Credit is complicated. After all, there are lots of different credit scores, three major credit reporting agencies, a gazillion lenders and many, many different types of loans with various underwriting requirements. Fortunately, there are some laws that are universal (with some variation by state, of course) when it comes to protecting you and your credit. Reading these laws word-for-word can certainly make your head hurt. But no worries: Credit.com is here to help you sort through the legalese. Our experts can help you learn about credit laws like the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. (Got a specific question about your credit? Feel free to leave it in the comments and we could potentially point you in the right direction.) You can also find out how your credit is currently doing by signing up for your free Credit.com account today. You’ll get two free credit scores, updated every 14 days, along with advice on how to specifically improve your standing.
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