From Our Experts

Credit reporting agencies collect and maintain the information that forms your credit history and ultimately, your credit report. And your credit report is used to calculate your various credit scores. There are many credit bureaus out there, but most people are familiar with the big three: Equifax, Experian and TransUnion. These major credit reporting agencies are the go-tos when it comes to lenders pulling your traditional credit report. Confused? Credit.com is here to help. We’ll break down everything you need to know about the major credit reporting agencies and the smaller specialty bureaus out there. Plus, you can get your free Credit.com account now to see a free credit score from Experian, the most comprehensive credit bureau in the U.S., as well as your very own credit report snapshot, updated every 14 days, that tells you how you’re doing in the five key areas that are included on your credit reports.

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