Home > Uncategorized > The Most Ticketed Cars

Comments 0 Comments
Advertiser Disclosure


There are all sorts of theories about which cars police officers are most likely to pull over, but cars aren’t breaking speed limits — drivers are. Rather than being cop magnets, certain cars get labeled as ticket targets because of the drivers they tend to attract: fast ones. On Insurance.com’s list of cars that get the most tickets, some sporty cars top the rankings.

“Cars don’t get tickets, drivers do,” said Des Toups, Insurance.com managing editor, in a news release, “but those drivers like the WRX.”

In an analysis of 557,238 drivers who sought quotes from Insurance.com, 33.6% of Subaru WRX owners reported having been cited for a traffic violation in the past three years. Among all vehicle models included in the data, an average of 19.6% of their drivers had traffic violations in their recent past. The list includes cars for which at least 50 quotes were sought from January 2013 through July 2014.

It’s important to note that this list highlights the overlap of drivers’ vehicle choices and their driving records — the consumers were not necessarily ticketed while driving the cars for which they requested quotes. It’s interesting to see the correlation, but beyond their appeal to certain types of drivers, the cars have nothing to do with your tendency to receive a ticket while driving them. According to the analysis, here are the cars preferred by drivers with a history of traffic violations:

10. Mazda Mazda2: 28.1% of drivers have tickets

9. Toyota FJ Cruiser: 28.4%

8. Scion tC: 28.8%

7. Mercury Topaz: 28.8%

6. Volkswagen Rabbit: 29.6%

5. Subaru Tribeca: 29.7%

4. Toyota Supra: 30.8%

3. Scion FR-S: 32.6%

2. Pontiac GTO: 32.7%

1. Subaru WRX: 33.6%

As the report noted, the rankings reflect the drivers’ tendency to speed, rather than speedy attributes of the cars. For example, some cars with high-speed capability weren’t among the most ticketed, perhaps because they are pricier and attract older, sometimes more responsible drivers.

To a certain degree, you have control over how much you pay for car insurance, though there are many thing that factor into the monthly premium you pay. Responsible driving may help you save on premium costs, and in some states, having a good credit standing allows you to save a bit, as well. It’s one of the many reasons you want to regularly review your credit scores (you can get two credit scores for free on Credit.com), but no matter what influences how much you pay for insurance, make sure you shop around for affordable coverage that meets your needs.

More on Credit Reports and Credit Scores:

Image: iStock

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team