Home > Identity Theft > Debit Thief Accidentally Sends Gifts to Victims

Comments 0 Comments

Debit Thief Accidentally Sends Gifts to Victims While many consumers may get ripped off by identity thieves without knowing it, one particularly unfortunate fraudster recently gave his victims a pretty good clue: He accidentally shipped his purchases to their house.

A couple in Alaska recently learned from their credit union that a criminal had used their debit card number to make $5,000 worth of purchases in about an hour, according to a report from the Anchorage Daily News. This included buying sports memorabilia and electronics, getting a subscription to USA Today, paying a phone bill and even joining a fruit of the month club.

[Credit Check Tool: Monitor your credit score and activity for free with Credit.com]

Free Credit Check & MonitoringBut a funny thing happened for the couple, Chris and Susie Linford of Anchorage, the report said. Soon after the bank told them of the theft, they began getting deliveries, such as a car stereo, a radar detector, a baseball bat signed by Chipper Jones, an autographed picture of Dale Earnhardt, Jr., and more. It seems the criminal, or criminals, behind the fraud neglected to change the Linfords’ home address as the default shipping location on a number of popular retail sites.

Unfortunately for the Linfords, they may not have much luck tracking down the person or persons responsible for the crime, as it’s difficult to tell exactly where the criminals got the Linfords’ payment data. They’re likely also on the hook for returning the items they received from the various online outlets, the report said. Unfortunately for many consumers, there’s only so much they can do to protect themselves from this type of fraud. At least for the Linfords, it seems their criminal or criminals were amateurs who weren’t very good at hiding their crimes. Other consumers might not be so lucky.

[Featured Products: Research and compare Identity theft protection plans at Credit.com]

The only way consumers can be assured that their accounts haven’t been compromised is to check them regularly so that they can spot any questionable transactions within a few days of their having been made. If any are discovered, they should be reported to the financial institution that issued the compromised card. However, it’s important to keep in mind that usually with debit cards, the window for reporting fraud is much smaller than it is for that on a credit card.

Image: asenat29, via Flickr

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team