95/month | None | Daily 3 bureau | $25,000 |
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 | - Free credit report & credit score with free trial
- Daily 3 bureau credit monitoring
- Email alerts of key changes to your credit reports
- Over 20 million consumers received their free report
- Experian Triple Advantage Credit Monitoring - This service monitors your credit reports from each of the three major credit-reporting agencies each day and looks for any changes that are indicative of possible fraudulent activity. See More
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| Reports | Scores | Price | Free Trial | Monitoring | ID Theft |
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| Single bureau (Experian) | One score | $14.95/month | 7 days | Daily 3 bureau | None |
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Credit Report Forum
Credit Report Answers
Personal Finance News
Meet the Expert
John Ulzheimer
Credit scoring and credit reporting expert, John is an author and President of Consumer Education for Credit.com. John is a frequent contributor on credit topics at CNBC, CNN, FOX as well as
national print media such as The New York Times, Wall Street Journal, USA TODAY, Money Magazine and others.
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