AJ Smith

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AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

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6 Winter Money Wasters You Can Avoid
When you live in a colder climate, the winter season can feel lik... read more

December 30, 2021

Personal Finance

A Complete Guide to Holiday Budgeting
Are you ready to start thinking about holiday shopping? Sure, it ... read more

November 11, 2021

Personal Finance

A man and a woman talk, surrounded by boxes.
The Pros & Cons of Rent-to-Own Home Deals
Homeownership is a big deal and can take a lot of work to achieve... read more

August 20, 2021


A young Black woman wearing a face mask is stepping out of a yellow Taxi cab and looking over her shoulder.
6 Reasons to Consider Moving to the Big City
Where you live can have a huge impact on your ability to save and... read more

April 12, 2021

Personal Finance

A smiling woman wearing a denim dress and a red headband looks down at her shopping bags
Don’t Let Debt Ruin the Holidays: Proactive Steps
According to numbers for the 2018 holiday shopping season, Americ... read more

December 2, 2020

Managing Debt

5 Things You Must Consider Before Borrowing Money
American adults, in general, carry average debt loads between $3... read more

July 3, 2019

Managing Debt