| Product |
Loan Amount |
APR & Fees |
Repayment Term |
Requirements |
Notes |
| Unsecured Personal
Loan |
$1,001 to $15,000 |
5% to 20% APR |
1 to 4 years |
You must be at least 18 years old and a U.S. resident (excluding Alaska, Arkansas and DC). To qualify, your bankruptcies
must be discharged at least 2 years, you must have a median credit score
of approximately 580 or higher (if you have under a median credit score
of 580 you may still qualify if you have a co-signer) and you must have
a clean repayment history for the last 1 - 2 years. You must make a minimum
monthly income of $1800 and it is preferrable if you have lived at your current
residence at least 3 months. You must have a valid email address. |
A personal loan is a good option for bill consolidation,
emergency funds, school expenses, etc. |
| Emergency
Payday Loan |
$100 to $1000 |
Fees range between 15% and 30% per $100 borrowed
depending on the laws of each individual state, city, or county |
14-30 days. Term may be extended for an additional
fee. |
You must be at least 18 years of age and be a
resident of the U.S. (excluding Alaska, Georgia, DC). Checking accounts
are preferred; being paid by direct deposit is preferred. You must have
a steady income of $1,000 or more a month to qualify. Individuals who
are self employed or on fixed incomes (SSI, retirement, etc.) may have
difficulty qualifying due to income limitations. You must have a valid
email address, and a valid state ID or driver’s license. Having other
outstanding cash advance loans, bounced checks, or holds on your account
may prevent you from qualifying. You must be employed at your current
job for at least 3 months, and live at your current residence for at least
3 months. Your checking account must be active for at least 3 months. |
Offer not valid in
Georgia. Read more about payday loans. |
| Military
Loan |
$200 to $10,000 |
|
|
You must be active duty or a 20 year veteran
to qualify for the loan. No U.S. residency required. |
This company also has lower income requirements,
making it easier for military personnel of various ranks to apply. |
| Student
Loan Consolidation |
Refinance of existing student loans totaling
over $10,000 |
4% to 10% APR |
1 to 8 years |
You must have over $10,000 in outstanding federal
loans to qualify. Your loan may not be in default or more than 90 days
late. |
You may be able to reduce your monthly payment
up to 45% and lock in a low interest rate. |
| Auto Loan |
$2,000 to $65,000 depending on credit and type
of auto loan |
As low as 5.99% APR |
1 to 6 years |
To qualify for a loan with one of our partnered
dealerships, you must make a minimum monthly income of $1200 and a minimum
credit score of 500 or have a co-signer. To qualify for direct auto financing
you must make a minimum monthly income of $1800 and have a minimum credit
score of 680 or have a co-signer. |
|
Home Refinance, Debt Consolidation
and Equity Loans
|
$25,000 to $500,000 depending on credit and property
value |
$250 - $2,000 for an average filing |
|
Financing options for borrowers with all type
of credit |
Refinance your existing home loan to lower your
payments, consolidate your debts or borrow equity. |
