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Welcome to Tidbits®,
the Credit.com newsletter!
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Hot Topic
The Credit.com
Community Forums are a great place
to share your stories and get answers
about credit cards, credit reports, credit
scores, loans, debt and more! This month's
hot topic:
 Boosting
My Credit Score
My credit score is 694. I would like to know if it would improve, or hurt my
credit score, if I closed a couple of credit card accounts or should I leave
them open? For the at least the last three years, or so, I have made all payments
ahead of time and paid extra on the credit card accounts ... More »
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Summer
is finally here and Credit.com is starting it off with some
summer time financial fun and prizes! For one week,
we’re hosting a summer giveaway contest where you can
participate and win! All you have to do is answer our daily
contest question correctly for your chance to win! We’ll
even provide a hint ...
Expert Answers
How fast you can raise your credit scores will depend on
the reason why your credit scores aren't higher in the first
place. If all three credit scores are low because of negative
credit information, it's going to take time for that information
to drop off of your credit
reports. However, as the information
gets older it loses negative value. If your credit scores
are lower because you are in a lot of credit
card debt and
you pay it all off in one month, your credit
scores could
improve dramatically
...
Ask John
Hey John - I love watching you on CNBC. Hey,
I got a letter from my credit
card company that offers to
allow me to skip a payment and my statement shows "no
minimum payment due." What do you think about their offer?
I can use the break. My regular minimum payment is over 200
dollars ...
On the Blog
After the bankruptcy reform law – BACPA – went
into effect in October 2005, consumer bankruptcies came to
a screeching halt. Most people who were thinking about filing
rushed to do so under the old rules. And the economy was
still chugging along at a healthy enough pace that even those
folks with a lot of debt could
optimistically refinance their way into a false sense of...
In the News
Consumers struggling to pay medical debt may find relief
with a new service, IOUSOS, which offers a new technology
platform designed to bring consumers and medical providers
together to resolve unpaid medical bills. Millions of Americans
are struggling ...
Quote of the Month
"A perfect summer day is when the sun is shining, the breeze
is blowing, the birds are singing, and the lawn mower is broken." ~
James Dent
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