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Home > Personal Loans > Personal Loan Comparison Chart
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Personal Loan Comparison Chart

Product Loan Amount APR & Fees Repayment Term Requirements Notes
Unsecured Personal Loan $1,001 to $15,000 5% to 20% APR 1 to 4 years You must be at least 18 years old and a U.S. resident (excluding Alaska, Arkansas and DC). To qualify, your bankruptcies must be discharged at least 2 years, you must have a median credit score of approximately 580 or higher (if you have under a median credit score of 580 you may still qualify if you have a co-signer) and you must have a clean repayment history for the last 1 - 2 years. You must make a minimum monthly income of $1800 and it is preferrable if you have lived at your current residence at least 3 months. You must have a valid email address. A personal loan is a good option for bill consolidation, emergency funds, school expenses, etc.
Emergency Payday Loan $100 to $1000 Fees range between 15% and 30% per $100 borrowed depending on the laws of each individual state, city, or county 14-30 days. Term may be extended for an additional fee. You must be at least 18 years of age and be a resident of the U.S. (excluding Alaska, Georgia, DC). Checking accounts are preferred; being paid by direct deposit is preferred. You must have a steady income of $1,000 or more a month to qualify. Individuals who are self employed or on fixed incomes (SSI, retirement, etc.) may have difficulty qualifying due to income limitations. You must have a valid email address, and a valid state ID or driver’s license. Having other outstanding cash advance loans, bounced checks, or holds on your account may prevent you from qualifying. You must be employed at your current job for at least 3 months, and live at your current residence for at least 3 months. Your checking account must be active for at least 3 months. Offer not valid in Georgia. Read more about payday loans.
Military Loan $200 to $10,000     You must be active duty or a 20 year veteran to qualify for the loan. No U.S. residency required. This company also has lower income requirements, making it easier for military personnel of various ranks to apply.
Student Loan Consolidation Refinance of existing student loans totaling over $10,000 4% to 10% APR 1 to 8 years You must have over $10,000 in outstanding federal loans to qualify. Your loan may not be in default or more than 90 days late. You may be able to reduce your monthly payment up to 45% and lock in a low interest rate.
Auto Loan $2,000 to $65,000 depending on credit and type of auto loan As low as 5.99% APR 1 to 6 years To qualify for a loan with one of our partnered dealerships, you must make a minimum monthly income of $1200 and a minimum credit score of 500 or have a co-signer. To qualify for direct auto financing you must make a minimum monthly income of $1800 and have a minimum credit score of 680 or have a co-signer.  
Home Refinance, Debt Consolidation
and Equity Loans

$25,000 to $500,000 depending on credit and property value $250 - $2,000 for an average filing   Financing options for borrowers with all type of credit Refinance your existing home loan to lower your payments, consolidate your debts or borrow equity.
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