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New U.S. Bank and Kroger rewards card offers savings

With more Americans trying to reduce unnecessary spending and save money on the necessities, more retailers are coming out with rewards cards to lure customers to their stores. U.S. Bank and Kroger announced the launch of new credit cards and reloadable prepaid cards, which will allow consumers who shop at Kroger chains to earn rewards on grocery and gas purchases.

The retailer and bank unveiled four new products - the 1-2-3 Rewards MasterCard, Fred Meyer Rewards MasterCard, Ralph's Rewards Plus MasterCard and the Visa Prepaid Debit card. U.S. Bank will take over the accounts on November 8, which is when current accountholders will gain access to benefits afforded by the bank, including mobile banking.

Consumers who carry the card will earn points toward reward certificates for free groceries and gas discounts at participating merchants. Shoppers will earn double points for shopping at Kroger stores, including Ralphs, Fred Meyer, Fry's, King Soopers, Dillons, QFC and City Market.

As more retailers offer incentives to consumers, individuals should inquire about rewards programs with their merchants to determine if they are eligible. 

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