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It’s what credit card fans have been waiting for – Wells Fargo has revamped the ever-popular Wells Fargo Propel American Express Card. If you enjoy a good no annual fee credit card, this is a great option because it offers generous rewards on everyday expenses. Plus, the card is Millennial friendly – the Wells Fargo Propel American Express Card rewards streaming services, something that most credit cards don’t do. Let’s take a deeper dive into what kinds of benefits and perks this card offers.
Wells Fargo Propel American Express® Card
- Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
- $0 Annual Fee
- Earn 3X points for eating out and ordering in
- Earn 3X points for gas stations, rideshares and transit
- Earn 3X points for travel including flights, hotels, homestays and car rentals
- Earn 1X points on other purchases
- 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
Card Details +
First off, one thing that makes credit card offers appealing is the welcome offer. Wells Fargo Propel American Express Card offers new cardholders the chance to earn 30K bonus points when they spend $3,000 in purchases in the first three months. This is worth a $300 cash redemption. The Propel Card also has a 0% APR intro period for the first 12 months on purchases and on qualifying balance transfers, although balance transfers don’t count toward the bonus points.
This is where credit cards offer value to card holders – the reason people want to use their credit cards. Remember how we mentioned generous rewards earlier? Well, here it is. The Wells Fargo Propel American Express Card offers 3X the points on eating out and ordering in. So if you want a pizza delivered to your house, you’ll earn the same amount of bonus points as if you dine in. Cardholders also earn 3X the points at gas stations, rideshares, and transit. Drive around a lot? You’ll earn points. If driving isn’t for you, you’ll still earn 3X the points. Cardholders also earn 3X the points on travel including flights, hotels, homestays, and car rentals.
But that’s not all. Remember those streaming services that earn rewards? You guessed it. If you pay for streaming services like Netflix, Apple Music, or Spotify with your card, you also earn 3X the points. All other purchases earn 1X the points. Did we mention there’s no annual fee and no limit on how much cash back you can earn? Most other credit cards with rewards this generous come with an annual fee or limits on how much you can earn, so if you want to earn great rewards but don’t want to pay the annual fee, this card may be the one.
Alongside generous rewards, the Wells Fargo Propel American Express Card also offers great perks! Cardholders who pay their monthly cell phone bill with their card can get up to $600 of protection on their phones against covered damage or theft. Cardholders can also receive access to presales on tickets to shows or sporting events as well as participate in the Taste from American Express Invites program. This program offers cardholders special benefits at participating dine in restaurants such as a complimentary appetizer or bottle of wine or a 20% discount on food purchases.
What to Consider
Wells Fargo has done a great job revamping the Wells Fargo Propel American Express Card. For a no annual fee card, other rewards cards just don’t compare to the rewards and perks that this credit card offers. If you’re interested in applying for this card though, you’ll want to make sure your credit is in great shape by checking two free credit scores at credit.com since this card requires good to excellent credit to qualify.
At publishing time, the Wells Fargo Propel American Express credit card is offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for these cards. However, these relationships do not result in any preferential editorial treatment. This content is not provided by the card issuers. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuers.
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