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Identifying Information
The identifying information section on your credit report is straightforward.
It is compiled using the information you provide when you apply for credit.
This can include some or all of the following:
- your name,
- your current address.
- one or more of your previous recent addresses,
- your telephone number or numbers,
- your Social Security number,
- your driver’s license number,
- your birth date,
- your spouse’s name,
- home ownership information,
- your income,
- your current employer, and
- your previous employers.
If you find more than one spelling of your name in this section—or
even more than one Social Security number—don’t be surprised.
It is simply because someone has reported the information incorrectly.
In a rather selfish move, most credit bureaus leave the incorrect information
on there to ensure that future reporting from that same company will go
on the correct credit history.
Next: Credit History |
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