Credit Card Reviews

Learn more about our favorite credit cards with these in-depth credit card reviews.

Best Store Credit Cards of 2020

Best Store Credit Cards of 2020

Best Store Credit Cards of 2020

Advertiser Disclosure The only thing better than shopping is shopping for a deal. Some of our favorite stores to get lost in—hello, Target!—offer credit cards with even cooler in-store perks. It can be hard to say no to 20% off your first purchase or the promise of future member discounts. But not all store cards... Read More

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Prefer the Train? Here Are 4 Credit Cards for Riding the Rails

Advertiser Disclosure [UPDATE: Offer(s) below is no longer available through our site. Please visit our credit card marketplace for current offers.DISCLOSURE: Cards from our partners are mentioned below.] If you prefer traveling by train, you’re already familiar with the advantages of riding the rails. You can avoid the hassles of airports and highways, travel in comfort, and... Read More

5 Credit Cards for Cruise Lovers

5 Credit Cards for Cruise Lovers

5 Credit Cards for Cruise Lovers

Advertiser Disclosure [Update: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] You can have a whirlwind vacation without having to move from hotel to hotel. In fact, on a cruise your... Read More

5 Credit Cards for the Avid Nature-Lover

5 Credit Cards for the Avid Nature-Lover

5 Credit Cards for the Avid Nature-Lover

Advertiser Disclosure [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If the great outdoors is your ideal destination, the world is full of opportunities for your next vacation... Read More

What Happens If You Make a Late Credit Card Payment?

What Happens If You Make a Late Credit Card Payment?

What Happens If You Make a Late Credit Card Payment?

Advertiser Disclosure Uh-oh! You just received your credit card statement, and it shows interest charges and a $38 late fee that you didn’t expect. You realize you’re guilty of making a late credit card payment last month. Or worse, you realize you forgot to send your payment at all. Here’s a rundown of potential impacts... Read More

What Are Prepaid Debit Cards?

What Are Prepaid Debit Cards?

What Are Prepaid Debit Cards?

Advertiser Disclosure A prepaid card is an alternative to a debit or credit card. It only allows you to spend up to the amount of money you load onto it. Prepaid cards are safer than using cash and like other types of credit and debit cards, can work at any merchant that accepts its payment... Read More

Low Interest Credit Cards to Help Pay off Holiday Debt

Low Interest Credit Cards to Help Pay off Holiday Debt

Low Interest Credit Cards to Help Pay off Holiday Debt

Advertiser Disclosure [DISCLOSURE: Cards from our partners are mentioned below.] During the holidays, most people love shopping. And lots of retailers offer great deals. These deals might seem irresistible and it’s easy to just charge things to your credit card. You may feel euphoric at the time of your purchase because the deal was just... Read More

The Benefits of a Fingerhut Credit Account

The Benefits of a Fingerhut Credit Account

The Benefits of a Fingerhut Credit Account

Advertiser Disclosure Fingerhut is an online shopping website offering more than 450,000 products. The have products from popular brands such as Samsung and KitchenAid. What makes this store Fingerhut great is that they offer credit to customers who may not qualify elsewhere. Their products are also affordable. The idea is to allow customers to get... Read More

Green Dot Spotlight—Building Your Credit

Green Dot Spotlight—Building Your Credit

Green Dot Spotlight—Building Your Credit

Advertiser Disclosure Do you have bad credit? Or no credit? Maybe you’ve been denied for credit card after credit card. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because you’d make your payments on time each month. Luckily, companies like Green... Read More

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Advertiser Disclosure Editorial disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and aren’t reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuer’s website for the most... Read More

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Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team