Surveys & Studies
Original research from Credit.com on consumer finance, credit and debt.
7/8/2010 Credit.com
CARD Act, Debit Card Rules & New Credit Score Legislation Survey Results
In a new national survey from Credit.com, consumers continue to see changes even after the majority of the law went into effect back in February.
2/1/2010 Credit.com
New Survey from Credit.com: Despite Credit Card Law Taking Effect February 2010 - Consumers Face Numerous Account Changes
The Credit Cardholders Bill of Rights is scheduled to become law on February 22nd, but according to a new survey from Credit.com, more than 43% of consumers (up from 34% from June 2009) say their card company has made one or some combination of the following changes to a credit card account...
10/1/2009 Credit.com
Credit.com Survey: Higher Interest Rates, Lower Credit Limits Consumers favor speeding up credit card industry reform
Back in May, Congress passed the Credit Cardholders' Bill of Rights, a measure intended to put an end to certain oppressive credit card policies: among its provisions are controls on unexpected interest rate hikes, "double-billing" methods of calculating finance charges, and fees on previously paid balances.
7/8/2009 Credit.com
New Survey: Despite New Credit Card Law, Banks Hammering Consumers
President Barack Obama has signed into law the Credit Cardholders Bill of Rights, but according to a new survey from Credit.com, a third (33%) of consumers still say their card company has recently made one or some combination of changes to a credit card account.
3/1/09 Credit.com & National Consumer Protection Week
Stop Loan Fraud
Credit.com is fighting advanced-fee loan fraud for National Consumer Protection Week 2009. This particularly noxious scam preys on people who are facing money or credit issues. Learn how the lending scam works and what you consumers can do to avoid falling for it.
2/26/09 Credit.com
New Survey: More than 1/3 of Consumers Penalized by Credit Card Companies
According to a new survey for National Consumer Protection Week (March 1-8) from Credit.com, a third (33.7%) of consumers say their credit card company has made one or more negative changes to their accounts.
1/15/09 Credit.com & Identity Theft 911
The Build-up to the Great Financial Meltdown (PDF)
In this article we take a hard look at how mortgage fraud unraveled our financial system, and this month's editorial, "Mortgage Fraud: An Industry Perspective" by lending expert Randy Johnson, contends that Americans must first and foremost become financially literate, especially if we ever hope to avoid another crisis of this magnitude again.
12/23/08 Credit.com
'Tis the Season for Online Fraud Avoiding
Internet scams are flourishing during this tough holiday shopping season. Learn about credit card fraud online and how to spot the warning signs.
11/18/08 Credit.com
New Survey: Consumer Outlook Bleak for Holiday Shopping Season and Looking Worse Going Into 2009
According to a new national survey from Credit.com, consumers are very concerned about the upcoming holiday shopping season and don't think 2009 will be any better. While the survey found people were generally worried about their personal finances during this time of economic turmoil, more than half of respondents think their situation will improve in 2009.
