Home > Credit Card Reviews > The Best Summer Credit Card Rewards Offers

Comments 0 Comments

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]

As temperatures rise and the economy rebounds, the rewards credit card market is also starting to heat up again. Card issuers have been increasing the amount of points, miles and cash back being offered to new cardmembers.

However, while it is always tempting to apply for a card with an attractive sign-up bonus, you should make sure this is the right card for you. For credit card users who have excellent credit, pay their statement balances in full, and are highly organized, these cards offer a quick head start on the path to their next award trip. Nevertheless, applicants should be careful to comply with the terms and conditions of each offer to ensure that they receive the bonus points and miles they are promised.

British Airways Visa Signature Card From Chase

This card offers 50,000 points after using it to spend just $2,000 within three months of opening an account. Points can be used for award flights on British Airways or on any of their partners, such as American Airlines and US Airways. In fact, travel rewards enthusiasts know that flights under 650 miles require only 4,500 points each way. Such flights include trips between from Atlanta to Miami, Denver to Dallas, and Chicago to Washington, DC. Another benefit is the Travel Together companion ticket, which cardholders receive after using their card to make at least $30,000 in purchases within a calendar year. Unfortunately, this benefit only applies to award flights operated by British Airways, and the companion must also pay taxes, fees and the substantial fuel surcharges imposed on award tickets by British Airways. There is a $95 annual fee for this card and no foreign transaction fees.

Southwest Airlines Rapid Rewards Plus Card From Chase

This card offers new cardholders 50,000 points when they spend just $2,000 within three months of opening an account. These points are worth $700 toward any flight in their “Wanna Get Away” fare class. A great feature of this program is that award flights can be changed or canceled with no fees, and unused points are returned to the traveler’s account. In addition, these points count toward the 110,000 needed to earn a Southwest Airlines Companion Pass, which allows passengers to add someone to any paid or award reservation at no cost except the mandatory taxes. A popular strategy is to get both the personal and business versions of this card, leaving the applicant just a few thousand points away from earning the coveted Companion Pass. There is a $69 annual fee for this card.

The Lufthansa Premier Miles & More World Mastercard From Barclaycard

This German carrier offers their card to Americans who want to earn miles that can be used on Lufthansa or any Star Alliance carrier. New applicants earn 20,000 Miles & More miles after their first purchase, and another 30,000 bonus miles after spending $5,000 within 90 days. These miles by themselves are enough to earn a first-class round-trip award in a three-class cabin on their partner, United Airlines. These are the transcontinental flights that offer full lie-flat seats. There is a $79 annual fee for this card.

Club Carlson Premier Rewards Visa Signature Card

New cardholders receive 50,000 points after the first purchase, and an additional 35,000 points after spending $2,500 on the card within 90 days of account opening. Cardholders actually earn five points per dollar spent on this card and ten points per dollar at Carlson Rezidor properties, so rewards add up quickly. Best of all, when cardholders redeem an award they get their last night free, so miles go very far. Frankly, their most attractive properties are not in North America, but they offer many luxury hotels in Europe and other parts of the world. There is a $75 annual fee for this card.

Keep in mind that applicants must have excellent credit to be approved for one of these premium reward cards, so it’s a good idea to check your credit scores (which you can do for free on Credit.com) to see where you stand before you apply. Furthermore, these cards will have higher interest rates than similar cards that do not feature rewards. Those who tend to carry a balance may want to focus on finding cards with the lowest interest rates and possibly a 0% APR balance transfer offer. (Here’s a good guide to figuring out if you need a balance transfer credit card.)

More on Credit Cards:

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

At publishing time, the British Airways Visa Signature Card from Chase, Club Carlson Premier Rewards Visa Signature Card, Premier Miles & More World MasterCard From Barclaycard and Southwest Airlines Rapid Rewards Plus Card From Chase are offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment.

Image: veronicagomepola

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team