Loans

Chapter 11


	Improving Your Credit Score
	Step 1: Get Your Reports
	Step 2: Pay Bills On Time
	Step 3: Keep Using Credit
	Step 4: Pay Down Balances
	Step 5: Keep Accounts Active
	Step 6: Avoid New Credit
	Other Steps
	Advanced Tactics
	Playing With The Numbers
	Time Heals All Wounds
	Alternatives To Waiting
	New Credit Identity
	Weasels On Both Sides
	Quick Points To Remember
	Conclusion
	Previous Chapter
	Next Chapter
	Contents

Learning Center

Chapter 11 Conclusion

Experts agree that the best way to improve your credit scores is to pay your bills on time, pay down your outstanding balances on credit cards and avoid taking on new debt.

Doing this shows that you use credit conservatively. And that’s something lenders appreciate. After all, they tend to be conservative themselves.

Next: Chapter 12 - Mortgages and Car Loans

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