Home > Uncategorized > How to Eat Organic Without Breaking the Bank

Comments 1 Comment
Advertiser Disclosure


Plenty of people will tell you how important eating properly can be and how organic foods will positively impact your health and life.

Understanding organic is a great place to start. Organic foods are fruits, vegetables and grains are grown without conventional pesticides or synthetic fertilizers while meat and dairy products are cultivated without antibiotics or growth hormones. After shopping around the grocery store, you may find that the cost of an organic lifestyle to be intimidating. If you are willing to do some research, along with some creative shopping and cooking, it is possible to experience the health benefits of organic foods without breaking the bank. Here are some tips to eating well and spending wisely.

1. Do the Research

Going to your usual grocery store and stocking up on only the organic products may not be the best way to go organic. It’s a good idea to try some lower-end stores or budget chains that offer green brands for less. Investigate some organic associations and organizations in your community by typing the name of your state and “organic” into a search engine — farmers’ markets and other great options may reveal themselves. Consider checking over and re-working your food budgetIf you want to prioritize eating organic, you may have to cut back in other ways — such as trying a meatless Monday or dining out less. Then use that savings toward buying the organic foods.

2. Join a Co-Op or Grow Your Own

Locally grown food means you will be eating what is in season. This ensures the food is at its best in terms of flavor and nutrition. Through volunteer time or a monthly cost, you can join a member-owned business that provides groceries and products to participants. Most foods at a community agriculture program, co-op or buying club are organic and come from local family farms. To go that extra step, you could try planting your own seeds and start to grow food yourself. Begin small and build from there. If the cost of processed foods, such as organic cakes or cookies, seems too high, you could even try making some of your favorite items from scratch.

3. Buy in Bulk, Embrace the Freeze

An economical way to have produce at a reasonable price year-round is to freeze products and use them as needed. From kitchen staples like butter and cheese, to local produce you are saving for out-of-season times, it is great to buy in bulk or double recipes and freeze leftovers. As a tip — it’s a good idea to eat frozen foods within six months, so be sure to store properly and eat within the allocated time.

4. Shop the Sales

Just like any other type of shopping, checking ahead for coupons and special promotions can help you save big. Check the websites and social media pages for your favorite companies and visit various organic coupon sites. Consider buying house brands as any food with the “organic” seal on its label goes through the same certification process, even without the brand name.

5. Mix & Match, Ease Your Way In

Ideally, every item you and your family eat would be free of harmful chemicals, hormones or antibiotics. However, making a sudden and complete switch can leave you with wasted food and wasted money. Whatever you eat the most of is where you want to start. Try picking a product or two that you really notice a difference in taste and start organic with those items. Priorities fall with dairy and meat first, to genetically modified crops, then the “dirty dozen” produce, to eggs all the way to tea, coffee, herbs, spices and chocolate.

The strict standards that certify organic foods may affect your grocery bill, but the benefits to your body may make it worth re-working your budget. Try employing the above tips so you eat right without overspending. Overspending can have long-term consequences for your credit scores in particular. You can see how overspending is impacting your credit score for free on Credit.com.

More Money-Saving Reads:

Image: Wavebreak Media

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

  • Phyllis

    Just because you eat local does not mean it’s organic. It could be fresher GMO corn, or produce sprayed with pesticides. You have to inquire.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team