Home > Credit Card Reviews > 6 Patriotic Credit Cards

Comments 0 Comments

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]

As Americans celebrate Independence Day, we are thankful for our freedom and grateful to all of those who help to defend it. While we will express our gratitude in many important ways, some may also wish to use a credit card from an institution that is supporting our troops in some way.

Before you apply for any credit card, it’s a good idea to know your credit score so you can target your search to cards that you’re more likely to be approved for. If you have a particular card in mind but your credit score doesn’t fall within the issuer’s guidelines, you may want to take time to build your credit and apply for the card once your score does fall within the required range. You can get your credit scores for free many ways, including through Credit.com, where you get two free scores updated every 14 days.

With the Fourth of July in mind, here are six credit cards that you might consider help you to express your patriotism.

1. PenFed Premium Travel Rewards American Express Card

PenFed stands for the Pentagon Federal Credit Union, an organization that was founded to provide financial services to members of the military, defense organizations, and their families. Today, anyone can join based on their membership in a qualifying organization, including a military support charity such as Voices For America’s Troops. The PenFed Premium Travel Rewards Visa offers 5 points on airfare purchases, and 1 on all others. In addition, new cardholders receive $100 bonus points after spending $1,500 within 3 months of account opening. There is no annual fee for this card, and no foreign transaction fees.

2. USAA Preferred Cash Rewards World Mastercard

This is another organization that exists for the benefit of members of the U.S. military and their families. In addition, they’ve partnered with the U.S. Chamber of Commerce Foundation’s Hiring Our Hero’s program which seeks to increase employment among veterans and military spouses. It’s Preferred Cash Rewards World MasterCard offers 1.5% cash back on all purchases, with no limits. In addition, there is no annual fee for this card and no penalty interest rate. This card is intended for people with a good credit score. Here’s an expert guide to what you can expect from credit cards for consumers with good credit.

3. Capital One® Quicksilver® Cash Rewards Credit Card

Capital One is also a partner of the Hiring Our Hero’s program, and has a commitment to hiring veterans and helping them transition to success in a civilian career. Its Capital One® Quicksilver® Cash Rewards Credit Card offers 1.5% cash back on all purchases with no annual fee or foreign transaction fees.

4. Citi Hilton HHonors Reserve Visa Signature Card

Both Citi and Hilton are also part of the Hiring Our Hero’s program, and Citi was also listed as one of the 10 best employers for veterans by Military Times. The Hilton HHonors Reserve card offers new applicants two free weekend nights after making $2,500 in purchases within the first four months of account opening. You can earn 10x points at Hilton properties, 5x for spending on airfare and car rentals and 3x on other purchases. Additionally, all cardmembers receive Gold elite status, which offers late check-outs, room upgrades and free breakfast. There is a $95 annual fee for this card and no foreign transaction fees.

5. First Command Platinum Visa Card

First Command Bank was founded in the 1950s to serve the financial planning needs of American military families, and it also participates in the Hiring Our Heros program. It’s Platinum Visa Card has a standard interest rate of just 8.25%, one of the lowest rates offered. It also has no annual fee, no over-limit fee, or balance transfer fee. Other benefits include travel and emergency assistance, emergency cash disbursement and card replacement, and its ScoreCard rewards program.

6. U.S. Pride BankAmericard Cash Rewards Visa Card

This card has an eagle on it and its appearance is designed for customers to show their pride in the United States. It also offers 3% cash back on gas and 2% cash back on groceries, on up to $1,500 in combined purchases each quarter. Also, 1% cash back is earned on all other purchases. New cardholders also receive $100 cash back after spending $500 within 90 days of account opening. There is no annual fee for this card.

At publishing time, USAA Preferred Cash Rewards World MasterCard, PenFed Premium Travel Rewards American Express Card, Capital One Quicksilver Cash Rewards Card and Citi Hilton HHonors Reserve Card are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

More on Credit Cards:

Image: Purestock

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team