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What Collectors Can't SayThe appeals court emphasized that, under the FDCPA, It is not enough that a collection demand letter state the amount of the debt that is due. It must state it clearly enough that the recipient is likely to understand it:
If a debt collector is trying to collect only the amount due on the date the letter is sent, then it complies with the FDCPA by stating the balance due, stating that the creditor “has assigned your delinquent account to our agency for collection,” and asking the recipient to remit the balance listed—and stopping there. If a debt collector is trying to collect the listed balance plus the interest running on it or other charges, it should use language outlined by federal courts:
Next: Things You Shouldn't Say |
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