| Product |
Loan Amount |
APR & Fees |
Repayment Term |
Requirements |
Notes |
| Unsecured Personal
Loan |
$1,001 to $15,000 |
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1 to 4 years |
You must be at least 18 years old and a U.S. resident (not available in Alaska, Arkansas and DC). To qualify, your bankruptcies must be discharged at least 2 years and you must have a clean repayment history for the last 1 - 2 years. You must make a minimum monthly income of $1800 and it is preferable if you have lived at your current residence at least 3 months. You must have a valid email address.
|
A personal loan is a good option for bill consolidation,
emergency funds, school expenses, etc.
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|
| Emergency
Payday Loan |
$100 to $1000 |
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14 to 30 days. Term may be extended for an additional
fee. |
You must be at least 18 years of age and be a
resident of the U.S. (excluding Alaska, Georgia, DC). Checking accounts
are preferred; being paid by direct deposit is preferred. You must have
a steady income of $1,000 or more a month to qualify. Individuals who
are self employed or on fixed incomes (SSI, retirement, etc.) may have
difficulty qualifying due to income limitations. You must have a valid
email address, and a valid state ID or driver’s license. Having other
outstanding cash advance loans, bounced checks, or holds on your account
may prevent you from qualifying. You must be employed at your current
job for at least 3 months, and live at your current residence for at least
3 months. Your checking account must be active for at least 3 months. |
Read more about payday loans. |
| Auto Loan |
$7,500 to $65,000 |
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1 to 6 years |
Auto loan financing options for borrowers with wide range of credit |
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|
Home Refinance, Debt Consolidation
and Equity Loans
|
Depending on credit and property
value |
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|
Financing options for borrowers with all type
of credit |
Refinance your existing home loan to lower your
payments, consolidate your debts or borrow equity.
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|
