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Farnoosh Torabi

In Student Loans, Personal Finance

Farnoosh Torabi is a nationally recognized author, expert and television host. Her first book, You’re So Money, is an acclaimed tell-all for young adults searching for financial independence. Her new book Psych Yourself Rich, gives readers the mindset and discipline to build their financial life.

Credit Score Updates: How Long Will It Take?

Credit Score

Credit Score Updates: How Long Will It Take?

Credit Score Updates: How Long Will It Take?

Readers have recently asked me about how often credit scores get updated and if the consumer can do anything to speed up the process. Here’s the skinny: Credit Scores: A Timeline Every billing cycle, typically every 30 to 45 days, your lenders are supposed to report changes to your accounts to the credit reporting bureaus... Read More

Fox & Friends: How to Boost Your Credit Score

Credit Score

Fox & Friends: How to Boost Your Credit Score

Fox & Friends: How to Boost Your Credit Score

This morning I stopped by the morning program Fox & Friends on the Fox News Channel to discuss ways we can all boost our credit scores, especially as banks slowly begin to ease their lending practices. First, let’s review your credit score and what it means. Your credit score is your financial DNA. It reflects... Read More

Struggling With Student Loans Even After Death

Student Loans

Struggling With Student Loans Even After Death

Struggling With Student Loans Even After Death

The case against student loans widens following the tale of one family who battled a bank in the wake of their daughter’s death. After the passing of their 26-year-old daughter Jessica, last summer following her plight with cancer, John and Lori Roark received collection calls from Wells Fargo, claiming the parents owed $6,000–the amount Jessica... Read More

Study: America Continues to Pay for College With Credit

Student Loans

Study: America Continues to Pay for College With Credit

Study: America Continues to Pay for College With Credit

Credit cards continue to be a sizable source of college funding. Sallie Mae has updated its survey of college students and parents and how they’re affording a college education. Parents are still footing the highest share (37%) of college costs through their savings and income. Grants and scholarships comprise 23% of the financing followed by student loans... Read More

New Book Offers Secrets to College Scholarships

Student Loans

New Book Offers Secrets to College Scholarships

New Book Offers Secrets to College Scholarships

There’s no better form of financial aid than free money. Yet each year many students fail to apply, perhaps assuming they don’t have the grades or community service hours to qualify. Well, a new book hopes to demystify the world of scholarship applications and help more students earn the financial aid they desperately need. Mark Kantrowitz,... Read More

Young Adults: First Date Money Signs

Personal Finance

Young Adults: First Date Money Signs

Young Adults: First Date Money Signs

With the arrival of Valentine’s Day millions of Americans will be venturing out on dates this evening.  For many young adults this is will be the first or second date. And while it’s not exactly the most appropriate stage in the relationship to discuss personal finances, one may be able to pick up a few... Read More

Top 10 Job Trends of 2010

Personal Finance

Top 10 Job Trends of 2010

Top 10 Job Trends of 2010

Step aside Twitter. HTML5 has stolen the #1 keyword contained in job postings last year, according to a survey by Indeed.com. The popular job search engine analyzed millions of job postings from the past year to discover the fastest growing keywords of 2010.  Based on the findings it looks like if you have tech and... Read More

5 Ways to Encourage Your Spouse to Save

Personal Finance

5 Ways to Encourage Your Spouse to Save

5 Ways to Encourage Your Spouse to Save

Like many married couples, you may discover early on in the relationship that your soul mate is also your financial opposite. You’re organized, while the other is an organized “mess.” You’re frugal and cut coupons, while your mate is a big spender who rarely price compares.  You check your credit regularly, while your partner’s totally out of touch. With so... Read More

Under 18? No Credit Card For You!

Student Loans

Under 18? No Credit Card For You!

Under 18? No Credit Card For You!

Generally speaking I’m no fan of age discrimination, but getting a credit card before you’re a technical “adult” is just asking for trouble and shouldn’t be allowed. Seriously, what good comes of giving a 17 year-old a credit line? Even if the teen is bringing in some income from his or her part-time job at... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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