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  Chapter 2
  The Mechanics of Credit Scores
  History of Credit Scoring
  Credit Bureaus' Customers
  Fair Credit Reporting Act
  What’s in Your Report?
  Identifying Information
  Credit History
  Inquiries
  Public Records
  What’s NOT in Your Report
  Credit Reports vs. Scores
  What Makes a Credit Score
  Your Score and Credit
  Conclusion
  Previous Chapter
  Next Chapter
  Contents

 

Public Records

Many types of events are a matter of public record—that is, the kind of information you can find out if you pay a visit to your local courthouse.

These types of events may appear in this section of your credit report. They can include:

  • bankruptcy or bankruptcies;
  • tax liens;
  • foreclosures;
  • court judgments; and
  • overdue child support.

This information usually will remain on your credit report for seven years.

Next: What’s NOT in Your Report

 

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