Travel Loans - Credit.com

Disclaimer: Personal loans greater than $10,000 up to $15,000 may require home ownership and a good credit rating.

Please note that loan amounts less than $1000 are considered short-term loans (1-3 weeks) and are referred to as Cash Advance or Pay-day loans. To proceed with this type of loan please apply for a Cash Advance Loan.

Our long-term lending partners offer terms from 6 to 36 months for amounts greater than $1000 up to $10,000. If this is the type of loan you want to obtain, please close this window and continue your application.


	Has it been two or more years since the bankruptcy was discharged?		Yes No

Excellent

Credit score above 800
Excellent credit risk
Long credit history
Multiple established credit and loan accounts
No negative public records
Qualifies you for the best deals

Very Good

Credit score between 750 and 800
Very low credit risk
Credit accounts paid on time each month
Qualifies you for some of the lowest rates

Good

Credit score between 700 and 750
Low credit risk
May have had late payments in the past
All accounts are currently paid on time
Standard amount of credit card debt
Qualifies you for competitive interest rates and terms

Fair

Credit score between 650 and 700
Moderate credit risk
May have older negative public records
May have higher credit card debt balances
May have too many applications for new credit
Qualifies you for decent rates, not the best available

Bad

Credit score between 600 and 650
High credit risk
May have of high amounts of credit card debt
May have late payments, collections or bankruptcy records
Difficult to be approved for standard credit products

Very Bad

Credit score below 600
Very high credit risk
Late payments, collection accounts or public records
Excessive applications for new credit
Very high amounts of credit card debt
You may be required to have a co-signer in order to be approved for new credit.

No Credit

No credit score
Considered to be a high credit risk by lenders
Have not been using credit cards and loans regularly
May be trying to open your first account
Better than having very bad credit
Qualifies you to be approved for accounts tailored to people with no credit or bad credit

Please choose a option
As you mouse over each option a definition will appear.


	Sign up for Credit.com's free monthly email newsletter.

Travel Loan: