Student Loans

Rising tuition, coupled with limited government aid, has created a widening gap between the cost of college and financial aid.

Private loans help students fill the gap when federal loans, scholarships, and grants don't cover all of your college expenses. We understand that paying for college can be difficult. That's why we made getting the additional funds you need an easy process.

Rates for undergraduate students as low as one-month London Interbank Offered Rate (LIBOR)** + 4.00%, currently a 4.25% interest rate and 4.12% APR*

To get started, use the selections below:
Please correct the errors below

Note: Most undergraduates need a co-signer with strong credit to be approved
for a private student loan.

Will you have a co-signer?

Select your state of permanent residency

Please type in your school name:
Please indicate your school

Apply Now

*This APR example assumes a $10,000 undergraduate, cosigned loan disbursed over two transactions with a deferment period of 45 months upon initial disbursement and a six month grace period upon graduation, a 25 year repayment term and a 4.0% margin. Margins can range from 4.0% to 11.25% depending if the loan is co-signed and upon your or your cosigner's credit history.

**LIBOR stands for London Interbank Offered Rate. The one-month LIBOR is the Current Index, as published in the "Money Rates" section of the Wall Street Journal (Eastern Edition). Your variable interest rate and Annual Percentage Rate (APR) may be higher depending upon your credit history and will increase or decrease if the one-month LIBOR index changes. Your variable interest rate is calculated by adding the current one-month LIBOR index (captured on the 25th day of each month, or the next business day thereafter, of the month immediately preceding such calendar month and rounded up to the nearest 1/8th of one percent) to your margin. The current one-month LIBOR index was 0.25% on 10/15/09.