Woman Buys Nashville House, But the Seller Won’t Leave

When you buy a home, you expect to move into it. Seems pretty straight forward, right? Well, things don’t appear to be working out that way for one Nashville woman.

Tamara Holloway closed on her house on June 1 but the seller, Justin McCrory, won’t vacate the property, according to News 2. McCrory told a reporter for the Nashville station that he’s lived on the property for four years and that he “technically [doesn’t] have to go anywhere.”

“The transaction went through. They’re getting a good clean property. What’s the problem?” he reportedly said.

Signature Title Services reported the closing processor sent an email to McCrory telling him to vacate the property. Holloway also filed a detainer warrant, the first step in the eviction process, to get McCrory out of her house, the station said.

“It’s been a nightmare,” Holloway told News 2.

It is possible to put an amendment in the closing papers saying a former tenant could stay in a home past a closing date, but there reportedly isn’t one in Holloway and McCrory’s case.

Grover Collins, a real estate attorney with Collins Law Firm in Nashville, is helping Holloway pro bono and told News 2 that it could take up to another 30 days before McCrory is out of the home for good. 

Buying Your Home

If you’re in the process of buying a home, or plan to do so in the future, it’s in your best interest to get the keys when you close on the house (something Holloway didn’t do) to help prevent this type of thing from happening. Denise Creswell, the president of the Greater Nashville Association of Realtors told News 2 that getting the keys at closing is particularly important if the seller isn’t working with a realtor. McCrory, for example, did not have one — the transaction was a sale by owner.

Creswell also told the station that buyers should not “panic or rush” into any purchases, given how hot the Nashville real estate market is.

As you’re searching for your home and the mortgage that will help you move into your dream house (assuming the seller vacates the property when they’re supposed to, of course), it’s a good idea to know where your credit stands. (You can view your credit reports for free each year at AnnualCreditReport.com and see your credit score for free, updated every 14 days, on Credit.com.) Your credit is an important factor in what mortgage rates you’ll qualify for and even how much house you can afford. And if your score isn’t quite where it should be to get you the best deal, there are steps you can take to help improve it, like paying down credit card debt and disputing any errors you may find on your credit reports.

[Offer: If you need help fixing errors on your credit report, Lexington Law could help you meet your goals. Learn more about them here or call them at (844) 346-3296 for a free consultation.]

More on Mortgages & Homebuying:

Image: razerbird

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them. Compensation is not a factor in the substantive evaluation of any product.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team