Loans

Site Map (Learning Center Detail)

Auto Loans
Great Car, Great Price...but what about the Financing? Four Keys to Driving the Best Bargain on Car Insurance	Five Tips for Getting the Best Deal on a Car Three Steps to Save You $3,000 Auto Loan Lingo Auto Refinancing Options	Credit and Car Insurance Gas Station Smarts Car Shopping Checklist

Credit 101
Financial 101 for College Freshmen Answers to Your Top Credit Questions	Credit 101: The Building Blocks of Credit	Guide to Credit

Credit Cards
Credit Card Options for Couples How to Get the Most Value out of Your Rewards Credit Card Credit and Debit Card Tips for Overseas Travelers	Six Smart Credit Card Strategies Foreign Currency Conversion Fees are an Unwelcome Companion Which type of card is right for me? Credit Card Q & A Credit Card Catches Starting from Scratch	The Case of the Disappearing Credit Limits Credit Card Companies... Friend or Foe

Credit Issues
Putting Your Bankruptcy Behind You Life After Loan Denial The Truth about Credit Repair How Bad Is Bad Credit? Credit Myths Revealed! Your Payment History	Your Amount of Debt Types of Accounts How Long Have You Had Credit History of Searching for Credit	The Top 10 Credit Mistakes How to Get Credit if You're 20-Something Five Steps for Improving Your Credit Rating

Credit Law
CROA Class Action Lawsuits Use Your Credit Clout When is a Payday Loan a Good Option? 12 Questions for ChoicePoint The Truth About Payday Loans	Credit.com's State-by-State Payday Loan Summary The Fair Credit Reporting Act Understanding Your Debt Collection Rights The Fair Debt Collection Practices Act	How to Order your Free Annual Credit Reports Bankruptcy Reform FACTA's Free Credit Reports Usher in a New Era

Credit Reports
More News About the FICO Score Change Late Payment Secrets Revealed! Understanding your Credit Score	Credit Report FAQ Credit Report Basics All About Credit Scores	How to Order Your Free Annual Credit Report Credit Reports: Inaccuracy can be Costly

Debt Issues
Debt Settlement Five Ways Your Debt May Be Making You Sick Five Shocking Credit Card Debt Statistics Why Resolutions to Get Out of Debt Fail Tips for Paying Off Credit Card Debt Debt Consolidation: The Pros and Cons of Your Major Options The Elephant in the Operating Room	Tips for Dealing with Hospital Costs and Medical Debt Make Reducing Debt Your New Years Resolution Top 10 Ways to Make Debt Consolidation Work for You What to do if you Cant Pay your Tax Bill Finding Quality CrediT Counseling Make Reducing Debt Your New Year’s Resolution	Medical Bill Nightmares From Debt to Wealth Do-It-Yourself Debt Reduction Collections Crash Course Facing a Financial Crisis Bankruptcy and Debt Conversation

Identity Theft
How to Spot and Avoid Nigerian 419 Fraud Identity Theft Alert: Veteran Data Theft Identity Theft Victim's Bill of Rights Safekeeping Your Identity Identity Theft Basics	Identity theft emergency Five Privacy Questions to Ask Any Business Identity Theft Contacts Identity Theft: Crime du Jour	Encryption - Protect Your Clients Phishing, pharming and other scams How the Grinch Stole Your Identity Zap! We Know Everything About

Loans & Refinancing
How to Pay for Your Dream College Consumer Alert: Consumer Financial Loan Guarantee Student Loan Bill Triggers Big Changes People-to-People Lending: Cashing In On the Borrowing Boom?	The Best Ways to Loan Money to Friends and Family Scam Alert: FairView Financial Services of Maine The Truth About Payday Loans	Loan Q & A Student Loan Consolidation Tips Credit Reports: Inaccuracy can be Costly

Money Management
You Can Recession-Proof Your Life . . . Right Now How to Cut Your Property Taxes Life Insurance: Peace of Mind for You and Your Loved Ones Painless Penny Pinching Part One Painless Penny Pinching Part Two What you Need to know about Bounced Checks Making the Most of the Perks at Work: Part One Making the Most of the Perks at Work: Part Two	Seven Questions to Ask Before Opening a Bank Account Homeowner's Insurance: Cut Your Premium in Half Ten Resolutions to Make Your Financial Life Easier 10 Tips for Holiday Spending Holiday Gifts That Pay Off Investing with Your Conscience...and Your Brain Talking to Your Parents about their Money and Final Wishes	Retrain Your Brain to Cut Debt and Build Wealth From Fear to Freedom Gas Station Smarts Emergency Preparation

Mortgages & Home Buying
Good, Better, Best in the Mortgage Industry What Happens to Mortgage Rates When the Fed Changes Rates? Part 1 What Happens to Mortgage Rates When the Fed Changes Rates? Part 2 What Happens to Mortgage Rates When the Fed Changes Rates? Part 3 Mortgage Risk Parts 1 & 2 Mortgage Risk Parts 3 & 4 Making Sense of Refinancing Mortgages Making Sense of Home Equity Loans Home Equity: How to Build it, How to Use it Understanding Home Equity Lines of Credit Do-it-Yourself Real Estate Services What's in your Sock Drawer? And what Does it Mean for your Mortgage? Subprime Mortgage Madness Mortgage Application Credit Report Fees Increase Big Trouble Ahead for Mortgage Borrowers? A Great Time to Buy Real Estate?	Mortgage Pre-Payment Hell A New Wrinkle in Foreclosures Another One Bites the Dust The Truth, The Whole Truth, and Nothing But the Truth Forbidden Fruit Understanding Real Estate Numbers Understanding Defaults and Foreclosures Being a Good Mortgage Customer Mortgagefraude Only in California What does a Flat Yield Curve Mean to You? Are We Headed for an ARM Train Wreck? Property Taxes and Your Mortgage Education! Education! Education! Subprime Loan Sharks	The Beginning of the Homebuying Process Introducing Credit.com's Mortgage Expert Mortgage Myths Part 1 Mortgage Myths Part 2 How to Save Your Home from Foreclosure Financing Strategies for Home Sellers Three Steps to a Better Mortgage Rate Loan Lingo Five Questions to Ask Your Real Estate Agent Mortgage Refinancing Guidelines

Research & Reports
Credit Reporting Agencies Hoping to Melt "Freeze" Legislation	Zap! We Know Everything About You

Ask John

Business Debts
Divorce & Credit
Drowning in Debt
Insurance & Credit
Credit Disappearance
Identity Theft
Store Card Dangers
Death in the Family
Report Shopping

Other Databases
Bad Credit Advice
Credit in College
Credit Tips
Retail Credit Cards
Credit and Divorce
Post Holiday Credit
Impact of Inquiries
All about Collections

Medical Collections
The Impact of Utilities
Capital One Cards
Interview with a Piggybacker
Mortgage Crunch

Credit Scores, Credit Cards

Chapter 1
Why Credit is so Important It’s a Credit Economy Credit Keeps Getting Easier	A Creeping Effect Student Loan Debt Increasing Mortgage Debt	The Bottom Line Chapter 1 Conclusion

Chapter 2
The Mechanics of Credit Scores History of Credit Scoring Credit Bureaus’ Customers Fair Credit Reporting Act What’s in Your Report?	Identifying Information Credit History Inquiries Public Records What’s NOT in Your Report	Credit Reports vs. Scores What Makes a Credit Score Your Score and Credit Chapter 2 Conclusion

Chapter 3
How Credit Cards Work A History of Credit Three Kinds of Credit Cards	How Merchants Get Paid The Web of Relationships A Complex System	What This Means to You Chapter 3 Conclusion

Chapter 4
Choosing a Credit Card Who Are You? Interest Rates Periodic Rate Grace Period	Finance Charges Look for the "Schumer Box" "Credit Cards" that Aren't Cash Advance Fees Late Fees	Over-Limit Fees Comparing Numerous Cards Credit Card Scams Secured Credit Cards Chapter 4 Conclusion

Chapter 5
Using a Credit Card Wisely Debit Cards Balance Tranfers	Surprise Balance Tranfers Changing Terms Read Your Statment. Really	What to Do About Errors Chapter 5 Conclusion

Chapter 6
Dealing With Credit Bureaus How to Get Your Reports Different Kinds of Reports Add-On Services	Nobody's Perfect Fixing Mistakes Specific Steps to Take	Beware of ID Thieves If Errors Aren't Fixed Chapter 6 Conclusion

Chapter 7
Who Can Look at Your Credit Potential Employers Insurance Companies Lender Inquiries	Why Inquiries Matter Auto Loans & Mortgages Credit Card Inquiries Inquiries That Don't Hurt	Permission vs. Permissible Sneaky Peeks Chapter 7 Conclusion

Chapter 8
Red Flags and Black Marks The Basic Trouble Signs Problems With Secured Debts	A "Downward Spiral" Beware of Cash Advances Bankruptcy	Debt Reaffirmation Chapter 8 Conclusion

Chapter 9
If You're Having Money Problems Make a Simple Budget Paying Down Your Debts Contact Your Creditors Late Payments Re-Aging Your Accounts What Will Creditors Do?	Collection Agencies Debt Collection Laws What Collectors Can't Say Things You Shouldn't Say Statute of Limitations Negotiating With Collectors Why Will a Creditor Settle?	Negotiating Your Score Once You Have an Agreement Credit Counselors Avoiding Scammers Debt Consolidation Playing Hardball Chapter 9 Conclusion

Chapter 10
Family Issues Community Property Authorized User Marriage as a Reckoning Secrets are Not a Good Sign	Divorcing Into Bankruptcy Creditors May Not Care You Do Have Recourse A Better Way to Break Up	Establish Your Own Credit Helping Family Members Promissory Note Chapter 10 Conclusion

Chapter 11
Improving Your Credit Score Step 1: Get Your Credit Reports Step 2: Pay Bills On Time Step 3: Keep Using Credit Step 4: Pay Down Balances Step 5: Keep Accounts Active	Step 6: Avoid New Credit Other Steps Show Stability Advanced Tactics Playing With the Numbers Time Heals All Wounds	Alternatives to Waiting "New Credit Identity" Weasels on Both Sides Quick Points to Remember Chapter 11 Conclusion

Chapter 12
Mortgages and Car Loans Home Mortgage Loans Qualifying Ratios Working With a Loan Broker Home Loan Mechanics Amortization	Paying Points Amount of the Loan The Down Payment Closing Costs Low Doc Loans and No Doc Loans	Length of the Loan Refinancing Auto Loans Shopping for Car Loans Chapter 12 Conclusion

Chapter 13
Keeping Good Credit Evergreen Advice Managing Credit Watch the Balance Transfers	Tricky Accounting The Law On Fine Print Guard Against Identity Theft Lost or Stolen Credit Cards	Review Your Statements On-Line Safety Other Tips Chapter 13 Conclusion

Calculators

Auto Loan Calculators
Auto Loan
Lease vs Loan
Lease
Low Rate vs. Rebate
Auto Biweekly

Home Mortgage Calculators
Home Affordability
Home Loan
Fixed vs Adjustable Rate
Rent or Buy
Down Payment
Mortgage Points
Refinance
Bi Weekly
Home Equity

Retirment Calculators
Annuity
Income Growth
Net Worth
Life Expectancy
Life Insurance
Estate Tax

Savings Calculators
Savings
College Planner
Cash Flow
Cost of Raising Children
Disability Insurance

Site Map (Learning Center Detail)

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

Chapter 12

Chapter 13