Barry Paperno

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Barry Paperno provides a perspective on credit and personal finance that comes from more than 25 years serving the credit industry, representing FICO, Experian, Bank of America, and others.

Credit Tools

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Foreclosure vs. Short Sale: What’s Worse for Your Credit?
Short sales are on the rise and more and more underwater homeowne... read more

July 11, 2012

Mortgages

Reader: Inquiries Dropped My Score 104 Points
How much of a negative impact can hard credit inquiries have on y... read more

June 25, 2012

Credit Score

Will A Gas Credit Card Build Your Credit?
When it comes to building credit, the numerous options in the len... read more

June 8, 2012

Credit Cards