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Travel Credit Cards for All Your Trips in 2020

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A man and a woman care suitcases on a pier, surrounded by water.

Are you ready to make a few more trips this year? Or maybe you’ve already got your 2020 travel plans mapped out. Either way, you need the perfect travel credit card to take with you.

If you’re wondering where to start, you’ve come to the right place. We’ve compiled a list of the travel credit cards you can use for your 2020 travel plans. From earning hotel perks to miles and travel perks and everything in between, we’ve got cards for any of your travel needs.

Think of your travel credit card as the ultimate travel buddy. It won’t need to stop for bathroom breaks. It won’t complain about walking for too long. And it’ll be game for whatever travel plans you throw at it. 

Our Travel Credit Cards Picks for 2020

Here it is—our picks for travel credit cards in 2020. You’ll find travel credit cards for pretty much everything under the sun. We’ve listed the highlights of each card below, but you’ll find a more in-depth dive into each card later.

  • Delta SkyMiles Blue American Express Card: If you’re a Delta frequent flyer, you’ll really love this travel rewards credit card. You can earn two miles per dollar at US restaurants!
  • Amalgamated Bank of Chicago Union Strong Mastercard Credit Card: Ready to earn ultimate rewards while in vacation mode? This card gives you 5x rewards on up to $1,500 in combined purchases in popular categories, including travel.
  • Chase Sapphire Preferred Card: If you’re looking for a card with killer rewards to fund your travels, look no further. This card gives you 60,000 bonus points after you spend $4,000 on purchases in the first three months of the account opening. 
  • The Platinum Card from American Express: If spend a lot of time traveling, you’ll love this card. This card offers 5x Membership Rewards points on flights booked directly with airlines or American Express Travel.

4 Travel Credit Cards for 2020

Before we get into a few of our picks for travel credit cards for 2020, let’s clear the air: there isn’t one “best” credit card for everyone. Think of credit cards as your favorite pair of jeans. Sure, they look amazing on you, but they probably won’t look good on everyone.

Credit cards aren’t one-size-fits-all. What works for someone else won’t necessarily work for you. So carefully consider your own situation—your credit score, financial goals, travel habits, etc. Then look for a card that ticks all of your boxes. 

Now that we’ve got that over with, let’s look into our choices for the best travel credit cards of 2020.

Delta SkyMiles Blue American Express Card

Delta SkyMiles® Blue American Express Card

Apply Now
on American Express's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
15.74%-24.74% Variable

Balance Transfer:
15.74%-24.74% Variable

Annual Fee:
$0

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • Earn 15,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Offer Expires 4/1/2020.
  • No Annual Fee.
  • NEW! Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • NEW! No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.

Card Details +

Benefits: Ready to earn some serious miles? You can start out by earning 15,000 bonus miles after you spending $1,000 within the first three months of the card opening. But take advantage of this intro bonus quick—this offer expires 4/1/2020.

Besides the intro bonus, you can 2x miles per dollar at restaurants worldwide, plus 2x per dollar on Delta purchases and 1x mile on all other purchases. If you’re constantly traveling, this card will help you rack up some serious miles. And if you’re a globetrotter, there’s good news—this card doesn’t have any foreign transaction fees. 

Drawbacks: Like any card with great rewards, you’ll need good to excellent credit to qualify. Plus the ongoing APR is 15.74%-24.74% Variable , which isn’t terrible, but nothing to scoff at either. If that ongoing APR might be a bit of a stretch for you, you might want to consider another card. 

Amalgamated Bank of Chicago Union Strong Mastercard Credit Card

Amalgamated Bank of Chicago Union Strong Mastercard® Credit Card

Apply Now
on Amalgamated Bank of Chicago's secure website
Card Details
Intro Apr:
0% for 12 months on Purchases

Ongoing Apr:
10.75% (V)

Balance Transfer:
0% for 18 months on Balance Transfers

Annual Fee:
$0

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 10.75% (V), based on your creditworthiness.
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

Card Details +

Benefits: This card starts out with a bang, offering an intro APR of 0% for 12 months on Purchases . After that, the ongoing APR is 10.75% (V), based on your creditworthiness. That’s a pretty great APR for a travel rewards card. Plus, you can earn $150 statement credit after you spend $1,200 on purchases within the first 90 days of the account opening.

On top of that, you can earn 5x rewards on up to $1,500 in combined purchases each quarter. You can earn those rewards when you spend money on categories like dining, groceries, travel and automotive. This card also offers one point for each dollar you spend, so you can earn points every day. 

Drawbacks: Much like most of the cards on this list, you’ll need a good to excellent credit score to qualify for this card. If your credit score is less-than-perfect, you might want to consider applying for a different credit card. 

Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

Apply Now
on Chase's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
17.49% - 24.49% Variable

Balance Transfer:
17.49% - 24.49% Variable

Annual Fee:
$95

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

Card Details +

Benefits: When you spend $4,000 on purchases within the first three months of opening this card, you’ll earn 60,000 bonus points. That’s a whopping $750 towards travel when you redeem through Chase Ultimate Rewards.

But the rewards don’t stop there. You can earn 2x points on travel and dining worldwide, plus one point per dollar that you spend on all other purchases. And if you’re a fan of food-delivery services, you can get a $0 delivery fee and reduced services for unlimited deliveries on services like DoorDash and DashPass. This applies for orders over $12. This perk will be activated by 12/31/21. 

Drawbacks: Yes, this card definitely has a lot of rewards. But it comes at a price—specifically, a $95 annual fee. That can be pretty pricey, especially if you’re trying to keep an eye on your finances. This card also has an ongoing APR of 17.49% - 24.49% Variable , which is something you’ll have to keep an eye on. 

The Platinum Card from American Express

The Platinum Card® from American Express

Apply Now
on American Express's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
N/A

Balance Transfer:
N/A

Annual Fee:
$550

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

Card Details +

Benefits: If you want a card that pulls out all the stops, this might be the one for you. Right off the bat, you could earn 60,000 Membership Rewards points after you spend $5,000 in purchases within the first three months. 

It gets better. Here are a few other rewards that the Platinum Card from American Express offers:

  • Uber VIP status and free rides up to $15 each month, plus a bonus $20 in December.
  • 5x Membership Rewards points on flights booked directly with airlines or with American Express Travel.
  • 5x Membership Rewards points on prepaid hotels booked on amextravel.com. 
  • Access to the Global Lounge Collection, giving you lounge access.
  • Complimentary benefits with Fine Hotels and Resorts that total to a $550 value.
  • $200 Airline Fee Credit and up to $200 per calendar year in baggage fees
  • Up to $100 statement credits annually for purchases at Saks Fifth Avenue. Enrollment required.

Drawbacks: This card has a pretty hefty annual fee of $550 . While it does have some cool travel perks, you probably want to ask yourself if you’ll use them enough to justify that annual fee. If you find that you’re a light traveler or you just can’t take advantage of the perks this card offers, you might want to find another card. 

The Bottom Line

There are definitely some great travel cards on this list. Make sure to look at your travel habits and financial needs before picking the right card for your travel adventures in 2020.

You might notice that to qualify for most of the credit cards on this list, you’ll need either an excellent or good credit score. Wondering if you fall under that category? Sign up for your free credit report card to find out. 

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Editorial disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and aren’t reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuer’s website for the most current information on each card listed.


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