Potential Employers
Why would employers want to view your credit report?
Perhaps you’ve applied for a job at a bank or someplace else where
you will be handling money. Perhaps you’ve applied for a high-security
job, where you will have access to valuable information. Or perhaps you’re
going to be working with other valuables—such as jewelry, stock certificates
or bonds.
In all of these cases, the employer or potential employer wants to be certain
that you are responsible, not desperate for money. After all, if you’re
desperate and you’re surrounded by temptation, you might take advantage
of the situation.
Employers and potential employers do receive a different version of your
credit report than the one that goes to potential lenders. It’s usually
less detailed, with regard to your credit history; and it doesn’t
count as an inquiry on your credit score.
Next: Insurance Companies |