A Bill Payment Option You Can Afford

In the past there were few places to turn when you hit a cash flow bump and needed more time to pay a bill. Where could you turn? Your biller? Bank? Family member? Credit cards? Or worse, a pay day or cash advance loan? You now have a responsible, safe place to turn when you need help paying a bill.

With our bill pay service, it couldn't be simpler! You extend your bill for a fee, and then repay us at an agreed upon date. It takes just seconds. You provide us your basic information through our secure interface, and once approved, you're covered!

Avoid the hassle and expense of late fees, overdraft fees and the use of costly pay day loans or cash advances to pay bills. We work with over 3,000 U.S. billers, so you can quickly pay your utilities, cable, satellite TV, homeowners association, mobile phone, home phone, autos, phone, insurance, sanitation, and insurance bills. Get Started »

How Much Does a Bill Pay Transaction Cost?

We've worked hard to ensure that Bill Pay is priced affordably and fairly for consumers. We've also tried to keep our pricing clear and transparent, with no hidden fees. It's the sum of two service fees:

• Interest on the dollar amount of the loan that is equal to 3% per month (that's a 36% APR).
• A variable bill payment transaction fee that depends on the speed of your transaction and the biller you want to pay.

Compare: Estimated Cost of $80 Bill

Sample Pricing Per Transaction

Bill Amount	Service Fee (bill payment + interest)
$50	$4.99
$100	$6.25
$150	$9.38
$200	$12.50
$250	$14.06

If you are going to be late repaying us, all we ask is that you let us know and set a new date to repay - that helps us avoid unnecessary bank charges for failed debit transactions. An insufficient funds fee of $20.00 may apply should we fail to fail to hear from you.

Here's What You Do

• Get us your basic account information and the bill due date. We'll let you know in seconds whether we can extend your bill. We'll provide a new due date when you'll repay us, and your transaction is complete.
• Repay on the agreed to date. We'll collect the payment from you automatically. Just make sure that you have enough money in your designated bank account. One less thing to worry about!
• Come back and use the bill pay service again. We'd love to help you, and once you have an account with us, it's even faster to get more time to pay your bills.

Your Payment Information is Safe and Secure, and Available 24/7

We use the same high levels of encryption security that banks use to protect your transaction. Our practices are monitored and verified by McAfee and VeriSign.

You can track your payments on your own secure web page. It'll help you stay organized. You can even access bill payment planning information and other resources that will make life easier. It's safe. It's easy-to-use. It's absolutely private. And it's always available.

You can relax knowing your bill is paid safely and securely. Any data that you provide is secured and remains private. To give you an extra level of confidence, we're insured against data theft.