January 2009

Credit insight from Credit.com

 
 

Welcome to the Credit.com newsletter!

In this issue, we're sharing five smart money resolutions to help jumpstart your New Year. From managing your scores to getting out of debt, Credit.com is here to help you make 2009 a financial success.

We'd love to hear from you! Send us an email with your questions or comments anytime!


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Did you spend too much on holiday shopping this year? If you're suffering from post holiday spending blues, now would be a perfect time to visit our debt help center to find out how you can get back on track and take control of your debt today.

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Ask John

After a rocky 2008, many us are wondering what's in store for 2009. John Ulzheimer takes a look ahead and shares his insight on what to expect in the New Year.

Find out what John is predicting for 2009


On the Blog

If a lender asks you to wire transfer money before granting a loan, think twice before you do.

Find out how we stopped one consumer from becoming the latest victim of another advanced-fee loan scam.

Read about advanced-fee loan scams


 

Start off the New Year with smart money resolutions. From managing your credit scores to getting out of debt, Credit.com can help you make 2009 a year full of financial success. Get started with one of our five resolution ideas:

1. Check your credit score

Get your 3 credit reports and 3 credit scores free! See exactly where you stand in seconds by viewing your reports and scores online. Review your data for mistakes and signs of identity theft. If you spot an inaccuracy, use our guide to correct mistakes on your credit report. Having good credit for the year ahead will help you qualify for the best deals on loans, insurance, credit cards and more!

2. Get out of debt

In today's tough economy, it is more important than ever to be debt-free. Apply for a free confidential consultation online today and Credit.com will match you with a debt settlement or credit counseling partner best suited for your financial situation. Get help with your debts.

3. Shop for a new credit card

Find a credit card to help you rebuild your credit. Or look for an offer with a lower rate and better terms to replace an existing account. You could save hundreds of dollars by transferring a balance to a more affordable account. Credit.com makes it easy to compare over 100 credit card offers. Shop for a credit card now.

4. Build your savings

Building your savings is a smart resolution for the potentially rocky year ahead. Create an emergency fund with enough to cover 3-6 months of expenses. You could also start putting money away now for a downpayment on a new car or a summer vacation for your family. ING Direct's high yield checking account is a free and easy way to make your savings earn more. Open a free savings account today.

5. Stay in touch with Credit.com

Use Credit.com's resources to keep up with the latest financial tips and news. Visit our news site for the latest insight. Or send a question to one of our personal finance experts. And, as always, stay tuned to the email newsletter each month for updates from our team.

What is your financial resolution for the New Year? Share your goal with our experts at tidbits@credit.com

 


 

 

Quote of the Month

"You may delay, but time will not."

- Ben Franklin